Josefina Sanchez is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has been with Primerica Advisors since 1987 and has concurrently worked with Marieta S. Caragay, M.D. since 2014. Outside of advisory services, she is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Daniel Leatherman is a financial advisor at Cetera with 28 years of industry experience and holds the Series 66 designation. He has worked at Avantax in various capacities from 2012 to 2025 and has been operating his own CPA and financial services practice since 2006, providing accounting, tax preparation, and financial planning services. Leatherman also has a background in law enforcement training. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party managers and program structures.

Michael Gula is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held various roles in the hospitality and restaurant sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its formal advisory role to multiple registered investment companies and use of systematic methodologies in building model portfolios.

Michael Stebner is a financial advisor with Primerica Advisors based in Eldersburg, MD. He holds Series 63 and Series 65 licenses and has 24 years of industry experience, including long-term roles at Pfs Investments Inc and Primerica Financial Services. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm manages approximately $15.5 billion in assets and delivers advisory services through model-based strategies developed by unaffiliated asset managers.

Christopher Breen is a financial advisor at Ameriprise with five years of industry experience and holds a Series 66 designation. He previously worked at Heritage Financial Consultants and Towson University. Outside of Ameriprise, Breen is involved with Brad Schwartz Wealth Management LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides retirement-income planning advice through written Recommendation Reports and ongoing guidance focused on dependable income sources and tax-aware withdrawal strategies.

Steven Jakubowski is a Certified Financial Planner (CFP®) with 21 years of industry experience. He is currently affiliated with Morgan Stanley in Baltimore, MD, where he has worked since 2022, following a decade at TIAA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning uses structured discovery conversations and modeling tools but generally acts in an advisory capacity without providing individual security recommendations in standalone planning.

Devin Monroe is a financial advisor at Ameriprise with 12 years of industry experience. He holds a Series 66 designation and has worked with Ameriprise since 2013. Outside of his primary role, he serves as an Associate Financial Advisor at J&R Juergensen Inc., where he provides client service. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendations through a centralized consulting team.

Matthew Hodgson is a financial advisor with Merrill in Columbia, MD, holding a Series 66 designation and 10 years of industry experience. He has been affiliated with both Bank of America, N.A. and Merrill Lynch throughout his career. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates its services with Bank of America’s broader platform, including lending, custody, and principal trading functions.

Palmer Murray is a Series 66-licensed financial advisor with UBS Financial Services in Hunt Valley, MD, bringing nine years of industry experience. He has been with UBS since 2015 in various capacities. Outside of his advisory role, Murray coaches youth lacrosse with the Brooklyn Crescents Lacrosse Club. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor client strategies.

Russell Phelps is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has held positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and tailored financial planning that incorporates firm-approved tools and modeling techniques.

Mitchell Brown is a financial advisor with UBS Financial Services, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. He has been with UBS since 2017 and was self-employed for 14 years prior. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a broad range of capital markets services.

Matthew Mc Cabe is a financial advisor at Morgan Stanley in Baltimore, MD, holding a Series 66 designation. He has one year of industry experience, including previous roles at Weston Banks Wealth Partners and Crawford 1031. His background includes five years focused on full-time education prior to entering the financial sector. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients with a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and analyses.

Stephen Neuhof is a Series 66-registered advisor at Merrill with 20 years of industry experience. He has been with Merrill since 2005. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors.

Dianne Brilhart is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes firm-approved planning tools and structured discovery processes in its financial planning services.

Timothy Buccini is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2019. Prior to his advisory career, he was employed at Maryland Live! Casino for seven years. Outside of his advisory role, he is involved in retail sales and trading card buying and selling through small business ventures. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Erin Dauses is a financial advisor at Fidelity with a Series 66 designation and 10 years of industry experience. She has been associated with various Fidelity entities, including Fidelity Brokerage Services LLC since 2015 and Fidelity Personal and Workplace Advisors since 2018. Her current role at Fidelity Investments began in 2025. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, AI/LLMs in research, and its advisory role to multiple registered investment companies and fund‑of‑funds.

Elijah Place is a Series 66-licensed financial advisor at Merrill with 9 years of industry experience. He has worked at Merrill since 2016 and was previously employed at Global Payments Inc for six years. Outside of his advisory role, Elijah participates in a medical study with the Wilmer Eye Institute and takes part in the Amazon Vine promotional program, writing product reviews in exchange for free goods. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Asriel Marizan is a financial advisor at Cetera with seven years of industry experience and holds a Series 66 designation. Prior to joining Cetera in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, Marizan is a video game streamer on Twitch. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a large network of independent advisors using multiple program structures and discretionary authorities.

Steven Nulty is a financial advisor with Wells Fargo Clearing in Baltimore, MD, holding Series 63 and Series 65 designations and 28 years of industry experience. He previously worked at PNC Investments and PNC Bank for eight years. Outside the financial sector, he has been involved in travel services for over 16 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Alecsander Mc Donald is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping individuals and families achieve financial independence and security by providing personalized guidance and simplifying the financial planning process. Alecsander specializes in areas including college education planning, family wealth management strategies, legacy planning, retirement income, portfolio management services, and tax minimization. With a Bachelor's Degree from Towson University, Alecsander holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He works with investors who prioritize long-term financial goals and recognize the value of disciplined, patient planning supported by skilled advisory. Outside of his professional work, Alecsander enjoys personal interests such as chess, cooking, football, golfing, hunting, music, photography, spending time with his family, and traveling.