Victoria Cacciamatta is a Series 66 licensed financial advisor with 22 years of industry experience. She is currently with Merrill and has previously worked at Morgan Stanley Private Bank, Morgan Stanley, Wells Fargo Clearing, and UBS Financial Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Arya Moshrefi is a financial advisor at Fidelity with 8 years of industry experience. His prior roles include positions at Bank of America, Merrill, and New York Life Insurance. Outside of finance, he has been involved with an automotive window tinting business, assisting with shop operations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Koral Newman is a financial advisor at Charles Schwab with a Series 66 credential and one year of industry experience. Her prior work includes roles at Continuum 33 and Smarty Social Media, as well as consulting and education positions. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and cash-sweep services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary and discretionary investment options, supported by multi-asset model portfolios and centralized operational infrastructure.

Kyle Nardi is a Financial Advisor with Merrill Lynch Wealth Management and holds the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. He supports individuals and families through significant financial life milestones, including retirement preparation, family growth planning, liquidity events, and multigenerational wealth and legacy strategies. Kyle emphasizes education, transparency, and proactive guidance in his approach, aiming to build long-term relationships founded on trust and honesty. Kyle holds a Bachelor's Degree from the California State University System. His work centers on helping clients make informed financial decisions by ensuring they understand the reasoning behind recommended strategies. Through personalized planning and ongoing partnership, he assists clients in navigating life's transitions and achieving their financial goals with clarity and confidence. Outside of his professional role, Kyle enjoys basketball, cooking, hiking, horseback riding, pickleball, soccer, and spending time with his family.

Amy Dosier is a financial advisor at Stifel with 36 years of industry experience. She holds Series 63 and Series 65 designations and has been with Stifel Nicolaus & Co. Inc. since 2010. Amy is based in Newport Beach, CA. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Joanna Correa is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized wealth management strategies. She focuses on understanding clients’ financial situations and priorities to design, implement, and review customized approaches aimed at pursuing their personal financial goals while managing investment risk. Joanna leverages the investment insights of Merrill Lynch and the banking and lending solutions of Bank of America to provide a comprehensive approach to wealth management. Joanna holds a Bachelor's Degree from the University of California system and is a Personal Investment Advisor (PIA). She is fluent in both Korean and English. Joanna is actively involved in her community and professional organizations, including participation in the Irvine Chamber of Commerce. Her volunteer work includes supporting groups such as Boxes of Love, Dalit Freedom Network, St. Jude, Susan G. Komen, and the Youth Action Team.

Adam Jaros is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2023. In his role, he helps staff deliver a client experience where clients feel heard and understood. He emphasizes a planning approach designed to help clients pursue their financial aspirations. Prior to joining Fidelity Investments, Adam served as a Senior Advisor at Sierra Investment Management from 2021 to 2023. Before that, he was Branch Manager at TD Ameritrade from 2005 to 2021. Adam holds a California Insurance License. Outside of his professional responsibilities, Adam has interests in baseball, fitness, football, golf, and traveling.

Olivia Gilson is a Series 66 licensed financial advisor with Morgan Stanley in Newport Beach, CA, with six years of experience at the firm. She worked at Morgan Stanley from 2018 to the present and was a student at Towson University from 2014 to 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services supported by proprietary tools and research.

Luis Najar is a financial advisor with Merrill in Newport Beach, CA, holding a Series 66 designation and three years of industry experience. He has worked at Bank of America, N.A. since 2023 and has been with Merrill since 2015. Outside of his advisory role, Najar serves as successor trustee for two family trusts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Amrish Kurani is a Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth management advice for affluent individuals, families, small businesses, and institutions. His practice offers comprehensive services, including personal wealth management planning, investment management, insurance planning, college 529 plans, estate and gift planning, philanthropy, tax minimization strategies, and risk management. Additionally, Amrish and his team provide a range of lending solutions through Bank of America, such as mortgages, equity lines, auto loans, business financing, refinancing, and debt consolidation services. Amrish holds a Personal Investment Advisor (PIA) designation and has completed his education with a high school diploma from Cerritos High School, a bachelor's degree from the California State University System, and a master's degree from the University of Denver. He is fluent in Gujarati and English and actively participates in professional organizations, including the Business Networking International - Money Makers Chapter. Outside of his professional commitments, Amrish spends time volunteering in his community and enjoys activities such as biking, music, photography, traveling, watching movies, yoga, and spending time with his family.

