Matthew Heise is a financial advisor at Morgan Stanley with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, Merrill Lynch, and other financial firms. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies.

Ryan Rymarzak is the Vice President and Financial Consultant at Fidelity Investments. In this role, he partners with clients to understand their financial goals and build customized plans to meet their unique needs. He places a strong emphasis on forming and maintaining relationships based on trust, reliability, and competency. Ryan has accumulated extensive experience in the financial services industry, having worked as a Financial Consultant at Fidelity Investments since 2022. Prior to this, he served as Assistant Branch Leader at Fidelity Investments from 2020 to 2022. His leadership roles include serving as Branch Leader at TD Ameritrade from 2018 to 2020 and Producing Branch Leader at Scottrade between 2014 and 2018. Earlier in his career, he worked as a Senior Stockbroker at Scottrade from 2010 to 2014.

Aldin Rakovic is a financial advisor with J.P. Morgan Securities in Northbrook, IL, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has been with J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Ian Williams is a Financial Consultant at Fidelity Investments, a role he has held since 2022. Prior to this, he worked as a Financial Advisor at Morgan Stanley from 2020 to 2022, and began his career as a Trainee at Thrivent in 2020. His professional experience encompasses various aspects of financial advising and consulting. Ian focuses on understanding the unique financial situations of his clients to co-create personalized plans aligned with their goals. He emphasizes the importance of client engagement and collaboration in maximizing the benefits available through Fidelity Investments. Additional details regarding Ian's education, credentials, personal interests, or community involvement were not provided.

Scott Davis is a financial advisor with Merrill in Northbrook, IL, holding Series 63 and Series 65 credentials and 29 years of industry experience. He previously worked at Morgan Stanley Private Bank for nine years before joining Merrill and Bank of America in 2024. Outside of his advisory role, he serves as a board member for Dairymen's Inc., a family resort and club in Boulder Junction, Wisconsin. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Michael Mullenbach is a financial advisor with Raymond James & Associates in Deerfield, IL, holding Series 63 and Series 65 registrations and with 15 years of industry experience. He has been with Raymond James & Associates since 2011. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base, including individuals, institutional clients, and charitable organizations. The firm provides financial planning and non-discretionary investment consulting, utilizing various portfolio management styles supported by affiliated research and model managers.

Xu Wan is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2021, Wan has been involved with Dearborn Capital Brokers Ltd. since 2006. Wan has outside employment with Dearborn Capital Brokers Ltd. that is not investment related. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and services utilizing model portfolios and research from various sources, providing both discretionary and non-discretionary management options.

Katarzyna Wiselka is a financial advisor at Merrill with 11 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2015. She is connected to a family-owned electrical services business through her spouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Anil Rathi is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Michael Coldwell is a financial advisor with Morgan Stanley in Barrington, IL, holding Series 63 and Series 65 licenses. He has 25 years of industry experience, including prior roles at Edward Jones and Cuna Mutual Group. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs. The firm emphasizes structured financial planning utilizing firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Jeffrey Richards is a financial advisor at Merrill with two years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2022. Prior to joining Merrill, he spent five years at Plum Market - Old Town and four years with Friar Tuck Beverage. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Joshua Spungen is a Wealth Management Advisor at Merrill Lynch Wealth Management, associated with The Gelb Advisory & Retirement Team. He joined the firm in 2015 after completing his undergraduate studies at Miami University, where he studied finance and history. Joshua focuses on designing and implementing customized wealth management strategies aimed at helping clients achieve financial success, including individuals and corporate clients. His expertise encompasses a variety of financial planning areas such as corporate benefits, executive services, divorce transition planning, education planning, family wealth management strategies, and socially responsible investing, among others. Joshua and his team utilize Merrill's Personal Wealth Analysis™ software to simulate and monitor various financial scenarios, assisting clients with portfolio management and wealth accumulation while addressing aspects like tax efficiency and risk mitigation. Joshua holds several professional designations including Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional role, he volunteers with Semester at Sea's Young Alumni Council and engages in activities such as golfing and following sports teams like the New Jersey Devils, Washington Nationals, and New York Giants.

Barton Leahy is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets beginning in 2006. Outside of his advisory role, he is a general partner in a family limited partnership involved in land leasing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Matthew Mc Clure is a financial advisor at Edward Jones in Arlington Heights, IL, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he was self-employed and worked with Little Flower Media, as well as at Lakeshore and Kirtland Country Clubs. Outside of advising, he is the founder of CSM Media LLC, a company focused on A/V production and livestreaming events, and has served as a guest tennis instructor at North Shore Country Club. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment advisory programs and strategies supported by a large network of advisors and branch offices across the United States.

Katherin Mullane is a financial advisor at Merrill in Northbrook, IL, holding Series 63 and Series 66 licenses with 20 years of industry experience. She has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional clients.

Amy Baker is a financial advisor with Morgan Stanley Wealth Management in Deerfield, IL, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies such as Monte Carlo simulations and Secular Return Estimates in its financial planning process.

Michael Marella III is a financial advisor at Robert W. Baird & Co. with 23 years of industry experience. He holds a Series 66 designation and has been with Robert W. Baird since 2007. Outside of his advisory role, he is involved with The Land Barons LLC, an LLC focused on real estate rental properties, where he handles general maintenance and bookkeeping. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies including traditional and non-traditional allocations, with both discretionary and non-discretionary options.

Jonathan Sandlund is a financial advisor with Charles Schwab in Northbrook, IL, holding a Series 66 designation and four years of industry experience. Prior to joining Schwab in 2026, he worked at JPMorgan Chase Bank and J.P. Morgan Securities from 2022 to 2026, as well as at Bank of America and UBS Financial Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from its Center for Financial Research.

Robert Jensen Jr. is a financial advisor with Morgan Stanley in Barrington, IL, holding Series 63 and Series 66 designations and bringing 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he co-owns rental properties with his spouse, who manages the holdings as a real estate broker. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides financial planning and advisory services to individuals and institutional clients. The firm employs a structured planning process supported by analytical tools and serves a broad range of clients with comprehensive investment and wealth management solutions.

Alejandro Munoz is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 66 and Series 63 licenses and has held roles at both J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as previous experience at Bank of America and Merrill. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.