Khawaja Tariq is a Senior Vice President and Wealth Management Advisor with Merrill Lynch, Pierce, Fenner & Smith Inc., where he has served since 2012. Bringing extensive experience in investment management, he started his career at The Northern Trust Company in 1998 and later worked at Morgan Stanley Smith Barney before joining Merrill. His areas of expertise include family wealth management strategies, personal retirement planning, philanthropic planning, socially responsible and ESG investing, and tax minimization. He holds a Bachelor's degree from DePaul University and maintains several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition, he holds FINRA Series 7, 63, and 65 registrations. Fluent in Hindi, Gujarati, Urdu, and English, Mr. Tariq is committed to building strong client relationships and delivering personalized wealth management strategies tailored to individual goals. Outside of his professional activities, Khawaja Tariq is involved with the Muslim Community Center of Chicago and the Village of Morton Grove. His personal interests include golfing, tennis, and traveling.

John Alberti is a financial advisor at Equitable Advisors with 24 years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining Equitable Advisors in 2019, he worked at AXA Advisors, DB USA Core Corporation, Deutsche Bank Securities Inc, and DB AG Filiale New York. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and broker-dealer.

Larsen Flinn is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 28 years of industry experience. Prior to joining LPL Financial in 2024, he worked at Bank of America and Merrill for 15 and 19 years respectively. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and consulting services with access to model portfolios and research from multiple sources.

Anthony Giordano is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Ameriprise and Linsco Private Ledger. He is also a majority owner of GIORDANO GP, LLC, a merchant partnership based in Palm Beach Gardens, Florida. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and uses proprietary research and tools to develop tailored recommendations, with implementation options through various brokerage and advisory programs.

Nicholas Joyce is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, also affiliated with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity futures registrations.

Christopher Gramolini is a financial advisor at UBS Financial Services with 18 years of industry experience. He has been with UBS since 2013 and holds Series 63 and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work using proprietary research and model-based asset allocations.

Eileen Russo is a financial advisor at Morgan Stanley in Shrewsbury, NJ, with 31 years of industry experience. She has held positions at Morgan Stanley Private Bank and Morgan Stanley since 2017, and previously worked at Credit Suisse Securities for ten years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Maria Palma is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services for 25 years before joining Morgan Stanley in 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process that utilizes firm-approved tools and modeling techniques to assist clients.

Mitchell Ross is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with UBS since 2012. UBS Financial Services Inc. offers brokerage and investment advisory services to individual, corporate, and institutional clients, utilizing proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management, providing a broad range of services including financial planning, portfolio management, and access to capital markets.

Antonio Morales is a financial advisor with LPL Enterprise, holding a Series 66 designation and starting his career in 2026. Prior to joining LPL Enterprise, he was involved in various roles including positions at Catezza Italian Kitchen + Bar and Rutgers University. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products.

Ricardo Dager is a financial advisor at Mass Mutual Investors Services with Series 66 credentials and two years of industry experience. His background includes roles at MassMutual Life Insurance Company and teaching positions at The College of New Jersey and Glen Rock High School. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software and a collaborative planning process.

Corey Lunney is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2020. Outside of his advisory role, he works as a group fitness coach at CrossFit Shrewsbury. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Jonathan Bruschi is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at RBC Capital Markets LLC since 2008 and at City National Bank since 2016. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm provides discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, tailoring investment strategies to client risk profiles through a combination of in-house and third-party managers.

Salvatore Soldano is a financial advisor with Ameriprise in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2016 to 2023. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Dominic Mamrega is an Investment Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2022, progressing through positions including Financial Representative and High Net Worth Associate. Dominic specializes in providing personalized investment guidance, focusing on creating tailored strategies that adapt to market changes and align with clients' short-term and long-term financial objectives. His approach emphasizes clear communication and building strong, lasting relationships with clients. Outside of his professional work, Dominic has interests in biking, comedy, cooking and baking, golf, running, and swimming.

Robert Mcneill is a financial advisor at Equitable Advisors with 41 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he is a partner in Jersey Boys Realty, LLC, a residential real estate investment business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through third-party managers and LPL programs. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals and risk tolerance.

Robert Nigro is a financial advisor with LPL Enterprise, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory work, he serves as a youth coach for the Point Pleasant Pirates Youth Football and Cheer organization. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, providing both advisory and brokerage services. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products through an integrated platform.

Matthew Delpriore is a CFP® with 21 years of industry experience, currently serving at MassMutual Investors Services since 2017. He previously worked at MetLife Securities from 2005 to 2017. Outside of his advisory role, he is involved in insurance sales focused on life, disability, and fixed annuities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual financial planning engagements using firm-approved software and delivers written recommendations without investment discretion as part of the planning process.

John Fidura is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2019 and Charles Schwab Bank since 2016, and previously at UBS Financial Services from 2014 to 2019. He serves as a founding board member of Patricia's Fund Inc., a nonprofit charitable organization. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale, integrated client relationship model combining non-discretionary advisory services with access to affiliated discretionary separately managed accounts and alternative investment offerings.

Justin Marrugo is a financial advisor with LPL Enterprise holding the Series 66 designation and currently based in Holmdel, NJ. He began his career with LPL Enterprise in 2025 and has prior experience teaching at Kean University and Union County College. Outside of finance, he has been involved in operating Pompeii Pizzeria since 2021. LPL Enterprise serves a wide range of clients including individuals, retirement plans, charitable organizations, and institutional clients, offering services through both advisory and brokerage channels. The firm provides access to model portfolios, third-party asset managers, and a variety of financial products, supported by an integrated platform that combines advisory programs with insurance and lending solutions.