James Forsman is a financial advisor with Morgan Stanley in St. Petersburg, FL, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs tools like the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations as part of its comprehensive planning process.

Lawrence Falzone is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated entities since 2009. Outside of his advisory role, he is also an independent insurance agent for various independent insurance companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, employing a range of strategies from proprietary models to third-party manager referrals.

Jody Zellner is a financial advisor at LPL Financial with 14 years of industry experience. She holds a Series 66 designation and previously worked at Jeffrey Matthews Financial Group LLC for six years. Zellner is involved with Safe Harbor Financial Advisors LLC, an insurance agency where she spends part of her time managing non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers comprehensive financial planning and advisory programs, providing both discretionary and non-discretionary management supported by research and a variety of investment strategies.

Carol Jordan is a CFP® professional with 32 years of industry experience, currently advising at OSAIC since 2018. She previously worked at Signator Investors, Inc. from 2016 to 2018. In addition to her advisory role, she is licensed as a notary public in Clearwater, FL. OSAIC serves a broad range of retail and institutional clients through a large network of financial advisers, offering integrated brokerage, investment advisory, financial planning, and managed account services. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios across various asset classes.

Donald Peterson is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 63 designation and 22 years of industry experience. He has been with Raymond James & Associates since 2011. Outside of his advisory role, he participates in decision-making for two family-owned LLCs involved in real estate investments. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both discretionary and non-discretionary advisory relationships.

Kevin Anderson is a financial advisor with Osaic Wealth, Inc. based in St. Petersburg, FL. He holds Series 63 and Series 66 designations and has 19 years of industry experience. His prior roles include positions at Royal Alliance Associates, Sii, Transamerica Financial Advisors, World Group Securities, Wfg, and Intersecurities, Inc. Osaic Wealth, Inc. serves a diverse range of clients, including individual investors, high-net-worth individuals, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services, financial planning, and access to various third-party money managers. The firm employs a range of asset-allocation tools and investment strategies across multiple platforms to create portfolios for clients on discretionary or non-discretionary bases.

James Nugent is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Fisher Investments, Raymond James, and Ameriprise Financial, along with a background in education and work at Door Dash. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach involves structured discovery conversations and utilizes advanced modeling tools, operating primarily in an advisory capacity without providing individual security recommendations as part of standalone plans.

Enzo Cespedes Correa is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in finance in 2017 within consumer banking, gaining experience in financial operations, client service, and banking solutions. Since 2022, he has served clients at Merrill Lynch, focusing on wealth planning and preservation, including tax minimization strategies, portfolio management, wealth transfers, and banking integration through Bank of America. Enzo holds the Certified Private Wealth Advisor® (CPWA®) designation and the Personal Investment Advisor (PIA) certification. He earned a Bachelor of Business Administration in Finance and a Master of Business Administration (MBA) from Florida International University, as well as completed the CPWA® Certificate Program at Yale School of Management. He is proficient in English and Spanish. Originally from Coral Gables, Miami, Enzo resides in Wellswood, Tampa with his wife and daughter. Outside of work, he is active in his church community and enjoys reading and staying informed about emerging trends in finance and technology.

Chad Tortorice is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2005. He is a partner in WSPRJ, LLC, a business unrelated to investment activities. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers both non-discretionary advisory relationships and discretionary portfolio management, with specialized services in public finance and municipal work.

Caleb Augustt is a Series 66-licensed financial advisor with Merrill in Tampa, FL, and has seven years of industry experience. He has been with Merrill since 2016. Outside of his advisory role, he is a managing member of Cozzzy Places LLC, a limited liability company involved in managing a rental in-law suite. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

John Paul Cattaro is a financial advisor at Fidelity with four years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Interactive Brokers LLC before joining Fidelity. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Nathan Ellerbee is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 20 years of industry experience. He previously worked at Raymond James Financial Services, Inc. from 2009 to 2023 and was involved with Kangaroo Court Softball during 2021 to 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party research, and technology-driven strategies.

Dino Jambresic is a Planning Consultant at Fidelity Investments, where he provides personalized financial guidance to individuals and families. In his role, Dino collaborates closely with clients to understand their goals and financial needs, helping them evaluate their options and make informed decisions throughout their financial journeys. Dino has extensive experience with Fidelity Investments, having held various positions since 2010. His roles have included Relationship Manager, Financial Representative, Retirements Specialist, and Investment Solutions Representative, among others. This breadth of experience has contributed to his knowledge in financial planning and client relationship management. Outside of his professional work, Dino enjoys cooking and baking, exploring food as a foodie, attending social events with friends, watching movies, spending time with pets, and playing soccer.

Ryan Kling is a financial advisor at Fidelity with seven years of industry experience. He holds the Series 66 designation and has worked at Fidelity Brokerage Services LLC since 2019. Outside of his advisory role, he hosts live trivia events as an independent contractor. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Austin Wu is a financial advisor at Raymond James & Associates with four years of industry experience. He holds a Series 66 designation and previously worked at BayCare Health System and Marcos Pizza. He is based in St. Petersburg, FL. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, delivering advice on a non-discretionary basis through comprehensive planning and institutional consulting services.

Corinne Wolthuis is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 11 years of industry experience. Her career includes roles at Suntrust, Bank of America, and Hancock Whitney Bank. She also serves as a board member for the Villa Rosa Master Association, a homeowners association. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors and utilizes multiple program structures and third-party managers.

David Stepanek is a financial advisor with Wells Fargo Advisors in Saint Petersburg, FL, holding Series 65 and Series 63 credentials and bringing 17 years of industry experience. Prior to joining Wells Fargo Advisors in 2018, he worked at Bank of America and Merrill. Outside of his advisory role, he owns Liquid Limo, LLC, a charter boat business. Wells Fargo Advisors is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, utilizing proprietary research and tools to develop tailored client recommendations.

Sheavae Gilbert is a financial advisor at Raymond James & Associates in Tampa, FL, holding a Series 66 designation. She has been with Raymond James since 2021 and has prior experience at Citi Bank. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm provides wealth advisory planning and investment consulting services to a diverse client base including individuals, pension plans, corporations, and government entities, with a notable emphasis on municipal and public finance.

Danyle Anderson is a financial advisor at Merrill with two years of industry experience. Prior to joining Merrill in 2023, Anderson worked for Intuit Inc. and the Global Equity Organization. Anderson serves as an advisory board member for the Certified Equity Professional Institute at Santa Clara University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jonathan Symmes is a CFP®-designated financial advisor with Wells Fargo Clearing, based in Clearwater, FL. He has 15 years of industry experience, including roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a range of financial products that include insurance-related vehicles and bank deposit sweep options.