Darren Handley is a financial advisor with Ameriprise in Draper, Utah, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. His prior roles include positions at Centaurus Financial, Inc. and operating his own firm, Handley And Associates, for 28 years. He is also involved in independent insurance brokering and works with ProSync Insurance Services, LLC. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research-driven modeling and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Levi Waters is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has previously worked at E*TRADE Capital Management, E*TRADE Securities, and Edward Jones. Outside of finance, Levi operates a handyman business called Lend a Hand Handyman. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning arrangements.

Steven Jackson is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 credentials and having 32 years of industry experience. He has worked at various Fidelity-affiliated firms since 1993 and is involved outside of work providing care for special needs individuals during holidays. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research and quantitative analysis with systematic portfolio construction.

John Nielsen is a CFP® professional with 42 years of experience in the financial services industry. He currently works with Cetera and has held roles at Keystone Wealth Advisors and Retirement Planning Associates, among others. Nielsen is also involved in equipment leasing through RPA Aero LLC, where he manages operational and accounting duties. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with varied discretionary and non-discretionary portfolio management options, financial planning, and access to third-party money managers.

Steven Fullmer is a financial advisor with OSAIC who holds a Series 63 designation and has 39 years of industry experience. He has been associated with Royal Alliance since 2013. Outside of his advisory role, he is a managing member of several entities, including ALISANDRA, LLC, which manages his personal investments. OSAIC serves a diverse clientele ranging from individual and high-net-worth investors to institutional clients such as pension plans and charitable organizations. The firm provides a wide array of services including brokerage, investment advisory, financial planning, and access to various third-party money managers through multiple advisory platforms.

Matthew Fusano is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and nine years of industry experience. He previously worked for Transamerica Financial Advisors, Inc. and World Financial Group Insurance Agency from 2016 to 2026. Fusano has also been associated with the Corporation of the Presiding Bishop since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Michael Graff is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. His prior experience includes roles at Morgan Stanley, E*TRADE Capital Management, and Valic Financial Advisors. Outside of his advisory work, he is co-owner of a family-run rental property business. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Quinton Young is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2025. He has been with Fidelity Investments since 2018, progressing through positions including Financial Consultant, Planning Consultant and Relationship Manager, and College Planning Specialist. Prior to joining Fidelity, he worked as an Insurance Agent at State Farm Insurance and as a Banker at Mountain America Credit Union. As a Certified Financial Planner™, Quinton Young focuses on educating and collaborating with his clients to develop comprehensive financial plans tailored to their life goals. He emphasizes a thorough understanding of his clients' priorities as the foundation of his advisory approach. Outside of his professional work, Quinton enjoys activities such as board games, family activities, exploring food, outdoor adventures, and playing table tennis.

Patricio Panuncio is a Financial Advisor with Merrill Lynch Wealth Management. In this role, he assists individuals, families, and business owners with wealth management, offering guidance on investment strategies, retirement planning, and financial decision-making. He aims to build lasting relationships and serves as a trusted partner throughout his clients' financial journeys. Patricio's approach emphasizes understanding each client's unique goals and priorities, providing thoughtful financial planning and personalized investment strategies tailored to long-term objectives. He holds the Personal Investment Advisor (PIA) designation and has educational experience from the Academy for Math Engineering and Science and the University of Utah. He is fluent in both Spanish and English. Outside of his professional work, Patricio spends time with his family and engages in activities such as golfing, skiing, and outdoor exploration. He applies principles from his personal interests, like discipline and preparation, to his client relationships and financial advisory services.

Jonathan Poure is a CFP® professional with 19 years of industry experience, currently affiliated with LPL Financial in Salt Lake City, UT. He has been with LPL Financial and National Bank of Arizona since 2015. Outside of his advisory role, he serves as a manager and business development officer at Zions Trust and Zions Capital Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, supporting both discretionary and non-discretionary management with access to research and model portfolios from multiple sources.

Michael Hill is a financial advisor with Equitable Advisors in Salt Lake City, Utah, holding Series 63 and Series 65 licenses and having 20 years of industry experience. He previously worked at MSI Financial Services, Inc. and AXA Advisors LLC. Outside of his advisory work, he is involved with P2P Coaching and Training LLC, operating Path 2 Purpose Academy as a certified coach. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party investment solutions delivered through a large network of advisors.

Jared Knudsen is a financial advisor at LPL Financial with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked with Securities America Advisors, Wasatch Benefits Group, and KMS Financial Services. His activities include managing insurance products such as Medicare and life insurance plans. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services through a national network of investment advisers, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Christopher Williams is a CFP® with 26 years of experience in the financial services industry. He is currently with Raymond James Financial Services Advisors, Inc., where he has worked since 2020. Prior to that, he spent nine years at Wells Fargo Advisors Financial Network LLC. Outside of his advisory role, Williams is president of Simpatico, a support company, and holds leadership positions in several other financial advisory businesses. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools and supports both advisory programs and institutional consulting across a large network.

Jeremy Smith is a financial advisor with Morgan Stanley in West Jordan, Utah, holding a Series 66 designation and 26 years of industry experience. He has been with Morgan Stanley and affiliated entities since 2007. Outside of his advisory role, he operates an internet business specializing in carbon fiber tubes. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing structured planning tools and modeling techniques.

Michael Brandt is a financial advisor with Cetera who holds a Series 66 designation and has 11 years of industry experience. His work history includes positions at Voya Financial Advisors, The M Group & Associates, and Unified Financial Partners, where he currently serves as owner. Outside of advising, he owns an expense management business called M Brandt Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party investment strategies, with approximately 10,000 advisors managing over $256 billion in assets.

Getzemani Pantoja Clixteco is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial and affiliated Zions entities in 2024, Clixteco worked at SoFi from 2019 to 2024 and Goldman Sachs from 2014 to 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios and retirement plan consulting, and supports diversified investment strategies with research from LPL Research and third-party providers.

Timothy Wright is a financial advisor with Morgan Stanley Wealth Management, holding a Series 66 designation and over 21 years of industry experience. He previously worked extensively at E*TRADE in various capacities from 2006 to 2023. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and advanced modeling tools, offering services primarily in an advisory capacity without individual security recommendations as part of standalone plans.

Melanie Sanchez is a financial advisor at Morgan Stanley with four years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Wells Fargo in various advisory and banking roles from 2017 to 2025. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Daniel Jeppson is a financial advisor at Cambridge Investment Research Advisors with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Cambridge since 2006. Outside of his advisory role, Jeppson serves as president of an independent insurance agency. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers tailored strategies through various custody platforms and maintains both proprietary and third-party model portfolios, with institutional features such as advisor equity participation and compliance processes.

Randolph Finneman is a financial advisor at Raymond James Financial with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Amazon, Scottrade, and Security Service Federal Credit Union. He is also involved as a financial advisor within a credit union support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals, while maintaining specialized services in municipal finance and SIMPLE IRA employer consulting.