Nathan Griffin is a financial advisor at Charles Schwab with three years of industry experience and holds Series 63 and Series 66 licenses. His prior experience includes roles at TD Ameritrade and Rethink Wealth. Outside of advising, he manages a rental property in Fort Worth, Texas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Daniel Moncanut is a financial advisor at Charles Schwab with five years of industry experience. He holds the Series 66 and Series 63 licenses. Prior to joining Charles Schwab, he worked at TD Ameritrade and has experience outside finance as a soccer referee with the Texas Association of Sports Officials. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers centralized custody and operational support.

Eric Andrews is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and possessing 18 years of industry experience. He has been with various Fidelity entities since 2016, including Fidelity Brokerage Services LLC and FIDELITY Personal and Workplace Advisors. He is associated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its role in managing model portfolios, commodity pool operations, and advisory services to multiple registered investment companies.

Rick Kinnard is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 66 licenses. His prior work experience includes roles at TD Ameritrade, AeroTek, Electro Enterprises, and The Home Depot. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios, combining advisory, brokerage, custody, and cash-sweep services in an integrated structure.

Connor Zmolik is a financial advisor with Fidelity Investments, holding a Series 66 designation and four years of industry experience. He previously worked at PMSI and Marcus & Millichap and has been with Fidelity since 2020. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and portfolio management. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various platforms.

Collin Day is a financial advisor with Cambridge Investment Research Advisors in Keller, TX, holding a Series 66 designation and 18 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2016 and is also affiliated with Granite Financial Group. Outside of his advisory roles, he is involved with Women’s Wealthnasium LLC as an educator. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent professionals, offering multiple portfolio management strategies tailored to client objectives.

Jeffrey Israel is a financial advisor at Ameriprise with 18 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Hilltop Securities and Wells Fargo. Outside of his advisory role, he serves on the board of the Southlake Baseball Association as a scheduler and 7U commissioner. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which emphasizes dependable income sources and tax-aware withdrawal strategies.

Adam Thornton is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. He has been with Fidelity Investments since 2000, holding various roles including Branch Investment Consultant, Site Insurance Consultant, Financial Consultant, Fixed Income Specialist, and Service Trader. With twenty-five years in the financial industry, Adam focuses on partnering with clients to create personalized plans. He aims to help clients navigate the complexities of investing while making it simpler to understand and manage. Adam works to understand clients' dreams and goals and assist them in making the most of their lives. He holds an Arkansas Insurance License.

Matthew Gifford is a financial advisor at Fidelity with three years of industry experience. He holds Series 63 and Series 66 credentials. Outside of finance, he teaches voice, piano, and guitar lessons as a sole proprietor. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Jose Rios is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity Investments, he worked in education with the University of North Texas and school districts in Denton and Arlington, Texas. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment approach that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Rosalie Smith is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and four years of industry experience. Her work history includes roles at Charles Schwab Bank, Brenham National Bank, Starbucks, Massage Heights, and R2 Wellness. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and provides centralized supervisory, custody, and order-routing services.

Sean Flood is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has worked with Charles Schwab since 2019 and previously held roles at Key Investment Services LLC, KeyBank NA, Bank of America, N.A., and Merrill. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a centralized operational structure serving a large client base.

Johnny Fowler is a CFP® professional with 16 years of industry experience. He is currently an advisor at Edward Jones and has previously worked at Integrated Advisors Network, LLC/Paragon Wealth, TCG ADVISORS LP/HUB International, and McElhenny Sheffield Capital Management, LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the country.

Theodore Walker III is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has worked with various Fidelity entities since 2014, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Jeanmarc Chemla is a financial advisor at Ameriprise with 27 years of industry experience. He has been with Ameriprise and its affiliate since 2005. In addition to his advisory role, he is involved in independent insurance brokering, focusing on disability income through Guardian Life. Ameriprise offers a retirement-income planning service tailored for individuals with significant investable assets, combining research, modeling, and tax-efficiency strategies to provide written, non-discretionary recommendations. The firm serves clients through a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Stephen Decoursey is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and having six years of industry experience. His career includes roles at Charles Schwab Premier Bank, Charles Schwab Bank, TD Ameritrade, Truist Financial Corp., and Horizon Bank. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio investment approach supported by centralized custody and operational infrastructure.

Taahir Shaikh is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. Prior to this role, he worked at Fidelity as an Investment Management Consultant from 2021 to 2023 and as a Workplace Planning Consultant from 2020 to 2021. Before joining Fidelity, he was a Personal Banker at J.P. Morgan Chase & Co from 2017 to 2019. In his current role, Taahir focuses on understanding clients' unique financial priorities and life experiences to provide tailored financial guidance. He collaborates with clients to develop personalized plans and discusses Fidelity's strategies to help them achieve their financial goals. He holds insurance licenses in Arkansas and California and is proficient in Arabic, Hindi, Spanish, and Urdu. Outside of his professional work, Taahir enjoys biking, board games, hiking, photography, traveling, and exploring food.

Kimberly Rodriguez is a financial advisor at Fidelity with five years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Fidelity Brokerage Services LLC since 2020. Prior to that, she was employed at Endeavor Southlake OpCo LLC and R&T Roth Corporation LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, employing systematic methodologies and long-term asset allocation benchmarks.

Michael Bow is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity since 2014, progressing through roles including Financial Consultant, Retirement Solutions Representative, Investment Solutions Representative, and Financial Representative. His experience spans providing financial consulting services and retirement solutions, with a focus on assisting high net worth clients in making and executing important financial decisions. He holds insurance licenses in Arkansas and California. Outside of his professional role, Michael enjoys family activities, fishing, outdoor adventures, and traveling.

Heather Smith is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 designation and bringing 15 years of industry experience. She previously worked at TD Ameritrade Investment Management and TD Ameritrade from 2010 to 2022. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offering a centralized operational structure.