Andres Cervantes is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2021. His prior work includes roles at JPMorgan Chase Bank and Tru Nature. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates systematic quantitative screens, qualitative research, and incorporates an ESG eligibility framework as part of its investment recommendations.

Joseph Tansey is a financial advisor with OSAIC in San Diego, CA, holding Series 63 and Series 65 credentials and offering 26 years of industry experience. He previously worked at Sagepoint Financial, Inc. and National Planning Corporation. Outside of his advisory work, he owns IE&J, LLC, an S-Corp unrelated to investment activities. OSAIC Wealth serves a broad range of clients, including retail, institutional, retirement plan sponsors, and charities, providing both brokerage and advisory services. The firm employs a model-based investment approach with tools for asset allocation and portfolio optimization, supporting discretionary and non-discretionary strategies across multiple platforms.

Jeremy Middleton is a Financial Advisor at Merrill Lynch Wealth Management with over eight years of experience in the wealth management and financial services industry. He focuses on assisting hardworking, high-net-worth individuals from diverse backgrounds to achieve their financial goals. Jeremy provides tailored strategies aimed at preserving and growing client wealth through a range of services including retirement planning, wealth and estate transfer planning, asset and investment management, and corporate cash-reserve management. Having started his career in Boston, Massachusetts in 2016, Jeremy has since established his practice in Southern California. His professional expertise is supported by a Personal Investment Advisor (PIA) designation and a Bachelor's Degree from Emmanuel College. Jeremy is proficient in both English and Spanish, enhancing his ability to serve a broader client base. He is also an active member of the San Diego Black Chamber of Commerce and involved in its Emerging Leaders community initiative. Beyond his professional commitments, Jeremy maintains personal interests in baseball, boxing, football, hiking, hunting, music, skiing, and watching movies. As a Merrill advisor, he aims to connect all aspects of his clients' financial lives to help prioritize and pursue their most important goals.

Jeffrey Von Behren is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has served since 1999. He has more than 20 years of experience in the financial services industry and specializes in areas including education planning, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, and socially responsible, values-based, and ESG investing. Mr. Von Behren holds a Bachelor of Arts degree in Economics from Pomona College and a Master of Arts degree in Economics from the University of Oklahoma. He also earned a certificate in Personal Financial Planning from San Diego State University. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Prior to his career in financial services, Mr. Von Behren served four years as a Field Artillery Officer in the United States Army, achieving the rank of Captain. He has been recognized by Forbes in its "Best-in-State Wealth Advisors" list for 2023 through 2025, and his team, The Roel Von Behren Group, was named to the Forbes "Best-in-State Wealth Management Teams" list for 2023 through 2026. He resides in Mission Hills with his wife and their two children and enjoys biking, reading, running, skiing, and spending time with his family.

Nicholas Stone is a CFP®-certified financial advisor with 14 years of industry experience, currently with Edward Jones in San Diego, CA. His work history includes roles at Edward Jones and Wells Fargo Clearing. Outside of financial advising, he owns and operates Nick Stone Photography, a small business specializing in event and lifestyle photography. Edward Jones is a full-service wealth management firm serving over four million clients, offering a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Laura Jacobs is a financial advisor at UBS Financial Services with 16 years of industry experience. She holds the CFP® and Series 66 designations and has been with UBS since 2011. Outside of her advisory role, she is involved with Screen Free Kids LLC, where she manages social media, runs events, and oversees the company’s website focused on providing screen-free activities and education for families. She also has experience selling health and skincare products through NuSkin. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm delivers advisory work through a network of financial advisors who tailor plans based on proprietary research and model-based asset allocations.

Julian Odish is a financial advisor with Merrill in San Diego, CA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America, Morgan Stanley, Northwestern Mutual, and Allied First Bank, as well as experience at JDO Capital Group and the University of San Diego. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jorge Carranza is a financial advisor with Edward Jones in Chula Vista, CA, holding Series 63 and Series 66 credentials and seven years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and Wells Fargo. Outside of financial services, he owns a rental property in El Sauzal, BCN. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and operates under a fiduciary standard.

Michael Lacroix is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 66 designation and 14 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2012 and with Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, Lacroix serves as Chair of the Military Affairs Committee and is a member of the Finance Committee for Rotary International in San Diego. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Patricia Uhart is a financial advisor at OSAIC with 43 years of industry experience. She holds a Series 66 designation and has worked at Royal Alliance Associates, Inc. since 2018 and Signator Investors, Inc. from 2016 to 2018. In addition to her advisory work, she owns Uhart Tax & Financial, where she provides tax preparation, planning, and IRS representation services, and she is also an artist who paints and sells watercolor artwork. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment process with tools for asset allocation, portfolio optimization, and risk management, and it operates multiple affiliated entities and product offerings.

Eric Splaver is a financial advisor at Cetera with 16 years of industry experience and holds a Series 66 designation. He has extensive involvement in accounting and tax services, including managing a CPA firm where he provides tax, accounting, and business consulting. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Steven Gray is a financial advisor at Charles Schwab with 18 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at TD Ameritrade from 2011 to 2023 before joining Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

William Garber is a financial advisor with UBS Financial Services in San Diego, CA. He holds a Series 66 designation and has 14 years of industry experience, including 13 years at UBS. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, discretionary and non-discretionary portfolio management, and distributes mutual funds and alternative products.

Christopher Schierhorn is a Series 66-credentialed financial advisor with nine years of industry experience, currently serving clients at UBS Financial Services since 2017. Prior to joining UBS, he worked at Hein and Associates LLP for three years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing proprietary research and model-based asset allocations to tailor strategies. The firm combines wealth management with institutional trading capabilities and provides a broad range of capital markets services.

Christopher Rea is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market models.

Robin Ballard is a financial advisor with LPL Financial in San Diego, CA, holding a Series 63 license and 45 years of industry experience. He has been with LPL Financial since 1993. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual clients, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Didier Frachon is a financial advisor at Morgan Stanley with 41 years of industry experience. He holds Series 63 and Series 65 designations and has worked within various divisions of Morgan Stanley since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Roberto Aguais is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America, Ameriprise, and Mission Federal Credit Union. He has experience working outside the financial sector at Bonita Pet Supply and in accounting services with Robert F Rosario CPA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Khanh Ngo is a CFP®-designated financial advisor with 19 years of industry experience. He is currently with RBC Capital Markets, where he has worked since 2020. His prior experience includes roles at Merrill, Unionbanc Investment Services, MUFG Union Bank, and Bank of America. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with tailored strategies implemented through a combination of in-house and third-party investment managers, supported by RBC’s capital markets and affiliated asset management capabilities.

Susan Pillen Levine is a financial advisor at LPL Financial with 13 years of industry experience. She holds a Series 66 designation and has previously worked at Commonwealth Financial Network before returning to LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.