Steffon Cumberbatch is a financial advisor at TIAA-CREF with four years of industry experience. He holds a Series 66 designation and has previously worked at Vanguard, Bank of America, Merrill, Wells Fargo, Truist Bank, and PNC Bank. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing discretionary management through customized and model-based portfolios.

Paige Assa is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and one year of industry experience. Prior to joining TIAA-CREF, she worked at RSM U.S. LLP and has experience in various roles including at First Watch Restaurant and East Carolina University. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm also offers broker-dealer services and acts as adviser to the TIAA Donor Advised Fund.

Ryan Miller is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with TIAA-CREF since 2006. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm operates within a vertically integrated structure, offers both point-in-time planning and ongoing portfolio management, and acts as adviser to the TIAA Donor Advised Fund.

Alexander Smith is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Equity Services since 1994 and has additional tenure at National Life dating back to 1990. Outside of his advisory role, Smith serves as Vice President of the North Carolina Association of Insurance and Financial Advisors and is involved in several business ventures, including real estate ownership and insurance sales. Equity Services, Inc. provides financial planning, consulting, and asset management services to a diverse client base including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently utilizing third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and discretionary or non-discretionary management.

Janet Marchand is a financial advisor at TIAA-CREF with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with TIAA since 1997. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm’s advisory model separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund.

Cameron Loomis is a financial advisor at TIAA-CREF with three years of industry experience. He holds the Series 66 credential and has worked at TIAA and related entities since 2022. Prior to his advisory role, his background includes positions at Hutkins Family and European Wax Center. TIAA-CREF Individual & Institutional Services provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected with TIAA-administered employer retirement plans, as well as to trusts, estates, and small retirement plans. The firm’s advisory approach separates stand-alone financial planning from ongoing portfolio management and offers customized investment strategies through dedicated portfolio managers.

Patrick Golden is a financial advisor at &Partners with 26 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of his advisory role, he serves as power of attorney for a family member and maintains a 50% ownership interest in an investment-related business with his spouse. &Partners serves a diverse client base including individual investors, retirement plans, charitable organizations, foundations, universities, and sovereign wealth funds. The firm combines investment advisory and brokerage services with financial planning, ERISA consulting, retirement plan management, and investment banking, utilizing both proprietary and third-party investment strategies.

Robert Bacon is a Series 66 licensed financial advisor with 12 years of industry experience. He has been with TIAA-CREF since 2017, following a year at PNC Investments. He is based in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily serving individuals with TIAA-administered retirement plans, as well as various trusts, estates, and corporate entities. The firm provides a range of investment management options, including model portfolios and customized solutions, and acts as adviser to a donor-advised fund.

Alex Davidson is a financial advisor at TIAA-CREF with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Equitable Advisors and Coca Cola Bottling Company Consolidated. Outside of his advisory role, he is employed part-time processing orders for Amazon. TIAA-CREF provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, including customized portfolios managed under client-approved investment policies.

Brian Arredondo is a financial advisor at TIAA-CREF with four years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at firms including Bank of America, Merrill, and Vanguard Marketing Corporation. Arredondo also served in the North Carolina Army National Guard for six years. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm operates a fiduciary advisory model with both point-in-time planning and ongoing management, offering customized portfolio solutions alongside model-based programs.

Neal Patel is a financial advisor with Guardian Life and holds a Series 66 designation. He has one year of experience as an advisor, currently with Park Avenue Securities since 2026. Prior to his advisory role, he worked in legal services at Egenberg Trial Lawyers and in operations with the New Orleans Pelicans and New Orleans Saints. Park Avenue Securities LLC operates as Park Avenue® Wealth Management, a broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with a range of financial planning and investment advisory services.

Robert Hoyla is a financial advisor with Truist Advisory Services based in Charlotte, NC. He holds Series 63 and Series 65 licenses and has 19 years of industry experience. His prior roles include positions at BB&T Securities, SunTrust Advisory Services, SunTrust Investment Services, and SunTrust Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and a comprehensive oversight structure.

Scott Williams is a financial advisor at TIAA-CREF with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily for individuals with pre-existing relationships through TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm’s advisory model separates point-in-time planning from ongoing portfolio management and serves as adviser to a donor-advised fund.

Roberta Dawson is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC. She holds Series 63 and Series 66 licenses and has 18 years of industry experience, including 17 years with her current firm. First Citizens Investor Services, Inc. offers investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, charitable organizations, pension plans, and business entities. The firm combines risk- and outcomes-based asset allocation with discretionary and non-discretionary management, utilizing fundamental, quantitative, and technical analysis alongside automated model portfolios and tax-aware strategies.

Eric Cannon is a CFP® with 25 years of industry experience, currently serving as a financial advisor at First Citizens Investor Services, Inc. since 2005. He is based in Hendersonville, NC, and holds Series 63 and Series 65 licenses. Outside of his advisory role, he coaches track and field for the boys and girls teams at Enka High School in Buncombe County. First Citizens Investor Services, Inc. offers investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, and charitable organizations. The firm employs a range of portfolio management strategies, combining risk- and outcomes-based asset allocation with discretionary and non-discretionary management, supported by fundamental, quantitative, and technical analysis. As a subsidiary of a bank holding company, the firm integrates banking resources and provides access to bank products alongside its advisory services.

Bryan Stevenson is a financial advisor at TIAA-CREF with 18 years of industry experience. He holds a Series 66 designation and has been with TIAA-CREF since 2012. Outside of his advisory role, he serves as COO and Sales Manager of Cardinal Trading Group, an e-commerce business specializing in sporting dog products. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals with ties to employer retirement plans, as well as to trusts, estates, partnerships, and corporate entities. The firm offers model and customized portfolio management within a vertically integrated structure that includes affiliated funds and advisory services for donor-advised funds.

Peter Velissarios is a financial advisor with Truist Advisory Services, holding the Series 63 and Series 66 designations and possessing 24 years of industry experience. His prior work includes positions at Wells Fargo Clearing Services and CITIGROUP. He is based in Charlotte, NC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and manager selection through its AMC Advantage program, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

John Patterson is a CFP® and Series 66 credentialed financial advisor with seven years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC in Charlotte, NC, where he has worked since 2021. His prior experience includes roles at LPL Financial LLC, Cetera Advisor Networks, Carroll Financial Associates, and United Technologies Corporation. Wealth Enhancement Advisory Services manages over $122 billion in assets and serves individuals, high-net-worth clients, corporations, and retirement plans. The firm’s investment approach combines passive and active management through diversified, risk-class based allocations, overseen by an internal Investment Committee.

Joseph Valenti is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 designations and bringing 18 years of industry experience. He has been with TIAA-CREF since 2012. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through TIAA-administered employer retirement plans and acts as adviser to the TIAA Donor Advised Fund.

Mohamed Cherif is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 66 licenses and 12 years of industry experience. His prior work includes eight years at Wells Fargo Clearing and three years at People's Securities, Inc. Outside of advisory work, he owns a rental property in Lowell, MA. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and a range of third-party platform arrangements.