Cees Jan Van Hoek is a financial advisor with UBS Financial Services, holding a Series 66 designation and bringing 40 years of industry experience. He has been with UBS since 2016. Outside of his advisory role, he serves as trustee of the A.T.V.H. Revocable Trust. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Tracy Steberger is a financial advisor with Wells Fargo Clearing in Boca Raton, FL, holding Series 63 and Series 66 licenses and 22 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Patrick Rodriguez is Vice President and Branch Leader at the Boca Raton Investor Center. In this role, he leads and develops a team of financial professionals, supervises branch activities, and collaborates with advisors to support clients in achieving their financial goals through Fidelity's financial planning capabilities and process. He has been with Fidelity Investments since 2014, progressing through roles that include Financial Representative, Senior Relationship Manager, Planning Consultant, and currently Branch Leader. This experience has provided him with a comprehensive understanding of client engagement and financial planning. Outside of his professional responsibilities, Patrick enjoys activities such as beach outings, biking, camping, golf, and spending time with family and friends.

Felicia Banks is a financial advisor with Primerica Advisors in Greenacres, FL, holding Series 65 and Series 63 credentials and having 10 years of industry experience. Her prior experience includes roles at Aetna and NuVista Living at Wellington Green. She is also involved in part-time sales of loan products and home-related services through firms affiliated with Primerica. Primerica Advisors primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program using model-delivery strategies managed by third-party asset managers and operates at scale with approximately $15.5 billion in assets under management.

Gardner Bloemers is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 40 years of experience in financial services. She has been serving as a Financial Advisor at Merrill Lynch for more than 15 years and leads a team including Senior Financial Advisor Collin Campbell and Wealth Management Client Associate Joe Fallica. Gardner focuses on client-centered financial planning that addresses areas such as family wealth management strategies, legacy planning, personal retirement planning, philanthropic and values-based investing, special needs planning, and tax minimization. Gardner holds several professional designations including the CERTIFIED FINANCIAL PLANNER® (CFP) certification and the Certified Plan Fiduciary Advisor® (CPFA) designation. She earned a master's degree from Rotterdam School of Management at Erasmus University and a bachelor's degree from Tufts University. Fluent in English, Dutch, French, and German, she brings a global perspective to her practice and is a member of the Central Virginia Estate Planning Council. Beyond her professional roles, Gardner is active in her community, serving on the boards of The Dressage Foundation and the Virginia Horse Center Foundation, Inc., where she has also held the position of President. She founded the Mid Atlantic Dressage Festival at the Virginia Horse Center and participates in dressage competitions. Her personal interests include cooking, gardening, horseback riding, skiing, and traveling.

John Corbett III is a financial advisor with Morgan Stanley in Delray Beach, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is a partner at JWC Peak LLC, an investment-related real estate venture in Massachusetts. Morgan Stanley Wealth Management serves both individual and institutional clients, providing comprehensive financial planning and advisory programs. The firm employs a structured planning process supported by advanced modeling tools and offers a range of investment solutions through its extensive network of financial advisors.

Viola Yeotes is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding a Series 63 designation and bringing 41 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment vehicles alongside traditional options.

Eric Rivero is a financial professional with Merrill and holds Series 63 and Series 65 licenses. He has been in the industry since 2023, with prior experience at Banker's Life & Casualty Company and Insight Private Wealth. Rivero is also the owner of Rivero Advisory Services LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary strategies, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Spina is a financial advisor with OSAIC, holding a Series 66 designation and 15 years of industry experience. He previously worked at SagePoint Financial for 13 years and maintains a sales role at Dolce Printing. Outside of his advisory work, he is president of Evergreen Financial Group, LLC, a financial advisory business. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services through a large network of affiliated advisors and utilizes various asset allocation tools and third-party platforms to manage portfolios.

Emmanuel Adoghe is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to help develop strategies that address their short-, mid-, and long-term financial goals. His areas of expertise include general investing, retirement planning, and saving for unforeseen events. He also facilitates access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. Emmanuel holds the designations of Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Ambrose Ali University, a Master's Degree from the University of Westminster, and a Master of Business Administration (MBA) from Northwestern University.

