Thuy Hoang is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in providing tailored wealth management strategies. Since beginning her career in 2010, she has worked primarily with healthcare and technology professionals, business owners, and entrepreneurs. Her approach focuses on a goal-based wealth management process that emphasizes accountability, service, and results, helping clients pursue objectives such as college education planning, executive and equity compensation, family wealth management, tax minimization, retirement income, and small business strategies. Thuy holds a Bachelor's Degree from Seattle University and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Fluent in Vietnamese and English, she offers personalized financial strategies grounded in an understanding of her clients' full financial pictures and evolving market conditions. Based in Seattle, Thuy values spending time with her wife and two sons, enjoying family travel and outdoor activities. She is involved in the community through organizations such as Helping Link and is an avid supporter of local sports teams.

Ying Fang is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. She has been with J.P. Morgan Securities since 2012 and also has a longstanding affiliation with Wm Financial Services. Fang holds Series 63 and Series 65 licenses. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Charles Sosa is a financial advisor with LPL Financial in San Jose, CA, holding a Series 66 credential and 16 years of industry experience. His prior work includes roles at Securities America Advisors, National Planning Corporation, and Lifestyle Financial Services, the latter of which he continues to operate as a non-variable insurance business. He is also associated with a non-investment entity, Integrated Wealth Solutions, and an Altera Corp subsidiary related to Big Bear Mountain Resorts. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, providing both discretionary and non-discretionary management with access to model portfolios, research, and various technology-driven investment solutions.

Dennis Shapses is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and over 32 years of industry experience. He has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors LLC. In addition to his advisory role, Shapses teaches a course titled "Financial Strategies for Successful Retirement" at De Anza College and San Mateo Community College. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial products, such as insurance-related vehicles and bank deposit sweep options.

Malika Saumil Ajmera is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has worked at several firms including EquAlpha Investments, Axis Securities, and Arihant Capital prior to joining Fidelity. Her background also includes a position at UC Berkeley. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across a broad investable universe.

Robert Galindo Jr. is a financial advisor at LPL Financial with 24 years of industry experience and holds a Series 66 designation. He has worked at LPL Financial since 2017 and previously spent eight years at National Planning Corporation. Additionally, he has been involved with the Metropolitan Adult Education Program since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by model portfolios and research.

Nhan Nguyen is a financial advisor with Mass Mutual Investors Services in San Jose, CA, holding Series 63 and Series 66 licenses and having 18 years of industry experience. He has been with Massachusetts Mutual Life Insurance Company and Mass Mutual Investors Services since 2015. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs, including educational seminars and event-driven planning services such as divorce and estate settlement planning.

Riley Thompson is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked with LA Pension Planners. Outside of his advisory role, he is involved in pension education through an online platform. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Tonia Rhoe is a financial advisor with Primerica Advisors based in San Jose, CA, holding Series 63 and Series 65 licenses and possessing 15 years of industry experience. Her work history includes roles at The Sequoia Group, Valley Church, PFS Investments Inc., and Primerica Financial Services. She is involved in the sale of investment-related products and also participates in referrals for non-investment home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on personalized portfolio management rather than institutional plan management.

Vinh Tran is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan in various roles since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with affiliated brokerage and investment management services, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Simon Bonilla is a financial advisor at Morgan Stanley in Los Gatos, CA, with 8 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at UnionBanc Investment Services and MUFG Union Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Adam Anderson is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and has been with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management offers a variety of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

James Shaw is a Wealth Management Advisor and partner at Salton, Shaw & Associates, where he assists professionals, business owners, and families with navigating complex financial challenges. His client-centered approach emphasizes creating personalized, comprehensive financial strategies that address wealth structuring, retirement planning, tax-efficient portfolio construction, insurance and risk management, and retirement plan administration. James began his career at BlackRock in 2012, gaining experience in client management, investment operations, and security analysis. He has developed expertise in various investment strategies and structures, including asset-backed debt securities, hedging strategies, and private equity. His client focus areas include college and education planning, executive compensation, family wealth management, legacy planning, and tax minimization among others. James holds the Chartered Financial Analyst® (CFA®) designation and is a CERTIFIED FINANCIAL PLANNER® (CFP®) professional. He earned a bachelor's degree with a double major in Finance and Economics from The College of New Jersey and has been active in the college’s alumni community, including serving as a board member of the TCNJ Alumni Association. Outside of work, he enjoys traveling, golfing, boxing, skiing, and spending time with his wife and family.

Mark Barnao is a Sales Manager at Merrill Lynch Wealth Management, where he has been employed since 1996. He leads The Barnao Group, which serves small businesses and individual clients, assisting with investments, wealth planning, banking, lending, and estate planning. His client focus includes corporate benefits, corporate executive services, education planning, liquidity management, and portfolio management services. Mark grew up in upstate New York and holds a Bachelor's Degree from Cornell University as well as an Accredited Certificate from the Naval War College. Prior to joining Merrill Lynch, he served in the Navy as a Surface Warfare Officer and worked as a Production Manager. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He participates in professional organizations such as the USS Midway and USS Chosin Alumni Associations and is involved in the Cornell University Alumni Association. Mark resides in Morgan Hill, CA, and his team utilizes the broad platform of Merrill and the banking products and services of Bank of America to assist clients.

Donald Elliott is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at Janus Henderson Investors and Cadaret, Grant & Co. He manages Elliott Family Wealth, a family investment entity that is not investment related. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Vinay Chandok is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at Classic Realty and Mortgage, Loan Depot, Wells Fargo Home Mortgage, Bank of America, and Classic Financial Group Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a wide range of clients, including retail and institutional investors, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Lucas Thai is a financial advisor at Fidelity with two years of industry experience. He holds the Series 63 and Series 66 credentials. Outside of his advisory role, he is the owner and operator of Luminous Motions LLC, a car rental business for Turo. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Alty Kosherbek is a Financial Consultant at Fidelity Investments, a position held since 2021. In this role, Alty partners with clients to develop comprehensive financial strategies that align with their individual goals throughout different stages of life. His focus areas include personalized retirement planning, tax-efficient investing, and estate planning considerations. With a foundation in stock and bond markets, Alty applies his expertise to help clients gain clarity and confidence regarding their financial futures. He holds a California Insurance License, supporting his capacity to guide clients through various financial decisions. Outside of his professional responsibilities, Alty has interests in comedy, outdoor adventures, and traveling.

Tyler Nguyen is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 65 licenses and possessing 18 years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, and Citigroup Global Markets Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework.

Rufino Tiongson is a Planning Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2022, previously serving as a Central Relationship Manager from 2022 to 2023 and as a Relationship Manager from 2023 to 2024. Prior to joining Fidelity Investments, Rufino worked as a Relationship Banker at Wells Fargo from 2017 to 2022. In his current role, Rufino focuses on educating and partnering with clients to develop personalized financial strategies that support their goals. He is committed to understanding the significance of financial decisions and their impact on clients' lives and families. Rufino holds a California Insurance License. Outside of his professional work, Rufino enjoys bowling, exploring food, football, hiking, and snowboarding.