Ryan Freed is a financial advisor at Charles Schwab with six years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2019, including roles at Charles Schwab Bank and previously at Bank of America and Merrill. His background also includes various positions outside traditional wealth management, such as involvement with athletic organizations and educational institutions. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and alternative investment due diligence, supported by a large scale and integrated operational structure.

Stella Chay is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has been with various divisions of Fidelity since 2015. Fidelity’s affiliate, Strategic Advisers LLC, offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves multiple registered investment companies while employing systematic investment methodologies.

Jeneen Slack is a financial advisor with LPL Financial, holding CFP® and Series 66 credentials and bringing 18 years of industry experience. She previously worked at Raymond James Financial Services and Summit Financial Group. Slack also serves as an independent contractor financial advisor at Summit Financial Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, and institutions, offering a range of advisory programs and financial planning services supported by extensive research and technology.

Andrew Rubio Mendoza is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. He has also worked in community and retail sectors, including the YMCA East Bay and Road Runner Sports. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment onboarding process.

Shannon Bosick serves as Vice President and Branch Leader, where she helps lead, coach, and inspire a team of financial professionals dedicated to partnering with families to achieve their financial goals through established standards of care. Prior to this role, she was a Vice President Regional Planning Consultant at Fidelity Investments from 2013 to 2025. Shannon holds a California Insurance License, supporting her expertise in the financial services industry. Outside of her professional work, she enjoys hiking and music.

Yahweh Khao Sok is a financial advisor at Merrill with Series 65 and Series 63 licenses and three years of industry experience. Prior to joining Merrill and Bank of America in 2025, he worked at New York Life Insurance Company and NYLife Securities LLC. He serves as treasurer and a board member for Futures Explored, a nonprofit that supports individuals with intellectual and developmental disabilities. Merrill provides managed account services to Bank of America fiduciary clients through model-based and discretionary investment strategies, serving a broad client base that includes individuals, institutions, and charitable organizations.

Mary Kennon is a financial advisor at UBS Financial Services with four years of industry experience. She holds a Series 66 designation and has worked at UBS since 2021. Her prior work includes roles at OM3, Inc., Ogden Contract Interiors, Inc., and Pequod's Pizza. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and a broad range of investment products. The firm combines institutional trading capabilities with wealth management, operating as a broker-dealer, investment adviser, and futures commission merchant.

Kurt King is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Ameriprise in Walnut Creek, CA. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2015. Outside of his advisory role, he has reported involvement in non-investment-related real estate ownership. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficiency strategies to produce personalized recommendation reports delivered in partnership with advisors like King.

Raymond Preston Jr. is a financial advisor with Equitable Advisors in Walnut Creek, CA, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC. He also serves as a successor trustee for his immediate family. Equitable Advisors provides services to individual investors, retirement plan sponsors, corporations, and charitable organizations, offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor client solutions.

Taylor Wan is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at UBS Financial Services. His prior experience includes roles at Wells Fargo Clearing, JP Morgan Securities, JP Morgan Chase Bank, and Charles Schwab. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor financial plans and portfolio management services. The firm integrates institutional trading capabilities with wealth management, providing a broad range of services including futures commission merchant activities, principal trading, and affiliated banking programs.

Mark Jongeward is a CFP® and holds a Series 66 license with 40 years of industry experience. He has been with Ameriprise since 2005, currently serving in Walnut Creek, CA. Outside of his advisory role, he is involved in business ownership through MESA LLC. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement who meet specific asset criteria. The firm provides written Recommendation Reports addressing income sources, Social Security options, and tax-smart withdrawal strategies, combining research, modeling, and tax-efficiency analysis to support client planning.

Mackenzie Sitzwohl is a Series 66-licensed financial advisor with Morgan Stanley in Orinda, CA, and has four years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2021, Sitzwohl worked at Victory Financial Planning and The Standard Insurance Company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides financial planning and advisory services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Their planning process employs firm-approved tools and modeling techniques, offering tailored financial plans without individual security recommendations as part of standalone programs.

George Kugman is an Investment Consultant at Fidelity Investment, a role he has held since 2023. He works closely with clients to understand their investment objectives and constraints, partnering with them to create customized plans aimed at achieving their family's financial goals. He leverages Fidelity's resources to support clients in navigating their financial journeys. George has accumulated extensive experience in the financial services industry. Prior to his current position, he served as a Financial Consultant VP at Charles Schwab from 2022 to 2023, a Senior Financial Consultant at TD Ameritrade from 2020 to 2022, a Senior Financial Advisor at Merrill Lynch from 2017 to 2020, and a Senior Private Banker at Wells Fargo Advisors from 2005 to 2017. He holds a California Insurance License. Outside of his professional work, George enjoys biking, comedy, fitness, exploring food, watching movies, and scuba diving.

Ma Rosanne Fernandez is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation and two years of industry experience. She has been with Morgan Stanley since 2020. Prior to this, she worked at J Jill and was unemployed for a period before joining Morgan Stanley. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Sui Ha Mok is a financial advisor at Fidelity with one year of industry experience. She holds the Series 66 designation and previously worked at Stanford Health Care and PharMerica. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Nishant Shailendra is a financial advisor at Morgan Stanley in Walnut Creek, CA, with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and at Citigroup Global Markets since 2006. Outside of his advisory role, he is involved in several entrepreneurial ventures including a contract photography business, and serves as Social Chair for the Oak Grove Swim Club. Morgan Stanley Wealth Management is a firm that provides a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and offers services that include both direct individual plans and Corporate Financial Planning agreements with employers.

Kathy Sowl Chelini is a financial advisor at Wells Fargo Advisors with 40 years of industry experience. She holds the Series 63 and Series 65 designations. Her prior work includes roles at Wells Fargo Clearing and RBC Dain Rauscher Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a wide range of planning services, including specialized areas such as business-owner transition and special-needs analysis, using proprietary research and planning tools.

Trevor Coons is a financial advisor at Fidelity with a Series 66 credential and two years of industry experience. Prior to joining Fidelity, he worked at Cybercoders and held positions at Gong and LendingClub. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and portfolio management. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios that utilize mutual funds, ETFs, and ETPs.

Michael Felton is a financial advisor at Osaic with 34 years of industry experience. He has held roles at Securities America Advisors, Inc. from 2009 to 2024 before joining Osaic. In addition to his advisory work, he operates Michael Felton Insurance Services, where he conducts risk analysis and reviews insurance coverage as part of comprehensive financial planning. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm utilizes a network of affiliated advisers to provide integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to manage portfolios across various investment types.

Karl Arias is a financial advisor with Edward Jones in Walnut Creek, CA, holding a Series 66 designation and two years of industry experience. He previously worked at JPMorgan Chase Bank for 18 years before joining Edward Jones in 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.