Haden Licon is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He joined Fidelity Investments in 2023 and has also served as an Investment Consultant and Financial Representative within the company. Prior to his roles at Fidelity, Haden worked as a Relationship Manager at Bank of America from 2022 to 2023 and as a Member Service Specialist at Unify Financial Credit Union in 2022. Haden is licensed with a California Insurance License, enabling him to serve clients with their insurance needs in addition to his financial advisory services. He is dedicated to helping clients develop and implement financial plans that provide security and allow them to focus on other priorities. Haden values being reachable and responsive, facilitating well-informed decision-making. Outside of his professional work, Haden enjoys boating, comedy, fitness, football, golf, and traveling.

Edward Comar is a financial advisor with Ameriprise in Pleasant Hill, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved with an LLC that facilitates employee expenses and retirement plan options. Ameriprise provides retirement-income planning services targeting individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized consulting team and an algorithm-driven approach.

Nicholas Economos is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 20 years of experience providing financial advice and portfolio management services to high net-worth individuals, businesses, endowments, and foundations. Nick manages his own personalized and defined investment strategies on a discretionary basis, which may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. He focuses on areas such as divorce transition planning, family wealth management strategies, personal retirement planning, individual and corporate investment strategy, tax minimization, and serving women and wealth. Nick graduated cum laude from California Polytechnic State University with a bachelor's degree in Business, concentrating in Finance, while playing varsity soccer. He holds multiple professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has been named to Forbes' "Best-in-State Wealth Advisors" list annually from 2018 through 2024. His team has been trained by the Ritz Carlton leadership group to provide attentive and high-quality client service. Outside of his professional work, Nick is a four-time Ironman triathlete and enjoys basketball, biking, golfing, running, soccer, and swimming. He lives in Alamo, California with his wife Melissa and their three children. He is involved with organizations such as Compassion International, New Life Church, Build a Bike, Invest in Hope (Helping our Patriots everywhere), and Monte Vista High School.

Ali Kazemi is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 38 years of industry experience. He previously worked at Avantax Investment Services, LPL Financial, Sagepoint Financial, Wells Fargo Advisors, and Banc of America Investment Services. Outside of his advisory role, he is the owner of Sentinel Financial Group and works as an associate with In-Home Supportive Services, providing personal care to eligible individuals. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of investment program options and access to third-party money managers.

Min Deng is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Charles Schwab in San Ramon, CA. Prior to his current tenure at Charles Schwab, which began in 2013, he worked at MSI Financial Services, Inc. from 2007 to 2013. Outside of his advisory work, he is connected to a retail business partnership involving the application for an Offsale Beer and Wine Retail license in California. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a combination of brokerage, advisory, custody, and cash-sweep services through integrated wrap fee programs and affiliated managed-account and financial planning services.

Ryan Leonard is a financial advisor at J.P. Morgan Securities in Oakland, CA, holding Series 66 and Series 63 licenses with three years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2023, he worked in the automotive sales industry, including positions at Ocean Honda of Burlingame and Mercedes Benz of San Francisco. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The program emphasizes non-discretionary advice supported by centralized due diligence that includes quantitative and qualitative research and incorporates an ESG eligibility framework.

Katalina Stimpfig is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill in 2023, she worked in education at several institutions including Las Positas College and Venture High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Robert Schneider is a CFP® professional with 29 years of experience in the financial services industry. He has been with UBS Financial Services since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and broad capital markets activities.

Jonathan Lew is a financial advisor with Morgan Stanley in Oakland, CA, holding a Series 66 license and seven years of industry experience. Before joining Morgan Stanley in 2019, he worked at Pacific Gas & Electric for three years. Outside of his advisory role, he is involved in managing a rental property. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm uses structured planning tools and proprietary investment models, managing approximately $2.74 trillion in client assets.

Wing Sze Wincy Yung is a financial advisor at UBS Financial Services with eight years of industry experience. She holds the Series 66 designation and has worked at UBS entities since 2005, including UBS Financial Services Inc. since 2017. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Matthew Guillaume is a financial advisor with Wells Fargo Advisors in Orinda, CA. He holds a Series 66 designation and has been in the industry since 2023, with prior experience at JPMorgan Chase & Co and First Republic Bank. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients through a broad range of specialized planning options. The firm integrates advisory services with various financial products and offers recommendations supported by proprietary research and planning tools.

Yudith Macedo Jimenez is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at institutions including JPMorgan Chase Bank, Quontic Bank, Better Mortgage, and Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, incorporating forward-looking capital market assumptions and ESG considerations.

Lisa Tuemmler is a Certified Financial Planner® with 22 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. She has held roles at Cambridge Investment Research Advisors and Cambridge Investment Research since 2016, and previously worked at Protected Investors of America, Associated Planners Investment Advisory Inc., and Charles Schwab. Tuemmler serves as a committee member for FPA NorCal, coordinating speakers for the organization. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and supports both discretionary and non-discretionary management across multiple platforms.

Susan Harding is a Series 66-licensed financial advisor with Morgan Stanley in Oakland, CA, bringing 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering comprehensive financial planning and advisory programs supported by firm-approved tools and research.

Dennis Janssen is a financial advisor with Stifel who holds Series 63 and Series 65 licenses and has 37 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2011. He is also an agent for Unum Provident Life, providing disability insurance services outside of securities trading activities. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment guidance is based on proprietary methodologies developed by its Investment Strategy Group, supporting client decisions across asset allocation, retirement, insurance, and estate planning.

Rebecca Dinneen is a financial professional with 10 years of industry experience, currently affiliated with Cetera. She holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab and TD Ameritrade. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Bryan Cohen is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He previously worked at Citigroup and Wells Fargo Bank in various roles. Outside of his advisory work, he is involved in a music-related business, focusing on buying, selling, repairing, and collecting musical instruments. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence.

Ken Ngo is a CFP® professional affiliated with Edelman Financial Engines, with nine years of industry experience. His career includes roles at Wells Fargo Clearing, Charles Schwab Bank, JPMorgan Chase Bank, and Fidelity Brokerage Services. He is based in Danville, CA. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, managing diversified portfolios with a long-term focus and offering both discretionary and non-discretionary advice.

Adrianna Gutierrez is a Series 66-licensed financial advisor with six years of industry experience, currently affiliated with Cambridge Investment Research Advisors in Lafayette, CA. Her work history includes roles at Cambridge Investment Research and Manheim California, as well as involvement with Protected Investors of America. Cambridge Investment Research Advisors serves a diverse client base, including individual and institutional investors such as pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services through multiple platforms and proprietary model strategies.

Stephen Davis is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior background includes six years of service in the U.S. Air Force and four years of full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management services supported by a centralized operational structure.