Matthew Montague is a Financial Advisor with Merrill Lynch Wealth Management, specializing in working with business owners and multi-generational families. He helps clients bring structure and clarity to business and personal wealth planning, 401(k) and retirement plan oversight, decision-making, and family wealth coordination. He serves as a long-term decision partner to help clients make disciplined and defensible financial choices aligned with their priorities. Matthew and his team focus on areas such as college education planning, family wealth management strategies, services for defined benefit plans, investment consulting for defined contribution plans, and retirement income. He collaborates closely with clients to create personalized wealth management plans based on understanding their life priorities. He holds a Bachelor of Science in Finance and a Bachelor of Arts in Financial Planning, both from Arizona State University. Matthew is a CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is involved in his community through participation in the Church of Jesus Christ of Latter Day Saints.

Mikael Moran is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley and Capital One. Moran is based in Tempe, Arizona. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Valerie Fishgold is a CFP® with 44 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2018. She previously spent 15 years at Geneos Wealth Management Inc. and has operated Fishgold Financial Services since 1982. Outside of her advisory work, she co-owns an Arabian horse business and serves as a notary public and certified legal document preparer. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and offers both discretionary and non-discretionary management across multiple platforms and custodians.

Liam Connor is a financial advisor at Edward Jones in Tempe, AZ, holding a Series 66 designation. He joined Edward Jones in 2026 and has prior experience at Loomis Sayles and PanAgora Asset Management. Before entering the financial industry, he held various roles including at the University of Massachusetts Amherst and Connor and Morneau LLP. Edward Jones is a full-service wealth management firm serving a diverse client base, including individual and institutional investors. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and branch offices.

Kathryn Josey is a financial advisor at Merrill with eight years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Vanguard Group, Inc. and Bank of America N.A. She also has experience with Youth on their Own and The University of Arizona. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Klen is a Series 66-registered financial advisor at Morgan Stanley in Tempe, AZ, with six years of industry experience. He previously worked at Wells Fargo Securities and The Vanguard Group before joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Lori Greer is a financial advisor at Edward Jones with 19 years of industry experience. She has been with Edward Jones since 2004 and holds the Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary and non-discretionary wrap fee programs and separately managed accounts. The firm manages approximately $1.01 trillion in assets and operates through a large network of advisors and branch offices nationwide.

Jacob Stevens is a financial advisor at Morgan Stanley in Gilbert, AZ, holding Series 63 and Series 66 licenses with one year of industry experience. Prior to joining Morgan Stanley, he worked at Insight and has experience with the Green Valley Fire Department and Arizona Christian University, among other roles. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and tools like Monte Carlo simulations, and it serves clients through both direct and corporate financial planning agreements.

Lindsay Capozza Miceli is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding a Series 66 designation and 11 years of industry experience. She has been with MML Investors Services LLC since 2014 and with MassMutual Life Insurance Company since 2013. Outside of her advisory role, she is the owner of LCM Finance LLC, an entity used for pass-through compensation. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and models to deliver written recommendations tailored to client goals.

Aaron Fraser is a financial advisor at Morgan Stanley in Gilbert, AZ, with 14 years of industry experience. He holds a Series 66 designation and has worked previously at E*TRADE Securities LLC, Bank of America N.A., and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Owen Anderson is a financial advisor at Morgan Stanley in Tempe, AZ, holding a Series 66 designation. He has recently started his career in the financial industry, with less than one year of experience. Prior to joining Morgan Stanley, his work history includes a variety of roles in different industries and educational settings. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and advisory programs, managing approximately $2.74 trillion in client assets, and employs a structured planning process supported by firm-approved tools and research.

Michael Perhach is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and 2 years of industry experience. He has been with Merrill since 2011, totaling 15 years at the firm in various roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Harrison Bunim is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley since 2018, including time at Morgan Stanley Private Bank, N.A. Prior to his financial career, he held positions at Young's Bicycle Shop and was involved with the Desert Cats Lacrosse Program and Young Sports Ltd. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process relies on structured discovery conversations and firm-approved tools, offering a broad array of investment and financial services.

Jason Freiwald is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. His prior roles include positions at Ameriprise Financial Services Inc., FFS Legacy, Inc., and Waddell & Reed, Inc., with additional experience in insurance agencies. He is also president of FFS Legacy Inc., a non-investment-related business. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. It provides a retirement-income planning service designed for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to develop personalized recommendations.

Nikiya Harris is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and has worked at multiple firms, including AGIA, Corebridge Financial, and Valic Financial Advisors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and offers broader derivatives and commodities capabilities compared with many institutional advisory programs.

Todd Hansen is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 26 years of industry experience. He previously worked at Raymond James & Associates, Inc. for eight years before joining Wells Fargo Clearing in 2023. Hansen has a side business involving loans secured by real estate he previously owned. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Jeffrey Stein is a financial advisor with Cetera, holding a Series 66 designation and beginning his advisory career in 2026. Prior to entering the advisory field, he worked at Clearwater Analytics, Reputation.com, and Financial Engines. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party managers across multiple program structures.

Kevin Bast is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds Series 63, 65, and 66 licenses. His prior work includes roles at E*Trade by Morgan Stanley, The Vanguard Group, TD Ameritrade, Morgan Stanley, Scottrade, USAA Financial Planning Services, Charles Schwab, and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and includes broader derivatives and commodities capabilities.

Thomas Sattler is a financial advisor with Cambridge Investment Research Advisors. He holds a Series 66 designation and has been associated with Cambridge Investment Research in various capacities since 2023. His prior experience includes roles at My One Retirement and BYU Idaho. Cambridge Investment Research Advisors, Inc. serves a diverse range of individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.

Paulo De Souza is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2018. He has been with Fidelity Investments since 2013, serving in various roles including Investment Consultant, Retirement Solutions Representative, Investment Solutions Representative, Premium Relationship Associate, and Financial Representative. Throughout his career, Paulo has focused on understanding clients' financial and retirement goals and establishing relationships based on comfort and trust. He emphasizes clear communication and simplifies complex aspects of financial planning to create clear and easy-to-follow plans. Paulo holds a California Insurance License. Outside of work, he has interests in movies, soccer, table tennis, theater, and traveling.