Nathaniel Downes is a CFA charterholder with over 21 years of industry experience. He has worked at Lido Advisors since 2025 and previously held positions at Avitas Wealth Management and UBS Financial Services. Downes is active with the CFA Society of Los Angeles and serves on the CFA Institute’s Standards of Practice Council, contributing to educational efforts and ethics oversight. Lido advises a wide range of clients, including high-net-worth individuals, family offices, and institutional investors, providing integrated wealth management through a combination of equities, fixed income, alternatives, and tactical option strategies. The firm is noted for its active sub-advisory roles and affiliated services in trust, tax, insurance, and brokerage.

Ananya Chandra is a financial advisor at Lido with one year of industry experience. She holds a Series 65 designation and previously worked at Pegasus Partners Ltd for six years and at Marquette University for two years. Lido provides investment management, financial planning, family office services, and related trust, tax, insurance, and brokerage services to a diverse client base including high-net-worth individuals, family offices, trusts, estates, charitable organizations, corporations, and pension plans. The firm’s approach integrates asset allocation across multiple asset classes and employs tactical and defined-risk option strategies, delivering services through various account types, sub-advisers, and affiliated entities.

Tanner Hamilton is a financial advisor at Mariner with 12 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at AdvicePeriod, LLC and Foresters Financial Services, INC. Mariner serves a diverse client base, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax and family office services. The firm employs customized discretionary portfolios supported by an internal research and portfolio management team and provides a range of investment strategies alongside integrated tax and accounting services.

Elsie Elias is a financial advisor with Citigroup Global Markets in Los Angeles, CA, holding Series 63 and Series 66 credentials. She has 17 years of industry experience and has been with Citigroup since 2012. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies and maintains in-house research and security-pricing activities alongside roles as a swap dealer and futures commission merchant.

Emily Lin is a financial advisor with HSBC Securities (USA) Inc. in Arcadia, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has worked at HSBC Securities since 2013 and concurrently serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate firm. Her prior experience includes roles at Merrill and Charles Schwab. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment options. The firm combines strategic and tactical asset allocation developed with HSBC Global Asset Management and oversees fund selection and monitoring through affiliated providers.

Jerrod Foster is a CFP® and CFA® with 10 years of industry experience. He currently works at Lido Advisors, LLC and previously held roles at Parkside Advisors, Morgan Stanley, Bank of New York Mellon, Charles Schwab, AssetMark, and LWI Financial. In addition to his advisory work, Foster serves as associate faculty at West Valley-Mission Community College District and adjunct faculty at Contra Costa Community College District. Lido advises a diverse client base including high-net-worth individuals, family offices, trusts, charitable organizations, and institutions, providing integrated wealth management through a combination of investment management, financial planning, and affiliated trust, tax, insurance, and brokerage services. The firm manages roughly $42.5 billion in assets and employs a tactical investment approach featuring options strategies and a broad range of asset classes.

Stephen Zhou is a financial advisor at Lido with 10 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Fountainhead Capital Management, MML Investors Services, and MassMutual Life Insurance Company. Zhou also works as an insurance broker through HD Mooers in California, focusing on life, disability, long-term care insurance, and annuities. Lido serves a diverse client base, including high-net-worth individuals, family offices, trusts, charitable organizations, and institutional plans, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach, balancing asset allocation and utilizing tactical risk strategies, while also maintaining a significant role as a sub-adviser to investment funds.

Corey Kelly is a financial advisor at Cresset Asset Management, LLC in Los Angeles, CA, holding a Series 65 credential with two years of industry experience. Prior to joining Cresset, he worked at TRUE Capital Management and has held roles at several other firms including Creative Artist Agency and Madison + Vine. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles through a risk-aware approach combining strategic asset allocation, manager selection, and both active and passive strategies across multiple asset classes.

Kevin Ku is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 65 designation and one year of industry experience. He previously worked at KPMG for 12 years before joining Wealth Enhancement Group and its affiliate firm. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach blending passive and active strategies overseen by an internal Investment Committee.

