Megan Forestieri is a financial advisor with Fidelity, holding a Series 66 designation and nine years of industry experience. Her prior roles include positions at RBC Capital Markets and several capacities within Fidelity beginning in 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, and it is notable for its use of AI and systematic methodologies in investment processes.

Martin Hsu is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on offering a comprehensive approach to managing wealth that begins with understanding a client and their family's financial situation and priorities. He helps clients create customized wealth management strategies that are adaptable to changing needs and market conditions. Martin brings extensive expertise in financial management, risk management, retirement planning, estate planning, and investment strategy. He utilizes a range of financial instruments including private portfolio management, mutual funds, individual stocks, bonds, annuities, and alternative investments. His client focus areas include education planning, legacy planning, liquidity management, personal retirement planning, small business strategies, tax minimization, and retirement income. He collaborates with clients' legal and tax advisors to develop comprehensive estate plans. He holds a Bachelor's Degree in Legal Studies and Economics from the University of California at Santa Cruz. Martin has earned several professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is a member of the Asian Leadership Network and participates in community activities such as the CSPA @Venture Group. Martin lives in San Jose with his wife Anita and their two sons, Calin and Tyler.

Rana Toma is a financial advisor at Charles Schwab with nine years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Charles Schwab and its affiliated bank since 2019, following prior roles at Wells Fargo Clearing Services and Wells Fargo Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, utilizing multi-asset model portfolios, strategic asset allocation, and a formal alternative-investment process.

Johnpaul Lonardo is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 65 licenses and having 21 years of industry experience. His prior work includes roles at Mariner Independent Advisor Network, PFG Advisors, Chase Investment Services, and Wamu Investments. He also provides advisory services through Mariner Independent Advisor Network LLC, an independent registered investment advisor firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser delivering advisory and brokerage services through a large network of investment adviser representatives to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and portfolio management solutions, combining extensive service platforms with technology tools for operational and research support.

Thuy Hoang is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in providing tailored wealth management strategies. Since beginning her career in 2010, she has worked primarily with healthcare and technology professionals, business owners, and entrepreneurs. Her approach focuses on a goal-based wealth management process that emphasizes accountability, service, and results, helping clients pursue objectives such as college education planning, executive and equity compensation, family wealth management, tax minimization, retirement income, and small business strategies. Thuy holds a Bachelor's Degree from Seattle University and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Fluent in Vietnamese and English, she offers personalized financial strategies grounded in an understanding of her clients' full financial pictures and evolving market conditions. Based in Seattle, Thuy values spending time with her wife and two sons, enjoying family travel and outdoor activities. She is involved in the community through organizations such as Helping Link and is an avid supporter of local sports teams.

Ying Fang is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. She has been with J.P. Morgan Securities since 2012 and also has a longstanding affiliation with Wm Financial Services. Fang holds Series 63 and Series 65 licenses. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Charles Sosa is a Series 66-licensed financial advisor with 16 years of industry experience, currently with LPL Financial since 2021. His prior roles include positions at Securities America Advisors and National Planning Corporation. Outside of his advisory work, he is involved with Lifestyle Financial Services, a non-variable insurance business he started in 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services utilizing model portfolios, third-party subadvisors, and customizable strategies, supported by technology for operational and research assistance.

Dennis Shapses is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 63 designation and 33 years of industry experience. His prior roles include tenures at Morgan Stanley, Citigroup Global Markets, UBS Financial Services, and Wells Fargo Advisors LLC. He also teaches courses on financial strategies for successful retirement at De Anza College and San Mateo Community College. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Malika Saumil Ajmera is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has worked at several firms including EquAlpha Investments, Axis Securities, and Arihant Capital prior to joining Fidelity. Her background also includes a position at UC Berkeley. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across a broad investable universe.

Robert Galindo Jr. is a financial advisor with LPL Financial in San Jose, CA, holding the Series 66 designation and over 24 years of industry experience. His career includes positions at The Planners Network, National Planning Corporation, Ameriprise, and other firms. He has also been involved with the Metropolitan Adult Education Program since 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and advisory services, utilizing both proprietary and third-party investment strategies across discretionary and non-discretionary accounts.

Nhan Nguyen is a financial advisor with Mass Mutual Investors Services in San Jose, CA, holding Series 63 and Series 66 licenses and having 18 years of industry experience. He has been with Massachusetts Mutual Life Insurance Company and Mass Mutual Investors Services since 2015. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs, including educational seminars and event-driven planning services such as divorce and estate settlement planning.

Riley Thompson is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked with LA Pension Planners. Outside of his advisory role, he is involved in pension education through an online platform. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Tonia Rhoe is a financial advisor with Primerica Advisors based in San Jose, CA, holding Series 63 and Series 65 licenses and possessing 15 years of industry experience. Her work history includes roles at The Sequoia Group, Valley Church, PFS Investments Inc., and Primerica Financial Services. She is involved in the sale of investment-related products and also participates in referrals for non-investment home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on personalized portfolio management rather than institutional plan management.

Vinh Tran is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan in various roles since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with affiliated brokerage and investment management services, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Simon Bonilla is a financial advisor with Morgan Stanley in Los Gatos, CA, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His prior roles include positions at UnionBanc Investment Services and MUFG Union Bank. Since 2020, he has been with Morgan Stanley. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Adam Anderson is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and has been with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management offers a variety of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

James Shaw is a financial advisor at Merrill based in San Jose, CA, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Bank of America, Boston Consulting Group, Brown Brothers Harriman, and State Street Global Advisors. Outside of his advisory duties, he serves as President and CEO of Convoy for a Cause, an organization that hosts sports car rallies to raise funds for the L-D Syndrome Foundation. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm emphasizes tax-focused capabilities and benefits from deep integration with Bank of America affiliates and the broader banking and capital markets platform.

Mark Barnao is a Sales Manager at Merrill Lynch Wealth Management, where he has been employed since 1996. He leads The Barnao Group, which serves small businesses and individual clients, assisting with investments, wealth planning, banking, lending, and estate planning. His client focus includes corporate benefits, corporate executive services, education planning, liquidity management, and portfolio management services. Mark grew up in upstate New York and holds a Bachelor's Degree from Cornell University as well as an Accredited Certificate from the Naval War College. Prior to joining Merrill Lynch, he served in the Navy as a Surface Warfare Officer and worked as a Production Manager. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He participates in professional organizations such as the USS Midway and USS Chosin Alumni Associations and is involved in the Cornell University Alumni Association. Mark resides in Morgan Hill, CA, and his team utilizes the broad platform of Merrill and the banking products and services of Bank of America to assist clients.

Donald Elliott is a financial advisor with LPL Financial in Los Gatos, CA, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at Janus Henderson entities, Cadaret, Grant & Co., and Wells Fargo Investments. Elliott also operates Elliott Family Wealth, a family business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual and institutional clients. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, with a focus on integrating technology and a broad spectrum of financial products.

Lucas Thai is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Fidelity, he held roles at JPMorgan Chase and J.P. Morgan Securities. Outside of his advisory work, he owns and operates a car rental business through Luminous Motions LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, using a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm also serves as a registered commodity pool operator and advises multiple registered investment companies.