Danny Koh is a financial advisor at UBS Financial Services in Irvine, CA, with five years of industry experience. He holds the Series 66 designation and has previously worked at First Republic Investment Management, First Republic Securities Company, and Wells Fargo Clearing. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans based on clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets solutions through its platform.

Keegan Mancinelli is a financial advisor with Morgan Stanley in Newport Beach, CA, holding a Series 66 designation and seven years of industry experience. He previously worked at UBS Financial Services from 2018 to 2023 and at the University of Portland from 2014 to 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm employs a structured planning process using proprietary tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Joseph Salem is a financial advisor at Fidelity with three years of industry experience. He holds a Series 66 designation and has prior work experience at Goldman Sachs AYCO. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves a broad range of clients with both discretionary and non-discretionary advisory services.

Robert Carver is a financial advisor at UBS Financial Services in Irvine, CA, holding a Series 66 designation with 18 years of industry experience. He has been with UBS Financial Services since 2007. Outside of his advisory role, he serves as a trustee for a life insurance trust. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor financial plans.

Catherine Cheung is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in developing personalized wealth management strategies that connect all aspects of her clients' financial lives to help prioritize and pursue their most important goals. Catherine leverages the investment insights of Merrill Lynch combined with the banking and lending solutions of Bank of America to provide customized, actionable financial plans. Her expertise includes college education planning, executive and equity compensation, family wealth management, retirement income, tax minimization, and personal retirement planning. Catherine is committed to building and maintaining strong client relationships through effective and thoughtful communication, ensuring clients feel confident in their evolving financial plans. Catherine holds a Bachelor's Degree from the University of California system and holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. She is affiliated with Kappa Kappa Gamma and the UCLA Alumni Association. Outside of her professional role, Catherine spends time volunteering with St. Jude Children's Research Hospital and enjoys antiquing, cooking, gardening, hiking, interior decorating, reading, traveling, watching movies, yoga, and spending time with her family.

Douglas Meece is a financial advisor with Morgan Stanley in Newport Beach, CA, holding Series 63 and Series 65 designations and possessing 30 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2010. Meece serves as a board member of the 552 Club at Hoag Hospital and is a founding board member of the UCI Center of Real Estate; he is also a member of Kingdom Advisors, an education and coaching organization. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers a range of retail and institutional investment solutions.

Nicholas Aloisio is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has held various positions, including roles at Gonzaga University and Fenix International Corporation prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Kenneth Williams is a CFP® with 47 years of experience in financial advising. He is currently with Cetera and has been involved with Williams Financial Advisors, Inc. since 1978. Williams serves as chairman of the Marbella Scholarship Foundation, which awards scholarships to local high school golf team members. Cetera Investment Advisers LLC supports a nationwide network of independent advisors serving a diverse client base, including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through multiple program platforms and affiliated managers.

Karen Shahinian is a Senior Financial Advisor and Vice President at Merrill Lynch Wealth Management, co-founder of the Shahinian & Associates team based in Irvine, California. She works closely with individuals, families, business owners, and multi-generational households to provide customized wealth management strategies. Her approach focuses on understanding each client’s unique priorities to help streamline and organize their financial lives, supporting steady progress toward meaningful long-term goals. With over 23 years of experience in financial services, Karen has particular expertise in retirement planning, investments, insurance, legacy planning, and cash-flow management. Since joining Merrill Lynch in 2012, she has broadened her ability to connect clients with a wide range of enterprise resources. She holds the Certified Plan Fiduciary Advisor (CPFA) designation and other industry accreditations. Karen earned an associate degree in Liberal Arts from Rancho Santiago College. Karen is active in her community as a longstanding member of the Newport-Irvine Rotary Club and a volunteer at both the Shea Therapeutic Riding Center and JSerra Catholic High School. She is involved with the Southern California Disability Advocacy Network and the Oasis Sailing Club. Outside of work, Karen enjoys boating, fishing, hiking, biking, horseback riding, gardening, and spending time with her family.

James Moos is a financial advisor with Morgan Stanley in Newport Beach, CA, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. His career includes tenure at Citigroup Global Markets from 1993 to 2009 and Morgan Stanley Smith Barney and Morgan Stanley Private Bank since 2009 and 2015, respectively. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process using firm-approved tools and provides a broad range of retail and institutional investment services.