Bryce Bednorz is a financial advisor at Lido with 12 years of industry experience. He holds a Series 65 designation and has worked previously at Fountainhead Capital Management and Mass Mutual Investors Services. He is also an insurance agent, recommending and servicing life and disability insurance policies through Guardian Insurance Company and National Life Group. Lido serves a diverse client base including high-net-worth individuals, family offices, and institutional investors, offering integrated wealth management that balances asset allocation across a range of investments. The firm combines traditional advisory services with extensive affiliated capabilities and actively manages or sub-advises investment funds, including options-based strategies.

Stella Shim is a CFP® and ChFC® with 13 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. Her prior roles include positions at Fidelity Investments, Bank of America, Merrill, and Morgan Stanley. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, using asset-allocation models and internal research tools to tailor recommendations aligned with client goals and risk tolerance.

Benjamin Yeh is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds a Series 66 designation and has been with Citigroup since 2022. Prior to joining the firm, his background includes a role at Students of Georgetown Inc. and periods outside of the industry. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with a combination of discretionary and non-discretionary programs and engages in unique market roles including swap dealing and futures commission merchant services.

Jennifer Cook is a financial advisor at Capital Group Private Client Services, Inc. in Los Angeles, CA, with nine years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Capital Bank & Trust Company and New Market Wealth Management. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, utilizing a multi-manager approach with separately managed accounts, affiliated funds, and access to alternative strategy funds.

Lilach West is a financial advisor at Brookstone Capital Management LLC with six years of industry experience. She holds a Series 65 designation and has worked with Brookstone since 2020. In addition to her advisory role, West is a licensed insurance agent with JD Mellberg Financial and also serves as an attorney reviewing living trusts for past clients. Brookstone Capital Management is an SEC-registered adviser that provides fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, sovereign wealth funds, and banking institutions, delivering investment management primarily on a discretionary basis via various model portfolios and managed accounts.

Tracy Wright is a financial advisor at Lido with a Series 65 credential and one year of industry experience. Prior to joining Lido, Wright worked at Fountainhead Advisors and has experience in community volunteering and operating Organized Transitions LLC. Lido serves a diverse client base including high-net-worth individuals, family offices, and institutional investors, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach, balancing a broad range of asset classes and utilizing tactical and defined-risk option strategies.

Artin Esmaelian Masihi is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Wells Fargo Clearing, Wells Fargo Bank, and J.P. Morgan Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with in-house research, custody services, and specialized market roles.

Michael Reid is a CFA® charterholder with 16 years of industry experience, currently serving as an advisor at Lido since 2025. Prior to joining Lido, he spent 36 years at Exchange Capital Management, Inc. He is also involved with Whiskey Lake Partners, LLC, a company formed to acquire and manage intellectual property rights related to generic top-level domain names. Lido advises a diverse client base including high-net-worth and ultra-high-net-worth individuals, family offices, trusts, estates, and institutional investors. The firm employs an integrated wealth-management approach combining asset allocation across multiple asset classes with tactical and defined-risk option strategies, and it serves in active sub-advisory roles for ETFs and other investment funds.

Danova Chow is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. Her career includes over two decades at Wescom Financial Services and recent roles at CUSO Financial Services and Infinex Investments. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer structure that combines discretionary and non-discretionary accounts.

Miles Kilstofte is a financial advisor with PlanMember Securities Corporation, holding a CFP® designation and Series 63 and 65 licenses, with 15 years of industry experience. He has worked at PlanMember since 2011 and also serves as Business Development Manager at Surety Investment Services. Outside of finance, Kilstofte is active as a band member, songwriter, and musician. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, offering fiduciary guidance and a range of investment options through its asset allocation portfolios. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios spanning conservative to aggressive strategies.

Adolph Kristunas is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and three years of industry experience. His work history includes roles at Citi, Starbucks, New York Life, Lowe’s, Amazon, and the Tunkhannock Area School District. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, providing research, execution, custody services, and specialized lending solutions.