Joseph Joyce is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 15 years of industry experience. His career includes roles at Work Market, PFS Investments Inc., Field Solutions, and Field Nation, all ongoing since 2010 or earlier. Outside of advisory work, he receives compensation for referring home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts under a tiered wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, emphasizing a model-based approach rather than institutional plan management.

Martin Painter is a financial advisor with Primerica Advisors in Wheaton, IL, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has been with Primerica Advisors since 1983 and Primerica Financial Services since 1982. Outside of advisory work, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Luke Long is a Series 66-designated financial advisor with Fidelity in Naperville, IL, bringing one year of industry experience. His prior work includes roles at Sweetener Supply Corporation and the University of Kansas. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment approach that combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Michael Cook is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. He has worked with Ameriprise since 2009 in various capacities. Outside of advising, he owns SCS Corp, a business management entity unrelated to investment activities. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written reports and ongoing advice. The firm’s approach integrates investment research, third-party data, and algorithmic tools, emphasizing dependable income sources and tax-aware withdrawal strategies.

Thomas Dusing is a Financial Consultant currently working at Fidelity Investments since 2014. He has a professional background that includes roles as a Relationship Manager Associate at Credit Suisse Private Bank USA from 2012 to 2014, a Private Banker Associate at JP Morgan Private Bank from 2010 to 2012, and as a Senior Product Development Analyst at Driehaus Capital Management LLC from 1999 to 2010. In his current role, Thomas focuses on understanding the unique financial journeys of families by building meaningful relationships. He collaborates with clients to evaluate and refine their financial strategies, ensuring alignment with their core values and long-term life goals.

Anthony Ferrazzi is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Bank of America since 2018 and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jacob Wiggins is a financial advisor with Fidelity Investments in Naperville, IL, holding a Series 66 designation and two years of industry experience. Prior to his current role, he has experience working at various organizations including Chipotle and Stratos Wealth Partners. Outside of his advisory work, he coaches volleyball for the Future Volleyball Club. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a process that combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Vijay Thakkar is a CFP® with 34 years of experience in the financial services industry. He is affiliated with Cetera and has held roles there since 1991, currently serving under its institutional platform. In addition to his advisory work, Thakkar owns Vijay Thakkar & Associates Ltd, a business focused on accounting, tax preparation, and payroll processing. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large nationwide network of independent advisors, offering a range of portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform that provides advisors with various program options and access to third-party managers.

Robert Watson is a financial advisor at Morgan Stanley with five years of industry experience. He holds the Series 66 designation and previously worked at BMO Harris Bank for 18 years before joining Morgan Stanley in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Kelly Mc Kay is a financial advisor at Edward Jones in Elgin, IL, holding Series 63 and Series 65 licenses. Mc Kay has been with Edward Jones since 2021, with a total of six years at the firm and no prior industry experience before that. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets across a broad network of financial advisors and offers a variety of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Joseph Keller is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill in September 2014, he has focused on assisting business owners, individuals, and their families in managing and preserving wealth through personalized attention and customized, disciplined financial strategies. He works closely with clients to develop tailored plans that align with their long-term goals. His areas of expertise include legacy planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, socially responsible and ESG investing, women and wealth, sports and entertainment, individual and corporate investment strategy, and retirement income. Joseph holds a Bachelor's Degree from Northern Illinois University and professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Joseph and his family reside in West Chicago, Illinois. Outside of his professional role, he is involved in community organizations such as the Fox Valley Beekeepers Association, Fox Valley Food For Health, and St. Peter Catholic Church in Geneva, Illinois. His personal interests include football, gardening, golfing, pottery, spending time with his family, and traveling.

Douglas Grove is a financial advisor at Thrivent Investment Management with 31 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including Principal Life, MassMutual, Fidelity Investments, and Thrivent Financial. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing goal-based, holistic financial planning without discretionary portfolio management. The firm’s approach includes periodic reviews and allows clients to combine planning with managed-account services through an integrated billing option.

Kyle Mcbroom is a financial advisor with LPL Financial in Lisle, Illinois, holding Series 63 and Series 65 designations and 28 years of industry experience. His prior roles include positions at MSI Financial Services, Opus Wealth Management Group, Level Four Advisory Services, and Good Life Advisors, where he currently provides investment advisory services through an independent firm. Outside of his advisory work, he is associated with Bigdog Dadddy LLC, a business entity maintained for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, combining a broad advisory platform with extensive non-advisory financial activities.

Jeff Crum is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 1994. He has been in the financial services industry for 35 years, beginning his career as a Financial Advisor at Prudential Bache Securities from 1990 to 1994. Jeff focuses on the process of financial planning at the beginning of client relationships, emphasizing the unique nature of each client's situation. He partners with clients to address what is important to them and their families, developing tailored game plans. Outside of his professional work, Jeff enjoys boating, family activities, fitness, golf, and spending time at the lake. He is also involved in volunteering.

Kelsey Lahue is a financial advisor with LPL Financial in Wheaton, IL, holding Series 63 and Series 65 licenses and having one year of industry experience. Prior to joining LPL Financial, Lahue worked at Oracle, Brand Certain, Ellkay, Olive, and Cerner Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and retirement advice, supported by a large network of advisors and advanced operational tools.

Bradley Parks is a financial advisor at Raymond James Financial with 23 years of industry experience. He holds the ChFC® and Series 66 designations and previously worked at UBS Financial Services Inc. for 11 years before joining Raymond James in 2020. Parks is also the president of Mountain Street Advisors, LLC, a support company created for his independent contractor role. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary advice using various analytical tools and supports municipal and public finance work through a unique affiliated municipal advisor.

Justin Pisellini is a financial advisor with LPL Financial in Wheaton, Illinois, holding a Series 66 designation and 16 years of industry experience. He previously worked at Edward Jones for eight years before joining LPL Financial in 2018. Piscesini also works part-time as a licensed administrative assistant for another financial advisor in his office. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Kevin Gilbert is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has prior work experience at Edward Jones and JPMorgan Chase Bank, N.A. In addition to his financial roles, Gilbert has held positions in web development and design-related companies. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by a centralized due diligence process that combines quantitative and qualitative research.

Kyle Haider is a Wealth Management Senior Relationship Manager at Fidelity Investments. In this role, he partners with clients and collaborates closely throughout their financial journey, working with Fidelity's independent investors and their families to deliver service within Private Wealth Management. Kyle has been with Fidelity Investments since 2021, progressing through roles including Relationship Manager, Planning Consultant, Financial Consultant, and currently Senior Relationship Manager. Prior to Fidelity, he worked as a Financial Advisor at Edward Jones from 2019 to 2021. He holds an Arkansas Insurance License. Outside of his professional responsibilities, Kyle's personal interests include cars, family activities, traveling, and volunteering.

Brian Richter is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2024 and previously held roles at Equity Services Inc and National Life Group. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from Schwab’s Center for Financial Research.