Lawrence Hall serves as a Senior Resident Director at Merrill, where he focuses on family wealth management strategies, legacy planning, and personalized retirement planning. He works closely with clients to develop tailored financial strategies that align with their long-term goals, providing access to Merrill’s investment insights alongside Bank of America's banking and lending solutions. His approach emphasizes a thorough understanding of clients’ full financial picture to help them pursue their objectives in a changing market environment. With a Personal Investment Advisor (PIA) designation and a background that includes a High School Diploma from Lunenburg High School, Lawrence brings dedication to delivering high levels of service and care. His expertise extends across philanthropic planning, portfolio management, tax minimization, and retirement income, ensuring comprehensive support for clients' wealth management needs. Lawrence also maintains active community involvement as a member of the Disaster Relief Crew and First Responder team in the Southeastern United States and islands. Outside of his professional responsibilities, Lawrence’s personal interests include baseball, boating, football, golfing, ice hockey, music, skiing, woodworking, and spending time with his family. He follows the tradition of community participation that is part of Merrill’s culture, integrating service and volunteer efforts with his commitment to clients.

Jordan Faircloth is a CFP® professional with 15 years of experience in the financial services industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. He holds the Series 66 license and is based in Boca Raton, FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with an investment menu that includes insurance-related vehicles and bank deposit sweep options.

Lisa Meth is a financial advisor with UBS Financial Services in Boynton Beach, FL, holding a Series 66 designation and 30 years of industry experience. She has been with UBS Financial Services since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers a range of products supported by proprietary research and capital markets services.

Jessica Sabath is a financial advisor at Wells Fargo Advisors with 18 years of industry experience. She holds the Series 66 and Series 63 licenses and previously worked at Wells Fargo Clearing for eight years. Outside of her advisory role, she has a minority ownership interest in a small eyebrow tint sales business, where she serves as treasury secretary. Wells Fargo Advisors Financial Network provides a range of investment and fee-based financial planning services to individuals, trusts, and institutional clients, using proprietary research and planning tools. The firm offers tailored recommendations across various planning areas and integrates advisory services with other financial products and referral channels.

Kristen Hernandez is a CFP® and holds a Series 66 license with Ameriprise in Coral Springs, FL. She has 15 years of industry experience, including over a decade with Ameriprise Financial Services, Inc. prior to her current role at Ameriprise. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm employs a centralized consulting team that delivers tailored, non-discretionary recommendations using a combination of research, modeling, and tax-efficiency analysis, with a focus on assets managed within Ameriprise accounts.

Christopher Cook is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked at firms including Lendmarq Capital, Kajaine Finance, and First Bank of The Palm Beaches. His current role includes responsibilities with both J.P. Morgan Securities and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting delivered on a non-discretionary basis. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Carlos Ricardo is a financial advisor with J.P. Morgan Securities in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A., Wells Fargo, First Republic, and other financial firms. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Mellissa Linnhoff is a financial advisor with Raymond James Financial Services Advisors Inc. in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has been with Raymond James and its affiliated entities since 2015. Outside her advisory role, she owns a Mary Kay independent beauty consulting business. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors, providing financial planning and investment consulting with a focus on customized, non-discretionary strategies. The firm supports institutional consulting and municipal finance work and offers specialized advisory programs such as SIMPLE IRA Employer Advisory & Consulting Services.

Deniz Kaya is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has been with Bank of America and its affiliated entities since 2017. Outside of his advisory role, Kaya is a sole owner of rental properties in Port Saint Lucie, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Peter Nicoletti is a financial advisor with Stifel, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2015. Outside of his advisory work, Nicoletti serves as Chairman of the Board of Opportunity Early Learning and Family Center, a pre-school for working families, and is involved with The Tuscawilla Club in Palm Beach, where he is a Board Member and will serve as President in 2026. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to inform asset allocation and financial planning.