Buck Bandura is a CFP® professional with 27 years of experience in the financial services industry. He has been with Wells Fargo Advisors Financial Network since 2009 and is also associated with Matrix Wealth Management Inc. Outside of his advisory work, Bandura is a partner at GECKO LLC and serves as co-trustee for Matrix Wealth Management Inc.'s 401(k) and defined benefit plans. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services through a network of advisors, utilizing Wells Fargo research and tools to develop tailored recommendations.

Jennifer Lucovich is a financial advisor with UBS Financial Services in Scottsdale, AZ, holding a Series 66 designation and 22 years of industry experience. Prior to joining UBS in 2020, she worked at BMO Harris Financial Advisors, Inc., BMO Harris Bank NA, and M&I Trust Company among other related roles from 2010 through 2020. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm employs proprietary research and model-based asset allocations to tailor financial plans and manages client relationships through both discretionary and non-discretionary portfolio management.

Rhonda Rommel is a CFP® professional with 31 years of industry experience, currently with Raymond James & Associates since 2012. She holds Series 63 and Series 65 licenses and is based in Scottsdale, AZ. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

David Scheur is a financial advisor with Cetera holding Series 63 and Series 65 credentials and 30 years of industry experience. He has worked at several firms including VOYA Financial Advisors and Jacob Gold & Associates, and he is the owner of Scheur Wealth Management, Inc. Outside of his advisory roles, he is also an independent agent involved in fixed insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers and program structures.

Arianna Galvin is a financial advisor at OSAIC in Scottsdale, AZ, with nine years of industry experience. She holds the Series 66 designation and previously worked at Lincoln Financial Advisors and Capital One Advisors. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through a large network of affiliated advisors, utilizing various tools and third-party platforms to construct and manage portfolios across multiple asset classes.

Jonathan Savage is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been assisting individuals and businesses since 2016, focusing on creating personalized financial strategies that address his clients' unique needs. His areas of expertise include college education planning, family wealth management, legacy planning, liquidity management, retirement planning, portfolio management, and serving clients in sports and entertainment sectors. Jonathan holds a Bachelor's Degree from Arizona State University and maintains professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is bilingual in English and Spanish, which allows him to serve a diverse client base effectively. Outside of his professional work, Jonathan stays actively involved in his community through his participation with Hospice of the Valley. He balances his career with personal interests such as bowling, drawing and sketching, football, music, reading, spending time with family, table tennis, watching movies, and yoga.

Clifton Kelly is a financial advisor at RBC Capital Markets with 41 years of industry experience. He has held positions at City National Bank since 2019 and previously worked at Bank of America and Merrill. He holds Series 63 and Series 65 licenses. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ risk profiles using a combination of in-house and third-party managers.

Matt Livengood is a Financial Consultant at Fidelity Investments, where he partners with clients to develop comprehensive financial plans. He aims to provide a trustworthy service that enhances clients' understanding of their investments and builds confidence in maintaining their financial strategies. Matt has been with Fidelity Investments since 2020, holding roles including Investment Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Client Associate at Optima Capital Management and Merrill Lynch. He holds a California Insurance License. Outside of his professional work, Matt has personal interests in bowling, fitness, football, and golf.

Nathaniel Mc Cullough is a financial advisor at OSAIC with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC. Outside of his advisory role, he is involved with Veteran Small Business LLC, a company established to receive commissions from Mosaic Wealth Solutions LLC. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and third-party platforms to construct diversified portfolios, serving individual investors, pension plans, corporations, and charitable organizations.

Joshua Williams is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding Series 63 and Series 65 licenses and six years of industry experience. Prior to joining Equitable Advisors, he worked at Axa Advisors, Stratosphere Quality, Moffiitt's Wine & Spirits, Pickleman's Gourmet Cafe, and St. Louis University. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm employs a range of advisory models and third-party asset managers, providing access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Andrew Held is a CFP®-credentialed financial advisor with 29 years of industry experience, currently serving clients at J.P. Morgan Securities in Phoenix, AZ. He has been with J.P. Morgan since 2012 and also holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as a director on the board of the Greater Seattle Business Association, an LGBTQ and allied chamber of commerce. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG framework when recommending strategies.

Kendra Gutierrez is a financial advisor at Vanguard Advisers with 22 years of industry experience. She holds Series 66 and Series 63 designations and has worked at various Vanguard entities as well as Infosys BPM. Gutierrez serves as board treasurer for Boys Team Charity, Inc., overseeing its financial management. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely consisting of Vanguard funds and ETFs.

Michael Dearborn is a financial advisor at Vanguard Advisers with nine years of industry experience. He has been with The Vanguard Group since 2017 and previously worked for Alliance Defending Freedom from 2014 to 2017. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that incorporates proprietary asset allocation models and largely invests in Vanguard funds and ETFs. The firm manages a high volume of client relationships through a scalable digital platform combined with advisor support.

Lan Jones is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 66 licenses and has a background that includes two decades at JPMorgan Chase Bank, N.A. Outside of his advisory role, he is an owner and partner of JT Property Ventures LLC, a residential rental property business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory capabilities with brokerage and investment management services.

Berkay Basaran is a Series 66-licensed financial advisor at Vanguard Advisers with one year of industry experience. His prior work includes roles at BoomerangFX, CE Showroom, and The VANGUARD GROUP, INC. among others. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Earl Fraley III is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2020. His prior work includes roles at Rio Salado College and Vanguard Marketing Corporation, affiliated with The Vanguard Group, where he has been employed since 2007. Vanguard Advisers delivers automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios mainly from Vanguard funds and ETFs, with features such as tax-aware strategies and customization options.

Christian Arenas is a Series 66 licensed advisor with LPL Financial, based in Tempe, Arizona, and has two years of industry experience. His prior roles include positions at Morgan Stanley, Vanguard, Fidelity Brokerage Services, and Strategic Advisors, LLC. He also has a business background with Nativa and O.Y.E. Business Intelligence. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Timothy Whitney is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding a Series 63 designation and 22 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with MetLife Resources from 2006 to 2017. Additionally, he operates as an independent insurance agent specializing in life, accident, health, disability, fixed annuities, and Medicare-related products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships that utilize firm-approved tools to develop customized recommendations.

Michael Walker is a financial advisor at LPL Financial with 42 years of industry experience. He holds the CFP® designation and Series 63 and 65 licenses. Prior to joining LPL Financial in 2020, he worked at Wells Fargo Advisors Financial Network LLC for 11 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Pierce Anderson is a CFP®-designated financial advisor with LPL Financial, based in Tempe, AZ. He has three years of industry experience, including roles at Merrill and Bank of America. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.