Jesal Patel is a financial advisor with Eagle Strategies (NY Life) based in Houston, Texas, holding Series 63 and Series 65 licenses and with 21 years of industry experience. He has worked with Eagle Strategies since 2010 and has been affiliated with New York Life and Nylife Securities Inc. since the early 2000s. Patel is a shareholder of NYLARC Holding Company, which reinsures life insurance policies written with New York Life. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers a variety of program types and emphasizes tailored recommendations, managing a significant portion of assets on a non-discretionary basis while operating within an integrated New York Life affiliate structure.

Michael Contant is a Series 65-licensed financial advisor with 17 years of industry experience. He has worked at Mariner Wealth Advisors since 2019 and previously spent eight years at Patriot Wealth Management, Inc. Mariner serves a diverse client base, including individuals, high-net-worth households, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and tax services. The firm employs a discretionary, customized portfolio approach overseen by an Investment Committee and combines in-house research with third-party managers, while also providing integrated tax, accounting, and family office services.

Fabian Palomino is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Citigroup since 2019. Prior to that, he was with JP Morgan Chase Bank NA and JP Morgan Securities LLC from 2015 to 2019. Outside of his advisory work, he is involved in youth soccer coaching through S & N Soccer, LLC, providing private lessons to boys and girls. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and combines large institutional scale with specialized market roles.

Janet Sabio is a financial advisor with Transamerica Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses and four years of industry experience. She has been with Transamerica Financial Advisors since 2021 and has been involved with World Financial Group and World System Builder since 2017. Outside of financial advising, she is the managing member of Gari-Pulse Entertainment LLC, a company focused on publishing her poetry and supporting Garifuna cultural activities. Transamerica Financial Advisors serves a broad client base including individuals, retirement plans, trusts, and businesses, delivering services through a large advisor network and multiple program platforms. The firm primarily uses model portfolios and third-party managers for investment advisory services and integrates retirement plan administration with affiliated entities.

Mohammed Bajwa is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has been with Transamerica Financial Advisors since 2017 and also has experience with World Financial Group. In addition to his advisory role, Bajwa serves as a project manager at the Texas Commission on Environmental Quality, where he assesses and oversees the cleanup of contaminated sites. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, retirement plans, trusts, and businesses. The firm’s advisory approach utilizes model portfolios and third-party managers, supported by a large network of advisors and multiple program platforms.

Brian Stanford is a CFP® with 20 years of industry experience currently with Allworth Financial, L.P. in Houston, TX. His prior roles include over a decade at TIAA-CREF and several years at Fidelity and Wells Fargo Investments. Allworth Financial serves a diverse client base including individuals, high-net-worth investors, pension plans, trusts, corporations, and charitable organizations, offering financial planning, portfolio management, retirement plan consulting, and variable annuity servicing. The firm employs a combination of quantitative and qualitative analysis to implement customized investment strategies across multiple asset classes and also provides educational resources through newsletters, podcasts, and seminars.

David Epstein is a financial advisor with PNC Wealth Management in Houston, TX, holding Series 66 and Series 63 licenses and bringing 15 years of industry experience. His prior roles include positions at BBVA Wealth Solutions, BBVA Securities, BBVA Compass Insurance Agency, Compass Bank, Chase Investment Services, and Banc of America Investment Services. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including the invitation-only Portfolio Solutions Strategist Digital Offering that uses algorithmic risk assessment to manage portfolios with mutual funds and ETFs.

Karen Heider is a financial advisor with Sanctuary Advisors, LLC in Houston, TX, holding a Series 66 designation and bringing 11 years of industry experience. Her prior work includes roles at Bank of America, N.A. from 2015 to the present and Merrill from 2014 to 2020. Sanctuary Advisors offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports independent advisor representatives who manage portfolios using various strategies and platforms, with a range of analytical approaches and a fiduciary duty when advisory agreements are in place.

Dagon Garris is a financial advisor with Eagle Strategies (NY Life) based in Houston, TX, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Eagle Strategies since 2011 and maintains longstanding roles with Nylife Securities Inc. and New York Life insurance company, both since 2005. Garris serves as a member of the Rutgers School of Arts and Sciences Dean's Advisory Council, providing consultation and guidance to support the school’s mission and strategic goals. Eagle Strategies serves a diverse client base, including individual investors and institutional sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Carrie Westfall is a financial advisor with TLG Advisors, Inc. in Houston, TX, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. Her prior work includes roles at The Leaders Group Inc and Invesco Advisers, Inc. She also manages marketing and communications for Elite Insurance Agency Inc. TLG Advisors serves a diverse client base, including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm focuses on manager selection and portfolio monitoring using fundamental analysis and Modern Portfolio Theory, offering both customized advisory services and a direct-to-consumer digital program.

