David Morales is a financial advisor with LPL Financial and holds a Series 66 designation. He has 15 years of industry experience, previously working at Merrill and BMO Harris Financial Advisors before joining LPL Financial in 2021. Outside of his advisory role, he owns Mila Mores Group, Inc., a business not related to investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by research and technology tools.

Philip Carava is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 17 years of industry experience. He previously worked at TD Ameritrade for 14 years before joining Schwab. Based in Chicago, IL, he has been with Charles Schwab since 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Mary Webb is a financial advisor with Morgan Stanley in Oak Brook, IL, holding a Series 66 designation and 19 years of industry experience. She has been with Morgan Stanley since 2013, including 11 years at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and modeling techniques.

Luis Gonzalez is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2012, alongside his tenure at JPMorgan Chase Bank, N.A. since 2006. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary, written asset allocation advice and customized performance reporting. The firm’s advisory approach combines quantitative and qualitative research to build model asset allocations and incorporates an ESG eligibility framework in its recommendations.

Matthew Magnesen is a financial advisor with Morgan Stanley in Oak Brook, IL, holding a Series 66 designation and 16 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process includes structured discovery conversations and firm-approved tools, with an emphasis on advisory services rather than individual security recommendations.

Derek West is a Financial Consultant currently working at Fidelity Investments since 2023. He specializes in collaborating with clients and their families to develop unique financial plans that address their current and future needs. Prior to his current role, Derek gained experience as a Wealth Management Banker at U.S. Bank from 2017 to 2023. His professional background includes working directly with clients to help them pursue their financial goals. Outside of his professional career, Derek enjoys engaging in activities such as baseball, camping, football, golf, and spending time with friends at social events.

Matthew Ibrahim is a Financial Advisor specializing in wealth management strategies, currently affiliated with Merrill Lynch Wealth Management. He works with individuals, families, corporate executives, and business owners to navigate critical financial decisions and pursue long-term goals such as building wealth, preparing for retirement, and creating a legacy. His areas of expertise include corporate executive services, divorce transition planning, education planning, employee benefits planning, equity compensation services, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, and tax minimization. Matthew holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned his Bachelor's Degree from the University of Illinois System. Outside of his professional role, Matthew speaks both English and Arabic and is involved in community service through organizations such as Feed My Starving Children. His personal interests include basketball, billiards, boxing, fishing, golfing, music, soccer, spending time with family, traveling, and watching movies.

Nora Hernandez is a financial advisor at Equitable Advisors with six years of industry experience. She holds the Series 66 and Series 63 licenses and has previously worked at Axa Advisors, LLC. Outside of financial advising, she managed a home daycare business for nearly two decades and participates in a networking group called Elite Connection Circle. Equitable Advisors serves a broad client base ranging from individuals to institutional clients, offering financial planning, retirement plan consulting, and asset management programs. The firm delivers services through a network of Investment Adviser Representatives and utilizes a mix of proprietary and third-party advisory solutions.

Ann Mariani Issel is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. Her prior roles include positions at Dorion-Gray Retirement Planning, Securities America Advisors, Mack Investment Securities, and Heritage Capital Management. She operates a DBA titled Professional Wealth Advisors for her LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

Patricia Trombetta is a financial advisor at Morgan Stanley with 27 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley since 2019, following a three-year tenure at UBS Financial Services Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Kristin Wollam is a financial advisor with Morgan Stanley in Chicago, IL, holding Series 63 and Series 65 credentials and six years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2021, following a two-year tenure at Ameriprise Financial Services Inc. Outside of her advisory role, Wollam serves as an unpaid financial mentor and is a board member and monthly meeting moderator for the Women of Strategic Introductions League. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers a range of retail and institutional investment services.

Reagan Pauwels is a financial advisor at Morgan Stanley in Chicago, IL, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2025, he held positions at the University of Notre Dame, Cornell University, Manasquan Bank, and Fortis Consulting Group. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools, including Monte Carlo simulations and Secular Return Estimates, to support its financial planning process.

Benjamin Carr is a financial advisor at LPL Financial in Chicago, IL, holding a Series 66 designation with nine years of industry experience. He previously worked at Citigroup Global Markets for eight years before joining LPL Financial and BMO US Wealth Management in 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, with advice provided through a large network of investment adviser representatives.

Ajit Pant is a financial advisor with Mass Mutual Investors Services in Lisle, Illinois, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 19 years at Metlife Securities Inc. Outside of his advisory role, Pant is the founder and board member of the American Association of Engineers of Indian Origin, a nonprofit organization focused on educational, technological, and scientific interaction and networking opportunities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring engagements as collaborative, annual relationships emphasizing goal analysis and broad investment strategy recommendations.

John Reyes is a Financial Consultant at Fidelity Investments, a role he has held since 2026. In this capacity, he collaborates closely with clients to align financial and retirement goals, integrating various aspects of their personal and financial situations to support their life objectives. Prior to his current position, John held several roles at Fidelity Investments, including Investment Consultant (2025-2026), Relationship Manager (2024-2025), and Workplace Planning Associate (2023-2024). His professional experience also includes working as an Equity Derivatives Trader from 2022 to 2023 and serving as a Bilingual Senior Benefits Consultant at GoHealth from 2021 to 2022. Outside of his professional career, John engages in family activities, fitness, golf, playing musical instruments, and outdoor adventures.

Lukas Rekasius is a financial advisor at Morgan Stanley in Oak Brook, IL, holding the Series 63 and Series 66 licenses with two years of industry experience. His prior roles include positions at W7S Brokerage Services, Western Southern Life, Globe Life, and Arthur J. Gallagher. Before entering the financial industry, he spent nine years in full-time education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and firm-approved methodologies to support client financial planning.

Jeffrey Simmons is a CFA® charterholder with 17 years of industry experience, currently advising clients at Robert W. Baird & Co. since 2013. Based in Chicago, IL, he serves on the Investment and Executive Committees of the Community Memorial Foundation, a nonprofit organization. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which provides tailored investment and financial planning services to individuals, families, institutions, and charitable organizations using a combination of in-house and third-party managers.

Devon Embery is a financial advisor at RBC Capital Markets with eight years of industry experience and holds a Series 66 designation. Prior to joining RBC, he worked at Morgan Stanley Private Bank and Slalom. He also serves as a trustee for a trust in Green Valley, Arizona. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that deliver portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

John Mele is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Based in Chicago, IL, he operates within one of the largest wealth management firms in the industry. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services that include both direct individual planning and corporate financial planning agreements.

Brian Lampsa is a financial advisor with Raymond James & Associates in Chicago, IL, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Raymond James & Associates since 2007. Outside of his advisory work, he owns Pleasant Land LLC, an agricultural property consisting of 160 acres of woods. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.