Matt Estkowski is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing, Morgan Stanley, and Merrill. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services through a large network of advisors. The firm provides tailored recommendations using Wells Fargo research and planning tools, covering various specialized planning areas for clients who meet specific net-worth criteria.

Hayde Antonio is a Financial Consultant at Fidelity Investments, a position held since 2020. In this role, Hayde works closely with clients to develop personalized financial plans tailored to their unique needs, utilizing Fidelity's technology and resources. Prior to joining Fidelity, Hayde gained extensive experience as a Private Client Banker at JP Morgan Chase from 2007 to 2020. This background provided a strong foundation in client relationship management and financial services. Outside of work, Hayde engages in various personal interests including family activities, gardening, music, traveling, and volunteering.

Vytas Balciunas is a Series 66-licensed advisor at J.P. Morgan Securities with six years of industry experience. He previously worked at Merrill and Bank of America, N.A. before joining J.P. Morgan. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence and incorporates quantitative and qualitative analysis, including an ESG eligibility framework.

John Abrams is a financial advisor with Wells Fargo Clearing in Naperville, IL, holding the ChFC® and Series 66 designations. He has 28 years of industry experience, including prior roles at A. G. Edwards & Sons, Inc. and Morgan Stanley Dw Inc. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics from Wells Fargo Investment Institute and third parties, applying diversification principles and modern portfolio theory, while offering both brokerage and advisory solutions.

Zachary Katula is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and two years of industry experience. His prior roles include positions at NYLIFE Securities LLC and Equitable Advisors, LLC. Outside of finance, he has experience working in education and the food service industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Joseph Book is a financial advisor affiliated with OSAIC, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. His prior roles include positions at Woodbury Financial, LPL Financial, Itasca Bank, and Money Concepts Capital Corp. Outside of his advisory work, he owns and operates a disc jockey and musical entertainment business. OSAIC Wealth serves a diverse client base, including retail investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through various investment programs. The firm employs a model-based asset allocation and portfolio optimization approach and is notable for its scale, consolidation activity, and complex affiliate network.

Daniel Dorger is a financial advisor with J.P. Morgan Securities in Wheaton, IL, holding Series 63 and Series 66 credentials and 17 years of industry experience. He has worked with JPMorgan Chase Bank and J.P. Morgan Securities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients with a focus on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework.

Terrence Porro is a financial advisor at OSAIC with 25 years of industry experience. He previously worked at Woodbury Financial Services, Inc., Valic Financial Advisors, and Ameriprise. Outside of his advisory role, he has been involved in selling traditional life insurance products since 1985. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment approach with portfolio optimization tools and supports various managed account strategies.

William Triantafel is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory work, he is involved with NEX3 Communications, LLC, a private cable operator. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools, supported by research from its Global Investment Committee.

Robert Castanares is a financial advisor with LPL Financial and holds Series 63 and Series 65 credentials. He has 26 years of industry experience, including prior roles at J.P. Morgan Securities and Chase Investment Services Corp. Outside of his advisory work, he is involved in a tax preparation and accounting service through Hagen Tax Advisory. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, combining technology tools with diverse investment strategies implemented by a large network of advisors.

Jose Gallego is a financial advisor at OSAIC with 37 years of industry experience. He holds Series 63 and Series 65 credentials. His prior experience includes roles at Woodbury Financial Services and Questar Asset Management. Outside of his advisory work, he serves as a soccer referee for the Naperville Park District. OSAIC Wealth serves a diverse client base, including retail and institutional investors, through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supporting a range of program options that include financial planning, managed portfolios, and retirement plan consulting.

Timothy Poe is a financial advisor at Merrill with 24 years of industry experience and holds Series 63 and Series 66 registrations. He has been with Merrill since 2011. Outside of his advisory role, he serves as company secretary for DLB Group, Inc., an administrative services contractor related to a marketing firm led by his spouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Morales is a financial advisor with LPL Financial and holds a Series 66 designation. He has 15 years of industry experience, previously working at Merrill and BMO Harris Financial Advisors before joining LPL Financial in 2021. Outside of his advisory role, he owns Mila Mores Group, Inc., a business not related to investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by research and technology tools.

Vito Partipilo is a financial advisor with LPL Financial who holds Series 63 and Series 65 credentials and has 27 years of industry experience. His prior work includes roles at BMO Harris Financial Advisors, Vision Asset Management Inc, and LaSalle Financial Services, Inc. He is also employed outside the financial industry with Merieux NutriScience. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, and supports its network of over 22,800 advisors with research, operational tools, and institutional platforms.

Mary Webb is a financial advisor with Morgan Stanley in Oak Brook, IL, holding a Series 66 designation and 19 years of industry experience. She has been with Morgan Stanley since 2013, including 11 years at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and modeling techniques.

Matthew Magnesen is a financial advisor with Morgan Stanley in Oak Brook, IL, holding a Series 66 designation and 16 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process includes structured discovery conversations and firm-approved tools, with an emphasis on advisory services rather than individual security recommendations.

Matthew Ibrahim is a Financial Advisor specializing in wealth management strategies, currently affiliated with Merrill Lynch Wealth Management. He works with individuals, families, corporate executives, and business owners to navigate critical financial decisions and pursue long-term goals such as building wealth, preparing for retirement, and creating a legacy. His areas of expertise include corporate executive services, divorce transition planning, education planning, employee benefits planning, equity compensation services, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, and tax minimization. Matthew holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned his Bachelor's Degree from the University of Illinois System. Outside of his professional role, Matthew speaks both English and Arabic and is involved in community service through organizations such as Feed My Starving Children. His personal interests include basketball, billiards, boxing, fishing, golfing, music, soccer, spending time with family, traveling, and watching movies.

Nora Hernandez is a financial advisor at Equitable Advisors with six years of industry experience. She holds the Series 66 and Series 63 licenses and has previously worked at Axa Advisors, LLC. Outside of financial advising, she managed a home daycare business for nearly two decades and participates in a networking group called Elite Connection Circle. Equitable Advisors serves a broad client base ranging from individuals to institutional clients, offering financial planning, retirement plan consulting, and asset management programs. The firm delivers services through a network of Investment Adviser Representatives and utilizes a mix of proprietary and third-party advisory solutions.

Ann Mariani Issel is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. Her prior roles include positions at Dorion-Gray Retirement Planning, Securities America Advisors, Mack Investment Securities, and Heritage Capital Management. She operates a DBA titled Professional Wealth Advisors for her LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

Patricia Trombetta is a financial advisor at Morgan Stanley with 27 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley since 2019, following a three-year tenure at UBS Financial Services Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.