Heath Johnson is a financial advisor with VOYA Financial Advisors, Inc. in Houston, TX, holding a Series 66 designation and bringing 23 years of industry experience. He has been with VOYA Financial Advisors since 2014 and previously worked at Voya Financial Partners, LLC from 2003 to 2011. Outside of his advisory role, he is also an independent insurance agent specializing in fixed insurance products. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and retirement advisory services through a combination of in-house and external strategists, utilizing technology-enabled tools and a mix of discretionary and non-discretionary account management.

Timothy Moore is a CFP® with nine years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in Houston, TX. His prior roles include positions with The Vanguard Group and Securities America, Inc. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm applies a Modern Portfolio Theory-based investment approach, utilizing diversified portfolios with low-cost ETFs, index funds, separate account managers, and private funds, complemented by client education programs and integrated service offerings.

Nicholas Low is a financial advisor at Hightower Advisors with 17 years of industry experience. He has held previous roles at STA Wealth Management, LLC and J.P. Morgan Securities. He holds the Series 66 designation and is based in Houston, TX. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles and strategies.

Moyra Golden is a financial advisor with Citigroup Global Markets in Houston, TX, holding a Series 66 designation and 24 years of industry experience. She has worked with CITI Private Bank since 2010. Outside of finance, she owns Moyra Golden Fine Arts, where she produces and sells paintings. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research and derivatives services.

Yuanfang Jiao is a financial advisor with Transamerica Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses and possessing nine years of industry experience. Their career includes extensive involvement in health and medical insurance sales across multiple firms and agencies, alongside tax preparation work. Jiao also assists clients with estate planning products through an affiliated referral business. Transamerica Financial Advisors, LLC serves a diverse client base including individual investors, retirement plans, trusts, and charitable organizations. The firm primarily utilizes model portfolios and third-party managers to implement its advisory services, supported by a large network of advisors and multiple program platforms.

Bryan Percle is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2014. Based in Houston, TX, Percle works within a large enterprise firm serving a diverse client base. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles and commercial arrangements.

Lijoy Thomas is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and is a partner at WSB Spartans Inc. In addition to his advisory role, Thomas is involved with the Heartland Institute of Financial Education, a non-investment related organization. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services. The firm delivers investment advice through proprietary and third-party model portfolios with discretionary and non-discretionary options.

Isaac Rico is an advisor at Fifth Third Securities, Inc. based in Houston, TX. He holds Series 63 and Series 65 designations and has three years of industry experience. Prior to joining Fifth Third Securities, he worked at Fifth Third Bank and held various roles in retail and healthcare sectors. Fifth Third Securities serves a diverse client base including individuals, high-net-worth clients, and institutional investors, offering investment advisory and brokerage services. The firm provides access to multiple program types and third-party portfolio managers through its Passageway Managed Account Platform, emphasizing tailored risk profiles and a range of investment strategies.

David Ahlquist is a CFP® professional with 26 years of experience in the financial services industry. He is currently affiliated with Concurrent Investment Advisors, LLC and TAVO Wealth, having previously worked at Raymond James & Associates, TIAA-CREF, and Charles Schwab. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement plan advisory services, with a focus on customized, long-term portfolios that include ETFs, mutual funds, individual securities, bonds, alternative investments, and independent sub-advisers.

Robert Frater is a CFP® with 45 years of industry experience, currently with Allworth Financial, L.P. since 2020. His prior roles include ownership and management at HA Management, LLC and long-term experience as a self-employed advisor. He serves on the board of the Houston Center for Musical Arts and manages funds for the Rotary Club of Houston Heights Charitable Foundation. Allworth Financial serves a broad client base including individuals, high-net-worth investors, pension plans, and charitable organizations, providing comprehensive financial planning, portfolio management, and educational resources. The firm employs a combination of quantitative and qualitative analysis to deliver customized investment strategies across various asset classes and manages both proprietary and third-party portfolios.