Keyton Elmore is a financial advisor at Edward Jones in Indian Trail, NC, with two years of industry experience. He holds a Series 66 designation and has held positions at Principal Securities Inc, Principal Life Insurance Company, and several other firms. Prior to his financial career, he spent six years at the University of Alabama and three years at Shoal Creek Country Club. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Patrick Vaughn is a financial advisor with LPL Financial in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He previously worked at Summit Brokerage Services Inc. for 12 years before joining LPL Financial in 2019. Vaughn has ownership interests in investment-related businesses including Arbitrage Management Partners. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives. The firm serves individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning and portfolio management solutions supported by both proprietary and third-party investment strategies.

Ryan Colatrella is a financial advisor at Cambridge Investment Research Advisors with Series 63 and Series 65 credentials and one year of industry experience. His background includes roles at firms such as Ernst & Young LLP and KPMG LLP, as well as involvement in investment-related and insurance activities through Stone Press Financial Group. Cambridge Investment Research Advisors serves a diverse client base including individuals and institutions, offering financial planning, investment management, and retirement-plan advisory services across multiple platforms and proprietary model strategies.

Jerod Hubbard is a financial advisor with Wells Fargo Advisors in Charlotte, NC, holding Series 63 and Series 66 registrations and 28 years of industry experience. He has worked with Wells Fargo Clearing and Banc of America Investment Services, Inc. prior to his current role. Outside of his advisory work, he serves as power of attorney for his brother. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options tailored to clients’ net worth and needs.

Scott Smith is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC from 2014 to 2023. Smith is a managing partner at Convergent Financial Partners, LLC, where he provides brokerage and advisory services, and serves as a board member of the NCSHP Foundation, a nonprofit supporting troopers and their families. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Andrew Kittelson is a financial advisor at UBS Financial Services in Charlotte, NC, with 28 years of industry experience. He holds Series 65 and Series 66 designations and has been with UBS since 2013, following a brief tenure at Merrill. Outside of advisory work, he is the proprietor of TAJ, a business focused on legal mushroom products, and serves as treasurer for the Friendship Fund, a family foundation that distributes charitable grants. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor investment plans aligned with clients’ goals and risk tolerances.

Stanley Worrell Jr. is a financial advisor at Edward Jones with 10 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Andrew Johnson is a financial advisor with Cetera in Charlotte, NC, holding Series 63 and Series 66 licenses and having four years of industry experience. He previously worked at NOVA 401(k) Associates for eight years and is currently associated with multiple entities including AGJ, LLC and two other financial services businesses. Cetera Investment Advisers LLC provides investment advisory services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients with a range of portfolio management and financial planning options. The firm operates a multi-manager platform offering model portfolios, third-party managers, and bespoke strategies across various program structures and custodial relationships.

Deanna Ingrassia is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2005. Based in Charlotte, NC, she provides advisory services through a well-established firm. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm employs model-based and discretionary investment strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Leo Sbardella Jr. is a financial advisor with Equitable Advisors in Charlotte, NC, holding a Series 66 designation and over 20 years of industry experience. He has been with Equitable Advisors since 2005 and previously worked at Axa Advisors, LLC from 2005 to 2020. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs delivered through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Charles Kaufman is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005 and has operated his own firm, Charles S. Kaufman & Assoc Inc., since 1990. In addition to his advisory work, Kaufman is a CPA and owns a bookkeeping service, and he is also an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base including individual and institutional investors such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals managing a multi-billion dollar asset base across multiple platforms and custodians.

James Ratchford is a CFP® professional with 28 years of industry experience, currently practicing at Wells Fargo Clearing since 2016. He holds Series 63 and Series 65 licenses and is based in Charlotte, NC. He serves as a trustee of several family trusts with minimal time involvement. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Jay Garman is a financial advisor at Ameriprise with 46 years of industry experience. He has been with Ameriprise and its related entities since 2005 and holds a Series 63 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jason Westmoreland is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. His prior roles include positions at The Vanguard Group, Bank of America, and Clemson University. He is also a partner at Makarios Family LLC, an investment-related business based in Fort Mill, South Carolina. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to assist clients in financial decision-making.

Kevin Phillips is a CFP® professional with 35 years of industry experience, currently serving at Robert Baird & Co. since 2013. He holds Series 63 and Series 65 licenses and is based in Davidson, NC. Phillips serves as a board member of The Rock Church in Boone, NC. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a broad range of clients including individuals, families, pensions, corporations, and charitable organizations. The group provides customized financial planning and portfolio management services, utilizing both in-house and third-party managers across traditional and non-traditional investment strategies.

Collin Kotek is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Equitable, Natixis, and various positions in education and retail. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kristin Laxton is a financial advisor at Ameriprise in Charlotte, NC, holding a Series 66 designation with four years of industry experience. She has been with Ameriprise since 2017 and previously worked at Hickory Mechanical, Inc. and Lenoir Rhyne. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Claudia Angeles Ponce is a financial advisor with LPL Financial in Charlotte, NC, holding a Series 66 designation and four years of industry experience. She has previously worked at Davidson Wealth Management & Partners, Wells Fargo Clearing Services, SC Johnson Professional, and Merck & Co. Outside of her advisory role, she owns and operates a souvenir shop called Peru InLove Handmade Souvenirs LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Michael Guile is a Senior Financial Advisor at The Croom Guile Group at Merrill Lynch Wealth Management. He has over 20 years of experience helping clients create, grow, preserve, and distribute their wealth through a dedicated process of financial planning. Michael provides comprehensive wealth management services by leveraging the resources of Bank of America and Merrill, combined with a personalized approach typical of a boutique firm. His expertise spans retirement income planning, asset allocation strategies, wealth preservation, estate and trust services, as well as tax-efficient investing. Michael's consultative approach focuses on improving clients' financial well-being by addressing asset allocation, cash flow management, and debt reduction, often coordinating with clients' tax and legal advisors to optimize financial outcomes. Michael holds a Bachelor's Degree from UNC Charlotte and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Prior to his financial services career, he served in the 82nd Airborne Division of the United States Army. He resides in Huntersville with his wife and two daughters. His personal interests include boating, golfing, and traveling.

Andrew Boyle is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has previously held roles at Autobell and Woodmen Life Insurance. Boyle has also been involved with the UNC Charlotte Baseball Program and Student Union during his time at the University of North Carolina at Charlotte. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm utilizes proprietary research and model-based asset allocations to tailor investment strategies aligned with clients’ goals and risk tolerances.