Kevin McDermott is a financial advisor with Osaic, holding Series 63 and Series 66 registrations and bringing 36 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation and Citadel Federal Credit Union. Outside of advisory work, he is co-owner of Delphi Wealth Management Group LLC and Delphi Tax Management Group LLC, which involves expense management and tax preparation services. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors. The firm provides integrated brokerage and advisory services, leveraging various platforms and asset-allocation tools to manage portfolios that include a range of investment types and third-party solutions.

Justin Czerwinski is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting professionals and business owners who are entering their peak earning years and individuals nearing retirement. His client focus includes employee benefits planning, family wealth management strategies, retirement income, and small business strategies, among other areas. Justin holds a Bachelor's Degree from Goldey-Beacom College and has earned a number of professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He emphasizes values such as honesty, integrity, and reputation in his professional approach. Beyond his professional work, Justin is involved in community organizations including Beds4Vets and the Hockessin Historical Society. His personal interests include golfing, music, running, and spending time with his family.

Nicholas Fowler is a financial advisor with Mass Mutual Investors Services who holds a Series 66 designation and has nine years of industry experience. He has worked with MassMutual Life Insurance Company since 2016 and has served in advisory roles with affiliated firms since 2016. Outside of advisory services, he serves as membership chair of an Italian American charitable organization. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual financial planning engagements using firm-approved tools and delivers written recommendations focused on investment categories and strategies.

Malcolm Rayne is a financial advisor at Wells Fargo Advisors with a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo Advisors in 2026, he worked at Wells Fargo Clearing, NewSpring Capital, KPMG LLP, and RBC Capital Markets. Outside of his advisory role, he holds a minority interest in an investment-related business, 211 Property Partners, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of financial planning and investment services. The firm’s approach includes tailored recommendations supported by proprietary research and tools, with offerings that cover various planning needs from cash flow to specialized areas such as business-owner transition and special-needs analysis.

Ethan Aroshas is a financial advisor at Equitable Advisors with Series 63 and Series 66 licenses and one year of industry experience. He has worked at Kobella Investments and CFC Furnishing/Jdouglas and has held various roles outside finance, including positions at High Point University, H&R Holdings LLC/Dynamic Construction LLC, and educational institutions. Additionally, he has been involved with Lily Lough Jewelry since 2021. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and asset-management programs. The firm utilizes a range of advisory models implemented through third-party sponsors and offers ERISA fiduciary services for qualified plans.

Autumn Vernon is a financial advisor with Wells Fargo Advisors in Wilmington, DE, holding a Series 66 designation and one year of industry experience. Prior to her financial advisory career, she served in the United States Airforce for 21 years. Outside of advising, she has partial ownership in a land conservation and vehicle storage business and a sailboat charter company. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options and tailored recommendations supported by firm research and tools.

C Crean is a financial advisor with Osaic Wealth, Inc. based in Wilmington, Delaware, holding the ChFC® and Series 63 designations and has 39 years of industry experience. He was previously with Lincoln Financial Advisors for 11 years before joining Osaic in 2025. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms, offering integrated brokerage and investment advisory services. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Brittany Yourinson Gaskill is a financial advisor with Cambridge Investment Research Advisors. She holds a Series 66 designation and has two years of industry experience. Prior to joining Cambridge, she spent seven years in a non-advisory role and currently volunteers as a committee member for the Westtown-Thornbury Elementary School PTO. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing proprietary models and third-party managers across multiple platform arrangements.

Donald Sellers is a financial advisor with Edward Jones in Kennett Square, PA, holding Series 63 and Series 66 licenses and 22 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

David Foote is a Series 66-licensed financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he serves as a trustee and co-trustee for investment-related trusts in Maryland. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

Ryan Meade is a Financial Advisor with over 19 years of experience in the financial industry, based in Wilmington, Delaware. He is part of TWJ Wealth Management, a team recognized by Barron's and Forbes. Ryan specializes in retirement planning, wealth management, estate planning, and family wealth management strategies, including college education and personal retirement planning. He began his career in finance in 2007 and holds professional designations including Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ryan earned a degree in Business Administration from Penn State University. Ryan resides in the Philadelphia-Wilmington area with his wife and three children. Outside of his professional work, he supports local charities benefiting military service members and youth initiatives. His personal interests include adventure sports, biking, fishing, hunting, ice hockey, pickleball, running, skiing, swimming, and spending time with his family.

Paul Montefiore Jr. is a ChFC® professional with 17 years of industry experience, currently working at MassMutual Investors Services since 2017. He previously worked at MetLife Securities Inc. and has been affiliated with MassMutual Life Insurance Co. since 2016. Outside of his advisory role, he serves as treasurer for a nonprofit organization and is involved in life settlements and insurance business activities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using firm-approved analytical tools and offers specialized services including divorce planning and estate-settlement programs.

Lynne Rowan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gerard Benedict is a CFP® and ChFC® affiliated with Mass Mutual Investors Services, with 17 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities Inc. from 2015 to 2017. Outside of financial advising, he holds ownership in a brewery and participates in real estate ventures. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships without discretionary authority over client investments.

Rohan James is a financial advisor with Primerica Advisors in Wilmington, DE, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked with Primerica Advisors since 1998 and Primerica Financial Services since 1995. Outside of his advisory role, he is involved in sales of home security and automation product referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and employs a tiered wrap-fee structure to manage its investment solutions.

Edward Staudenmayer is a financial advisor with Ameriprise, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate for over 20 years. Outside of his advisory work, he is the owner of a retail business called Hawk Ventures. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning services that focus on dependable income and tax-aware withdrawal strategies.

Christopher Rall is a financial advisor with Morgan Stanley Wealth Management in Newtown Square, PA. He holds Series 63 and Series 65 licenses and has 28 years of industry experience. His tenure includes over a decade with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Thomas Cooney is a financial advisor with LPL Financial in Wilmington, DE, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include two decades at PNC Investments and two years at J.J.B. Hilliard, W.L. Lyons, LLC. Outside his advisory work, he is involved with Momentum Insurance Services, providing non-variable insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and third-party asset management, with a platform supporting strategic, tactical, and customized investment approaches.

Craig Hacker is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has more than 38 years of experience specializing in investment, retirement, wealth transfer, and business succession planning for high-net-worth families, individuals, and business owners. Craig focuses on helping clients pursue long-term financial goals through personalized wealth management strategies that reflect their full financial picture. His approach includes goals-based wealth planning and uses tools like Monte Carlo simulation to assess the probability of achieving clients’ objectives over their lifetimes. Craig holds the Chartered Retirement Planning Counselor™ and Personal Investment Advisor designations. He earned a B.S. in Accounting from Pennsylvania State University and an MBA in Finance from Temple University. While he does not provide legal or tax advice, he collaborates closely with clients’ attorneys and tax advisors to integrate all financial and legal considerations into comprehensive wealth and estate plans. He lives in Malvern, Pennsylvania with his wife, Maribeth. Craig is an active member of Paoli Presbyterian Church and the North American Hunting Dog Association. He enjoys training and hunting with his German Pointers, and spending time with his three children and six grandchildren.

Kathy Bauers is a financial advisor at Ameriprise with 28 years of industry experience. She has held positions at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Bauers is a co-owner of P Two P, LLC, where she manages an advisory business. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.