Samuel Troughton is a financial advisor with Charles Schwab, holding Series 65 and Series 63 licenses and one year of industry experience. His background includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and Fintech Global, as well as several years in full-time education. Outside of finance, he spent four years at Camp Palawopec. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Nicolas Mendez is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has previous experience at Fidelity Investments and Gentrust Wealth Management. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Christopher Melton is a CFP® with 44 years of experience in the financial services industry. He is affiliated with Raymond James Financial and is the owner of Melton Wealth Management, LLC, which he established in 2018. His career includes roles at Wells Fargo Clearing Services and Concurrent Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and advanced analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Aleksandra Drake is a financial advisor with Merrill, holding a Series 66 designation and 11 years of industry experience. She has worked at Merrill and Bank of America since 2017 and previously spent two years with JPMorgan Securities LLC and JPMorgan Chase Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patricia Pavin is a financial advisor at Merrill with 16 years of experience at the firm and nine years in the industry. She holds the Series 66 designation and is based in Rancho Santa Fe, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Adrian Schulz is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2012, also working with JPMORGAN Chase Bank since 2009. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage and investment management capabilities, combining large institutional advisory operations with multiple market-facing registrations.

Jaime Bueno is a financial advisor with Morgan Stanley in Carlsbad, CA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with Morgan Stanley since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to both individual and institutional clients, including customized financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through various channels, including corporate financial planning agreements.

Jeffrey Ardantz is a financial advisor with Raymond James & Associates in Carlsbad, CA, holding Series 65, 66, and 63 registrations and bringing 24 years of industry experience. Prior to joining Raymond James in 2016, he worked at Morgan Stanley and Morgan Stanley Private Bank. Outside of advising, he is involved in an agriculture and farming business, Henri P Ardantz LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, pension and profit-sharing plans, and charitable and governmental entities. The firm offers tailored, primarily non-discretionary financial planning and investment consulting, supported by a broad range of portfolio management styles, firm research, and affiliated sub-advisers.

My Linh Phan is a financial advisor at Fidelity with a Series 66 designation and approximately one year of industry experience. Prior to joining Fidelity, she worked at Comerica Bank and was involved with Black Diamond Realty LLC for three years. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and is noted for its use of systematic methodologies and delegation to sub-advisers.

Robert Kearney is a financial advisor at Morgan Stanley with two years of industry experience. He holds the Series 66 designation and has previously worked at Cetera Wealth Services, ClearPoint Neuro, IRRAS USA, and Philips. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Meghan Fiorito is a financial advisor at Wells Fargo Clearing with two years of industry experience. She holds the Series 66 designation and has been with Wells Fargo in various capacities since 2012. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven, grounded in modern portfolio theory, and includes a broader set of financial products such as insurance-related vehicles and bank deposit sweep options.

Christopher Lloyd is a financial advisor with LPL Financial in San Diego, CA, holding CFP® and ChFC® designations and possessing 27 years of industry experience. His prior roles include positions at Lucia Securities LLC and Planner Resource Group, LLC, along with managing his own consulting and capital group businesses. Lloyd operates an insurance agency as part of his other business activities. LPL Financial serves a wide range of clients, including individuals, retirement plans, banks, and charitable organizations, offering financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives. The firm provides various management approaches, model portfolios, and technology-driven solutions to support diversified investment strategies.

Robert Rose is a Managing Director and Wealth Management Advisor at Merrill Lynch Wealth Management, where he has worked since 2008. In his role, Rob focuses on helping wealthy families, corporate executives, and retirees develop strategies to preserve assets, create liquidity, and meet retirement goals. He is also a Senior Portfolio Manager, managing personalized and defined investment strategies for his clients. Rob has over 34 years of experience in the financial services industry. He holds the CERTIFIED FINANCIAL PLANNER (CFP®) designation awarded by the Certified Financial Planner Board of Standards, Inc., and maintains several FINRA registrations including Series 7, 31, 63, 65, 3, and 8. Prior to joining Merrill, he worked for 16 years at Morgan Stanley, where he held titles such as Senior Vice President and Assistant Branch Manager. In 2019, he attained the Managing Director title at Merrill, the highest recognition for a financial advisor at the firm. Rob has been named to the Forbes "Best-in-State Wealth Advisors" list for nine consecutive years, from 2018 through 2026. Rob holds a bachelor's degree from San Diego State University. Outside of work, he enjoys baseball, basketball, boating, chess, golfing, pickleball, reading, traveling, and spending time with his wife Anastasia, their two children Jessica and Charlie, and their dogs Beans and Gouda.

Bradley Secord is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves on the board and finance committee of the John M Scott Health Care Commission and is involved in a music production business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Victor Vera Morales is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at US Bank Private Wealth Management, Charles Schwab, and OTR Capital. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Zachary Moreo is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has been with J.P. Morgan Securities and affiliated entities since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Jason Polk is a financial advisor at Edward Jones in San Diego, CA, with 16 years of industry experience. He has been with Edward Jones since 2014 and holds the Series 63 and Series 66 designations. Outside of advising, he owns Faith Over Fear, an apparel business that sells hats to benefit a local charity, and works part-time in food delivery. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

James Vasquez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His career includes prior roles at Morgan Stanley, Equitable Advisors, and PFG Advisors. Outside of finance, he occasionally consults as a professional chef and has an associate degree in culinary arts. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities.

Zachary Cohodes is a financial advisor at Raymond James & Associates with a Series 66 designation. He has a background in technology and consulting, having worked at Five9, Hexagon SIG, and Accenture prior to joining Raymond James. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Brandon Bell is a financial advisor at Edelman Financial Engines with 14 years of industry experience. He holds the Series 66 designation and has worked at Financial Engines Advisors L.L.C., Fidelity Brokerage Services LLC, Merrill, and Bank of America. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering a range of discretionary and non-discretionary management options with an emphasis on diversified model portfolios and long-term strategies.