Jonathan Ranieri is a financial advisor with Merrill, holding a Series 66 designation and 16 years of industry experience. He has been with Merrill since 2010 and concurrently associated with Bank of America, N.A. since 2012. Outside of his advisory role, he maintains an active real estate sales agent license with his family’s brokerage in New Jersey. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Trevor Sahol is a financial advisor with Wells Fargo Clearing in Red Bank, NJ. He holds a Series 66 designation and has recent experience with LPL Enterprise and Morgan Stanley. Outside of his advisory roles, he has been involved in a non-variable insurance business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Michelle Miranda is a Financial Advisor with Merrill Lynch Wealth Management. She works with clients to develop personalized wealth management strategies that align with their financial goals and adapt to changing market conditions. Michelle leverages the combined resources of Merrill and Bank of America to provide clients with investment insights, banking convenience, and lending solutions. Her approach integrates long-term wealth strategy, disciplined investment management, risk mitigation, and tax-efficient planning. Michelle assists clients in building, protecting, and sustaining wealth, navigating financial considerations such as divorce, and supporting business owners with strategic planning for growth and financial independence. She is committed to simplifying financial complexity and helping clients navigate life transitions with clarity and confidence. Michelle holds a Bachelor's Degree from Rutgers and has earned the Personal Investment Advisor (PIA) designation. Outside of her professional role, she enjoys activities such as biking, bowling, camping, dancing, gardening, golfing, hiking, pickleball, traveling, and yoga.

Tino Salaris is a financial advisor with Charles Schwab in Red Bank, NJ, holding Series 63 and Series 66 designations and 11 years of industry experience. His career includes roles at Merrill, Bank of America, TD Ameritrade, and Schwab firms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized operational support.

Nicholas Chopey is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 66 licenses and 39 years of industry experience. He has been with Equitable Advisors since 2018 and was previously with AXA Advisors LLC for two years. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm is dual-registered as an SEC investment adviser and broker-dealer and works extensively with program sponsors and third-party managers to offer advisory and brokerage solutions.

Joseph Mandile is a financial advisor at Ameriprise with 38 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to his current role, he worked at Ameriprise Financial Services, Inc. for 31 years. Outside of advising, he is involved in a business ownership role related to office lease and management. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets. The firm delivers non-discretionary, research-driven recommendations that integrate tax-efficient withdrawal strategies and Social Security options, supported by algorithmic tools and oversight committees.

Robert Jaffe is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. He has been affiliated with Royal Alliance since 2011. Jaffe is also involved in fixed insurance sales through two LLCs in New Jersey and California. OSAIC serves a diverse range of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm employs advanced asset-allocation tools and offers a variety of portfolio management options, including access to third‑party money managers and unified managed accounts.

John Ulrich is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He has been with Morgan Stanley Smith Barney since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients. The firm focuses on tailored financial planning and manages approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools and analytics.

Nicholas Thierry is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and one year of industry experience. He previously worked at Merrill Lynch for five years and has experience in various roles outside finance, including positions in the hospitality and marketing sectors. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations through a non-discretionary program supported by an in-house manager solutions team and centralized due diligence.

Michael Emerson is a financial advisor with LPL Financial who holds Series 63 and Series 65 designations and has 29 years of industry experience. He has worked as an independent sales agent since 1999 and has been with LPL Financial since 2013. His other business activities include serving as a non-variable insurance agent with a focus on long-term care. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Douglas Niosi is a financial advisor at OSAIC with 25 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously at Royal Alliance Associates, Inc. and John Hancock Financial Services, Inc. Outside of his advisory role, he officiates youth travel soccer games as a referee. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of investment options and utilizes firm-supported tools such as asset-allocation models and automated rebalancing to construct portfolios.

Charles Tepper is a financial advisor at RBC Capital Markets with 28 years of industry experience. He has held his current position since 2011 and holds Series 63 and Series 65 licenses. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services, employing a mix of in-house and third-party investment managers tailored to each client’s risk profile.

Rich Peckio is currently a Planning Consultant at Fidelity Investments. In this role, he focuses on helping clients work towards their financial goals by preparing personalized financial plans. He emphasizes building relationships with clients to understand their unique situations and co-creating a roadmap tailored to their needs. Rich has been with Fidelity Investments since 2022, holding positions such as Financial Representative and Relationship Manager prior to his current role. His experience encompasses various aspects of financial planning and client relationship management within the firm. He is licensed by the state of California to provide insurance services. Outside of his professional responsibilities, Rich has interests that include fitness, football, hiking, music, parenthood, and traveling.

Vijay Sosiah is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 credentials and three years of industry experience. His work history includes roles at Winnika Holdings LLC and JPMorgan Chase Bank, N.A., among others. He is also involved with Spire Supply NYC Corp, a business active since 2018. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm uses quantitative asset-allocation modeling combined with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Geoffrey Dietzel is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked at Brunswick Financial Group LLC since 2003 and was affiliated with Pruco Securities, LLC. for over two decades. Dietzel is also a director and owner of Brunswick Financial Group, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers comprehensive financial planning, access to model portfolio programs, and third-party asset management, operating an integrated platform that includes insurance products and collateralized lending services.

Michael Iervoline is a financial advisor with J.P. Morgan Securities in Fair Haven, NJ, holding Series 63 and Series 66 licenses and having 29 years of industry experience. He has worked at Merrill and Merrill Edge/Bank of America from 2016 to 2019 before joining JPMorgan Chase Bank, N.A. and J.P. Morgan Securities in 2019. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Stephen Blazejewski is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked with Equitable Advisors since 2017 and previously worked at Axa Advisors. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, corporations, and institutions, offering financial planning, broker-dealer services, insurance distribution, and third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, delivering advisory and brokerage solutions primarily through program sponsors and third-party managers.

Richard Hausler is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He previously worked at UBS Financial Services Inc for 11 years before joining Wells Fargo Clearing in 2021. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Daniella Mills is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and three years of industry experience. Her prior work includes roles with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities, as well as experience outside the financial sector at Thriftway Cards and Gifts. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, using a process that combines quantitative asset-allocation modeling and centralized due diligence with an ESG eligibility framework.

Arthur Tyminskyy is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, All Heart Homecare, and Argo Partners. Outside of finance, he has been involved with All Heart Homecare, reflecting diverse professional interests. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.