Hratch Agazaryan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works with high-net-worth individuals, retirees, business owners, and foundations, focusing on a comprehensive range of wealth management strategies. These include investment guidance and risk management, lending and liability management, retirement income planning, asset preservation, wealth transfer and tax minimization, as well as charitable and estate planning. With over 21 years of experience, Hratch brings a seasoned perspective as a qualified Portfolio Manager. He leverages the resources and services of a large investment firm to provide a customized approach tailored to each client’s financial objectives. Committed to lifelong learning, he holds multiple advanced professional certifications, including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), Certified Private Wealth Advisor® (CPWA®), and Retirement Management Advisor® (RMA®). Hratch earned a Master’s degree with a concentration in finance and completes continuing professional education annually. Hratch resides in Glendale, California, with his wife Olga and their three children. Outside of his professional pursuits, he enjoys spending time with his family and engaging in activities such as yoga, cycling, golfing, skiing, and photography. He is fluent in Armenian, Russian, and English.

Juan Hoke is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds Series 66 and Series 63 licenses and has worked at several firms including The Vanguard Group and QuikTrip. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on asset allocation advice, investment manager searches, and customized reporting, supported by centralized due diligence and combining quantitative and qualitative research.

Terry Gordy Sr. is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at SagePoint Financial, Inc. and Independent Capital Management, Inc. Outside of his advisory role, he is involved in investment management and insurance sales through his business, Terry Gordy/TJ Whitney Co., which also facilitates client referrals to trust personnel. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services across various programs, utilizing a model-based investment process with a focus on asset allocation, portfolio optimization, and risk management.

Scott Hansen is a CFP® professional with 27 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He has also worked with Wells Fargo Bank since 2008 and Banc of America Investment Services, Inc. from 2002 to 2008. Outside of his advisory role, he serves as a baseball umpire for Little League District 63 in Ventura, California. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions.

Steve Felsen is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 designations and 12 years of industry experience. He has worked at Equitable Advisors since 2019, with prior roles at Axa Advisors, Transamerica Financial Advisors, and World Financial Group. Outside of his advisory work, he teaches financial literacy to students through local recreation and park districts and a nonprofit organization. Equitable Advisors serves individual and institutional clients by providing financial planning, retirement plan consulting, and asset management programs. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers to deliver customized investment solutions across various product types.

Ivan Gonzalez is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 65 licenses, and has 30 years of industry experience. His career includes roles at Cetera Advisors LLC, Investors Capital Corp., LPL Financial, and Ameriprise. He is the owner of Ivan Gonzalez Financial Services, a financial services and insurance business. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, access to third-party managers, and a variety of program structures.

Oscar Alvarenga Menjivar is a financial advisor at Merrill with Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at J.P. Morgan Securities and JPMorgan Chase Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Johnson is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities, LLC, and Equitable Advisors. From 2014 to 2018, he was involved with Laughing Buddha. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Bobbi Barbera is a financial advisor at LPL Financial with 30 years of industry experience. She holds the Series 63 designation and has previously worked with Waddell & Reed, Inc., as well as multiple insurance carriers. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and various institutional platforms.

David Lazar is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has a background that includes over two decades at Avantax and his own accounting firm, Lazar and Company Certified Public Accountants, which provides tax preparation and accounting services. Outside of his advisory role, he serves as president of CPayroll, Inc. and holds board responsibilities for Guardians of RHD, where he manages financial recordkeeping and tax preparation. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services delivered through a multi-manager platform that combines affiliated and third-party managers across various program structures and custodial relationships.

Sotirios Sotiropoulos is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 15 years of experience in the financial services industry, including more than 10 years in international trading and private banking. His background includes extensive work with equities, fixed income, and wealth management, serving diverse clients such as high net worth individuals and family offices. Sotirios holds a Bachelor's degree from Queen Mary University of London, a Master's degree from Imperial College London, and a Master's degree from the University of Piraeus. He is registered with FINRA holding Series 7, Series 66, and Series 63 licenses and holds the Personal Investment Advisor (PIA) designation. He brings an international perspective to his practice, having lived and worked in several European countries and speaks English, Greek, French, and Italian. His personal interests include reading, running, skiing, swimming, tennis, and volleyball. He has also been involved with the Athens 2004 Olympic Games.

Alexander Ary is a financial advisor with Wells Fargo Clearing in Thousand Oaks, CA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Bank of America, Merrill, EZ-NetTools, and Brigham Young University - Idaho. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Martin Lee is a financial advisor with Wells Fargo Clearing in Burbank, CA, holding Series 63 and Series 66 designations and 15 years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, using an IPS-driven approach grounded in modern portfolio theory. The firm offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations across a range of products, performance reporting, and participant education.

Hagop Malatian is a financial advisor at Ameriprise with eight years of industry experience. He holds a Series 66 designation and has worked with Ameriprise and its affiliates since 2014. Outside of his advisory role, he is employed by Insperity PEO Services, which supports employment compensation for franchise advisors. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement-income planning advice through detailed recommendation reports and focuses on dependable income sources and tax-aware withdrawal strategies.

Guillermo Saade is a financial advisor with LPL Enterprise, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Edward Jones, The Prudential Insurance Company of America, and Pruco Securities LLC. Outside of his advisory work, he serves as a board member for the nonprofit organization Hands4Hope, providing strategic and financial oversight. LPL Enterprise offers investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and various institutional clients. The firm uses a model-driven investment approach, leveraging portfolios developed by LPL’s Research Department and third-party strategists, and provides access to a range of financial planning, consulting, and asset management options.

Joseph Blanchette is a financial advisor with Equitable Advisors, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he worked in various roles including positions at Cal Poly State University and Los Angeles Mission College. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management services through a network of Investment Adviser Representatives, utilizing a range of third-party advisory programs and proprietary tools.

Robert Hunter Jr. is a financial advisor with Equitable Advisors in Woodland Hills, CA, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked at Equitable Advisors since 2003 and previously was with Ernst & Young Investment Advisers LLP from 2001 to 2003. Hunter is also an adjunct professor at California Lutheran University and an online faculty member for the College for Financial Planning. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes various advisory models, predominantly implemented through third-party sponsors and emphasizes a fiduciary approach for qualified plans.

David Miller is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including Fidelity Investments, Scholtz & Company, LLC, Imperial Capital LLC, and Loop Capital Markets LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships alongside access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Jordan Sweeney is a Planning Consultant at Fidelity Investments, a position held since 2025. Prior to this role, Jordan worked as a Relationship Manager at Fidelity Investments from 2024 to 2025 and as a Customer Relationship Advocate at the same company from 2022 to 2024. Jordan holds a California Insurance License. Jordan focuses on providing ongoing guidance and support to help clients navigate financial planning with clarity and confidence. The approach centers on building lasting relationships based on trust and transparency. Outside of work, Jordan has personal interests that include cars, fishing, food, hiking, and photography.

Robert Farber is a Series 65-licensed financial advisor with Equitable Advisors in West Hills, CA, and has 53 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm’s approach includes matching clients to program models or discretionary managers and utilizes both proprietary and third-party investment solutions.