Kelli Putnam is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and three years of industry experience. Her work history includes roles at JP Morgan Chase Bank, First Republic Investment Management, and First Republic Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. The firm supports its advisory process with centralized due diligence, combining quantitative and qualitative research, and incorporates ESG eligibility frameworks in its recommendations.

Rita Pichardo is a financial advisor at Merrill with 8 years of industry experience. She holds the Series 66 designation and has been with Merrill and Bank of America since 2007. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Peter Falcone is a financial advisor with LPL Financial in Riverside, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at INVEST Financial Corp, Transamerica Financial Advisors, and FSC Securities Corporation. He is also an insurance agent with Life Brokerage Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, and institutional platforms, supported by advanced operational tools and oversight of substantial discretionary assets.

Nicolas Radisay is a financial advisor with LPL Financial in Irvine, CA, holding a Series 66 designation and 26 years of industry experience. He previously worked at Merrill for seven years before joining LPL Financial in 2008. Outside of his advisory role, Radisay is employed part-time with the Laguna Beach Unified School District and Laguna Beach Recreation Center. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Prem Raniga is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Credit Suisse Securities and UBS Financial Services. He serves as treasurer for the Science of the Soul organization in Petaluma and the MacArthur Red Hill Campus Maintenance Association in Irvine, and is an investment committee member for Science of the Soul in Irvine. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options and offers both brokerage and advisory solutions across a wide range of products.

Zheng Wang is a financial advisor with Cetera in Irvine, CA, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Cetera, he worked at JPMorgan Chase Bank and J.P. Morgan Securities LLC for three years. Outside of finance, he was involved with ATZ Designs LLC for four years. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement, corporate, charitable, and institutional clients nationwide. It offers a multi-manager platform with various investment program options, including discretionary and non-discretionary portfolio management and access to third-party money managers.

Alfred De La O is a financial advisor with Primerica Advisors in Corona, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked with PFS Investments Inc. since 2008 and Primerica Financial Services since 2007. Outside of advisory duties, he is involved in sales of loan products and home security services through affiliated companies and operates De La O Associates, Inc. for Primerica business purposes. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and limited discretionary separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers and emphasizes a tiered wrap-fee structure rather than fixed fees.

Jessica Mccullough is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo entities since 2002, including Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a broad range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with diversified investment approaches.

Derek Draper is a financial advisor with Wells Fargo Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and 25 years of industry experience. He previously worked at Wells Fargo Clearing and Citigroup Global Markets. Outside of his advisory role, he is involved with DRAZAAR, LLC, and holds ownership in Stocks & Blonds LLC, an entity for boat ownership. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, estate, and specialized services such as business-owner transition and sports planning. Advisors use Wells Fargo’s research and tools to develop tailored recommendations, with clients choosing their level of implementation.

Jason Willard is a financial advisor with LPL Financial in Irvine, CA, holding Series 63 and Series 65 licenses and with 14 years of industry experience. He has been with LPL Financial since 2012. Outside of his advisory role, he is involved in tax preparation and accounting services through his businesses, Willard Tax and Financial and Elite Tax Resolution Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management options, combining a broad advisory platform with various non-advisory financial services and oversight of a substantial amount of discretionary assets.

Derick Roselli is a Series 66-licensed financial advisor with J.P. Morgan Securities, based in Irvine, CA, with two years of industry experience. Before joining J.P. Morgan Securities and JPMorgan Chase Bank in 2024, he worked at Ernst & Young LLP for nine years. Outside of his advisory role, he also serves as an independent contractor in cybersecurity, providing outsourced Chief Information Security Officer services. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations and incorporates broader derivatives and commodities capabilities.

Yvonne Kuhn is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at Edward Jones since 2010. She holds the Series 66 designation and is based in North Tustin, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors.

Jeffrey Campbell is a financial advisor with Cetera, holding a Series 66 designation and 23 years of industry experience. His career includes roles at Morgan Stanley and operating his own financial services business, J. Campbell Financial, since 2005. Outside of his advisory work, he owns a printing wholesale business where he processes images for print. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts.

Asuncion Martinez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and seven years of industry experience. She has been with Wells Fargo Clearing Services LLC since 2019 and has also worked at Wells Fargo Bank NA since 2008. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs, tailored to plan objectives and risk tolerances.

Bradley Cormack is a financial advisor with LPL Enterprise, holding a Series 66 credential and one year of industry experience. His prior work includes roles at Chapman University and SemiDice. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach utilizing portfolios developed by LPL Research and third-party strategists, and it offers access to financial planning, asset management, and insurance products through affiliated entities.

Vincent Yado is a financial advisor with LPL Enterprise in Irvine, CA, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise, he worked at American Senior Benefits for four years and spent seven years with the Chelsea School District. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm uses a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in a wrap program, along with affiliated trust, insurance, and lending services.

Richard Coronel is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2020. Prior to that, he held various roles at BBVA Compass Insurance Agency, BBVA Wealth Solutions, BBVA Securities, and Compass Bank from 2013 to 2020. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical for large institutional advisers.

Carrie Katzaroff Hennessey is a financial advisor at UBS Financial Services with six years of industry experience. She holds the Series 66 designation and has been with UBS since 2016. Her prior work includes roles at Machine Control Technologies, Inc. and Tapley Corporation / Tapley Commercial Real Estate. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and investment advisory services such as fee-based financial planning, portfolio management, and mutual fund distribution. The firm integrates institutional trading capabilities with wealth management through proprietary research and a broad range of capital markets services.

Eric Hale is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and with 12 years of industry experience. He has worked within various J.P. Morgan entities since 2016, including JPMorgan Chase Bank and JPMorgan Securities LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research, incorporating ESG factors and leveraging broader derivatives and commodities capabilities.

Damian Brown is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management in Riverside, California. He has been with Merrill Lynch since 1999, serving individuals, families, retirees, and business owners. Damian is a member of Brown & Associates and focuses on investment planning, portfolio construction, and customization. Damian holds a bachelor's degree from the California State University system and has earned several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). As a Senior Portfolio Advisor, he provides comprehensive wealth management strategies that integrate investment management, retirement planning, risk management, and wealth transfer strategies. His approach centers on understanding clients' priorities and developing personalized plans tailored to their goals. Outside of work, Damian resides in Rancho Cucamonga, California with his wife Kerri Ann and their daughter Claire. His personal interests include biking, boating, cooking, gardening, music, spending time with family, traveling, and watching movies.