Marta Escobar Rhodes is a Series 66-credentialed financial advisor with 25 years of industry experience, currently with Merrill since 2011. Based in Rolling Hills Estates, CA, she holds a notary public license, which she uses occasionally to notarize documents for clients. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary strategies overseen by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of asset allocation and tax-aware investment options.

Thomas Salvatierra is a CFP® and holds a Series 65 license, with 14 years of industry experience. He is currently with Fisher Investments and previously worked at Empower Advisory Group and Personal Capital Advisors Corporation. Fisher Investments serves a diverse global client base, including institutional and high-net-worth individual investors, providing discretionary portfolio management through a centralized investment process that utilizes quantitative and qualitative research. The firm offers sub-advisory and retirement plan services while managing a broad range of equity, fixed-income, and blended mandates.

Max Lagao is a financial advisor with Morgan Stanley in El Segundo, CA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of finance, he is involved as a consultant for a baby products business called The Baby Whisperer. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools and investment estimates to model outcomes.

Thomas Immer Jr. is a CFP®-designated financial advisor at Edward Jones in Torrance, CA, with eight years of industry experience. His prior work includes roles at New CAPS LLC, Baby Monarchs, Inc., Kentucky All Access, LLC, and 3 Leaf Realty Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Jose De Jesus Alanis Garcia is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and has prior experience at Bank of America, N.A., and in sales roles. His background also includes work at California State University Northridge and involvement with Antonios Parking Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.

Darlene Sasaki Ito is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC and over two decades at Wells Fargo Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options within its investment offerings.

Anita Rafie is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. She has worked at Wells Fargo in various capacities since 1996, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of investment advisory and fiduciary services tailored to plan objectives and risk tolerances. The firm’s approach includes both discretionary and non-discretionary options, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Arthur Yang is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Daniel Obrand is a Financial Consultant currently working with Fidelity Investments since 2022. In this role, he partners with clients to determine their financial priorities and goals, building and implementing strategies to help them pursue those objectives. He has extensive experience in the financial services industry, having previously held financial consultant and advisor positions at E*Trade Financial Services from 2010 to 2022, Smith Barney from 2006 to 2009, and Morgan Stanley from 2005 to 2006. Daniel holds a California Insurance License.

William Pratt is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following a four-year tenure at WELLS FARGO Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, delivering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and based on modern portfolio theory, offering a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Petra Gisinger is a financial advisor with Primerica Advisors in Cerritos, CA, holding Series 65 and Series 63 licenses and 15 years of industry experience. She has been with Primerica Advisors since 2019 and previously worked at Pfs Investments Inc. and Primerica Financial Services. Her outside activities include sales of various investment-related products and part-time referrals for home security, automation products, and other home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by external asset managers, supporting a range of approaches including strategic, tactical, tax-managed, and income-distribution models.

Braden Duesler is a Financial Consultant at Fidelity Investments, a position he has held since 2023. Prior to this role, he worked as an Investment Consultant at Fidelity Investments from 2022 to 2023, and before that, he was a Financial Planner at Lincoln Financial Advisors from 2020 to 2022. His professional experience includes retirement planning, investment strategies, and tax-efficient investing. Braden holds a California Insurance License. Outside of his professional work, he is interested in family activities, fitness, golf, parenthood, pets, and traveling.

Gary Fournier is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 54 years of industry experience. He has worked at J.P. Morgan Securities since 2008 and also serves as an employee of JPMorgan Chase Bank, N.A. since 2010, enabling him to offer certain banking products alongside investment services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, offering non-discretionary advisory programs supported by centralized due diligence and ESG eligibility processes.

Heather Hackett is a CFP® certificant with 23 years of industry experience. She is currently with Osaic Wealth, Inc. and previously worked at Commonwealth Financial Network, LPL Financial, CETERA Advisor Networks, The Financial Planning Department, and Girard Securities. Hackett is co-owner of All Weather Holdings, LLC, an entity involved in commercial real estate, and is engaged in accounting and tax preparation through her private firm, The Financial Planning Department, Inc. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of financial advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managers to offer discretionary and non-discretionary portfolio management.

Lauren Holden is a financial advisor with OSAIC based in Torrance, CA. She holds a Series 66 designation and has one year of industry experience. Prior to her current role, she has worked at Hartwell Financial Services and has been involved with the South End Racquet and Health Club. Additionally, she has a background in full-time education spanning ten years. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and investment advisory services, financial planning, and access to multiple advisory platforms. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management, including third-party managed account solutions.

Mohammed Ayala is a financial advisor at LPL Financial with 27 years of industry experience. He holds Series 63 and Series 65 designations and has worked at several firms including CUSO Financial Services, U.S. Bancorp Investments, Bank of America, Merrill Lynch, and Southland Credit Union. Outside of advisory roles, he was involved with Kali Botanical for over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from both internal and third-party sources.

Yoonjae Gong is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In this role, he works closely with clients to understand their financial priorities and develop strategies aimed at pursuing their short-, mid-, and long-term goals. He provides guidance on a range of financial topics including general investing, retirement planning, and emergency savings. Additionally, he can facilitate access to Bank of America specialists for banking, credit, home financing, and small business services. Yoonjae holds a Bachelor’s Degree from the University of California system and carries the Personal Investment Advisor (PIA) designation. He is fluent in English and Korean, enabling him to communicate effectively with a diverse client base. His approach centers on building relationships and offering ongoing advice as clients’ financial needs evolve.

Felipe Sebastian is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has worked at J.P. Morgan Securities since 2013 and JPMorgan Chase Bank since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting delivered through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory capabilities with brokerage, distribution, and investment management services.

Brian Woo is a financial advisor with Morgan Stanley in Rolling Hills Estates, CA, holding a Series 66 designation and six years of industry experience. His prior roles include positions at RBC Capital Markets, J.P. Morgan Chase Bank, and Bank of America. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and models to assist clients and operates in both advisory and broker-dealer capacities.

Nicolas Faria is a financial advisor at Fidelity with 18 years of industry experience. He holds a Series 66 designation and has worked in various capacities within Fidelity since 2012. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a range of clients including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and offers services such as discretionary management, fund advisory, and model portfolio delivery.