Hector Nino is a Wealth Management Advisor with Merrill Lynch Wealth Management. He utilizes the wealth planning process to develop financial strategies focused on clients' goals and objectives. His approach includes implementing, reviewing, and communicating the effectiveness of these strategies and making adjustments as needed. Hector specializes in assisting families, individuals, and business owners in creating robust, long-term financial plans. Through a detailed discovery process, he helps clients articulate and prioritize their short and long-term goals, factor in risk tolerance, time horizons, and liquidity needs, and build strategies tailored to each objective. His services encompass education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategy, and tax minimization. He holds a Bachelor's Degree from the University of Texas at Austin and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Hector is a member of professional organizations such as the Financial Planning Association, HeartGift San Antonio, Rotary International, St. Peter St. Joseph's Children's Home, and The Texas Exes Alumni Association.

Lauren Mackrell is a financial advisor at Edward Jones with three years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2022. Her prior experience includes roles at Southwestern University and Clubs of Cordillera Ranch. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,000 financial advisors and 15,000 branch offices.

Rene Soliz III is a financial advisor at LPL Financial with a Series 66 designation and 10 years of industry experience. He previously worked at Edward Jones for six years before joining LPL Financial in 2022. Soliz serves as a board member of a local BNI networking group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions through a large network of advisors, leveraging model portfolios, third-party subadvisors, and innovative operational tools.

Joshua Garcia is a financial advisor at Merrill in San Antonio, TX, holding a Series 66 designation with one year of industry experience. His prior experience includes roles at Woodforest National Bank and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Carlton Butler is a financial advisor with Wells Fargo Clearing in New Braunfels, TX, holding a Series 63 designation and 33 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a FINRA arbitrator and is a YouTube creator through his business, The Reflection Point. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a wider range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Diann Montemayor is a Series 66-licensed financial advisor with Merrill in San Antonio, TX, with three years of industry experience. She previously worked for six years at Antonian College Preparatory High School before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

H Lovelace is a financial advisor with LPL Financial based in New Braunfels, TX, holding a Series 66 license and 25 years of industry experience. Prior to joining LPL Financial in 2025, Lovelace spent 18 years at Next Financial Group, Inc. and 6 years at Investment Professionals, Inc. Outside of advising, Lovelace operates a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors and advanced operational tools.

Raul Riojas is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works directly with clients to assess their current financial situations and introduce solutions available through Merrill and Bank of America. He aims to empower clients with knowledge and tools to manage their financial lives effectively. With expertise in helping clients address various financial priorities—such as purchasing a home, saving for college, caregiving, and healthcare planning—Raul collaborates one-on-one to define goals and select portfolio strategies suited to individual needs. He provides ongoing advice to adapt portfolios as clients' circumstances evolve. Raul holds the Personal Investment Advisor (PIA) designation. He earned his high school diploma from William Taft and attended Baylor University without obtaining a degree.

Antonio Diaz is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and eight years of industry experience. His work history includes roles at H&R Block and Bank of America, with a current tenure at Merrill since 2016. Outside of his advisory duties, he is connected to SpeechWizards LLC, a family-held business focused on speech pathology and therapy operated by his spouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rogelio Torres Jr. is a financial advisor with Ameriprise, holding a Series 66 designation and five years of industry experience. He previously worked at Raymond James & Associates and JPMorgan Chase & Co. Outside of his advisory role, he is involved in managing an advisory business through a dual advisor program with RBFCU. Ameriprise provides retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendations delivered in partnership with its financial advisors. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Aracely Corpus is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 65 credentials and four years of industry experience. Her background includes roles at Waddell & Reed, Inc., Albert Torres, and Northside Independent School District. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a broad network of advisors.

Thayer Rogers is a financial advisor with Fidelity Investments based in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His tenure at Fidelity spans multiple entities since 2013, including Fidelity Personal and Workplace Advisors and Fidelity Investments. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages multiple registered investment companies and fund-of-funds.

Trevor Yannutz is a financial advisor at Edward Jones in San Antonio, TX, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2025, he was self-employed for two years and worked for the San Antonio Police Department for six years. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a wide range of segments. The firm offers various advisory programs, including discretionary and non-discretionary strategies, and manages approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Daniel Espinoza is a financial advisor with LPL Financial, holding a Series 66 designation and 21 years of industry experience. He has worked at LPL since 2018 and previously held roles at SWBC Investment Services, Chase Investment Services, and Ameriprise. Outside of his advisory work, he is involved in selling Medicare supplement plans. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services and investment solutions, including model portfolios, third-party asset management, and institutional platforms, supported by advanced operational tools and a broad suite of non-advisory financial services.

Paul Renfro is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and bringing four years of industry experience. He previously worked at First Allied Securities, Inc., Lone Star Bullion, and CollegePlus/Lumerit. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services delivered through a large network of investment adviser representatives using various strategies, including model portfolios and third-party subadvisors.

Lara Tyree is a financial advisor at Morgan Stanley in San Antonio, TX, with 28 years of industry experience. She holds Series 63, 65, and 66 licenses. Her prior experience includes roles at Bank of America, Merrill, and JPMorgan Securities LLC. Outside of advising, she is a partner involved in a real estate business in San Antonio. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning that uses firm-approved tools and economic modeling techniques.

William Freeman is a financial advisor at Equitable Advisors with one year of industry experience. He previously worked at American Century Investment Services, Inc. and has held roles outside the financial sector, including at Chick-Fil-A and Uber Eats. Equitable Advisors serves individual and institutional clients, offering financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm uses client information and risk assessment to match clients with advisory program models and third-party asset managers.

Michelle Lawson is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 22 years of industry experience. She has worked at Raymond James since 2019 and previously at Modern Capital Advisors, LLC and Liberty Partners Financial Services, LLC from 2014 to 2022. Based in San Antonio, TX, she serves clients through a large institutional firm. Raymond James & Associates is a nationwide dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm provides financial planning, non-discretionary investment consulting, and institutional fiduciary services to a diverse client base, including individuals, institutions, and governmental entities.

Jessica Edmonds is a financial advisor with Ameriprise in San Antonio, TX, holding a Series 66 designation and 16 years of industry experience. She has worked at Ameriprise since 2018 and previously at Investment Professionals Inc. Edmonds is also the owner of J Edmonds Marketing LLC, a small business unrelated to investment advising. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through personalized recommendation reports and ongoing advice.

Marshall Frazier is a financial advisor at Equitable Advisors in San Antonio, TX, holding a Series 66 designation with one year of industry experience. His prior experience includes two years at Harvest Future Financial and over a decade at Sanger & Altgelt, LLC. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm utilizes third-party advisory programs and models, offering a range of investment options including mutual funds, ETFs, separately managed accounts, and select alternative investments.