Kevin Reidinger is a financial advisor at LPL Enterprise with eight years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model portfolios, third-party asset management, and a variety of brokerage and insurance products via an integrated platform.

Paul Castellano is a financial advisor with Mass Mutual Investors Services holding Series 65 and Series 63 licenses. He has eight years of industry experience, including prior roles at Thrivent Financial and Commerce/TD Bank. Outside of his advisory work, he operates as an independent insurance agent specializing in life, disability, long-term care, and fixed annuities, and serves as a notary public. Mass Mutual Investors Services, a broker-dealer and SEC-registered investment adviser, offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using firm-approved tools and provides various specialized planning programs.

Clarence Washington is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. His prior roles include positions at Bank of America and New York Life Insurance, as well as a multiyear tenure at Ultimate Foods Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Ruggiero is a financial advisor at Wells Fargo Clearing with a Series 66 credential and two years of industry experience. His prior work includes roles at Rutgers Business School, the New York Yankees, the Philadelphia Phillies, and West Virginia University. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jeremy Selecky is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds a Series 66 designation and has previously worked at Alkeon Capital, MBSC Securities Corporation, Syz Capital, and Phenix Capital Group. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven process includes investment policy statement preparation, investment recommendations across various vehicles, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related products and bank deposit sweep options.

Sebastien Cassu is a financial advisor with Mass Mutual Investors Services in Warren, NJ, holding a Series 66 designation and five years of industry experience. He has worked at Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2021. Outside of his advisory role, he is also an independent insurance agent selling life, fixed annuities, disability, long-term care, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative financial planning engagements using firm-approved software and tools, with optional implementation of recommendations through brokerage or insurance products.

Scott Howell is a CFP®-designated financial advisor with 27 years of industry experience. He is currently with LPL Financial and has previously worked at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. Howell operates a DBA under Gladstone Wealth Partners related to his LPL business. LPL Financial serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Danielle Mrozek is a Planning Consultant at Fidelity Investments, where she collaborates with clients and their Wealth Management Teams to develop financial plans that align with their goals. She joined Fidelity Investments in 2023 and has held various positions including Financial Representative and Relationship Manager before assuming her current role in 2026. Her experience at Fidelity Investments has provided her with a comprehensive understanding of financial planning and client relationship management. Danielle holds a California Insurance License.

Daniel Wilson is a CFP® professional with 29 years of industry experience, currently affiliated with OSAIC since 2024. His prior experience includes roles at Securities America Advisors and Guardian Life. Outside of advising, he is a partner in several private investment ventures including a restaurant, specialty pharmacy, and rental real estate projects, and he is a passive member of the Entrepreneurs Organization. OSAIC serves a diverse client base including individuals, institutions, and charitable organizations through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to third-party investment solutions.

John Crlencic is a Series 66 licensed financial advisor with Wells Fargo Clearing, where he has worked since 2016. He has nine years of industry experience. Outside of his advisory role, he is involved in managing a rental property with his spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients. The firm provides investment advisory services, financial planning, and retirement plan consulting, combining research-driven investment strategies with access to a broad range of financial products.

Raymond Vega is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has worked within various Wells Fargo entities since 2009. Vega also owns Raymond Vega Wealth Management, LLC, where he dedicates part of his time outside the firm. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services with tailored recommendations supported by in-house research and tools.

Robert Competiello is a financial advisor with Edward Jones in Madison, NJ, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 31 years of industry experience and joined Edward Jones in 2018. His prior roles include positions at T3 Trading Group, Maxim Group LLC, and ACS Execution Services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a large nationwide network of financial advisors and branch offices.

Edwin Ruiz is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He previously worked at Bank of America, N.A., and has professional experience including roles in education and in the food industry. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mark Dubel is a financial advisor with LPL Financial in Basking Ridge, NJ, holding Series 63 and Series 65 credentials and possessing 34 years of industry experience. He previously worked at INVEST Financial Corp and has a long tenure at Affinity Federal Credit Union. LPL Financial is a national SEC-registered adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits through a wide network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, and consulting services, utilizing model portfolios and research from multiple sources.

Warren King is a financial advisor at LPL Enterprise with two years of industry experience. He holds a Series 66 designation and has worked previously at The Prudential Insurance Company of America, Pruco Securities LLC, and Capital Craft. His background also includes roles outside the financial industry, such as at Skidmore College and West Essex Regional High School. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model wealth portfolios, and third-party asset management solutions, supported by an integrated platform that combines advisory programs with brokerage and insurance product sales.

Christopher Ferrone is a financial advisor with LPL Financial in Branchburg, NJ, holding Series 65 and Series 63 licenses and 11 years of industry experience. His prior roles include positions at MMLIS Investors Services, MASSMUTUAL, and Ameriprise Financial Services, Inc. Outside of his advisory duties, he is involved with Going Gold Choreography, LLC, a non-investment business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, retirement plan consulting, and brokerage services supported by model portfolios, third-party research, and technology-driven tools.

Rob Budziszewski is Vice President and Branch Leader at Fidelity Investments, a role he has held since 2022. He leads a team of financial professionals focused on aligning with clients' evolving needs, collaborating to provide clarity and assist in developing personalized, goal-based financial plans. His approach aims to inspire clients to achieve peace of mind and fulfillment through their financial goals and dreams. Rob has held several positions within Fidelity Investments, including Assistant Branch Leader and Planning Consultant in 2021 and 2022. Prior to joining Fidelity, he worked at Hennion & Walsh, Inc. from 2008 to 2021, serving as Associate Vice President and Investment Associate Supervisor. Outside of his professional responsibilities, Rob enjoys family activities, golf, music, pets, skiing, and traveling.

Neesha Khanna is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Credit Suisse Securities and JPMorgan Chase Bank prior to her current role. She is a silent partner in a consulting business owned by her husband. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm operates with a non-discretionary program, combining institutional advisory services with broker-dealer and investment adviser registrations.

Lynn Delprado Araneta is a financial advisor with OSAIC, holding the ChFC® and Series 63 designations and bringing 44 years of industry experience. She has worked at Royal Alliance Associates, Inc. since 2018 and spent 37 years at Signator Investors, Inc. Her other business activities include serving as a financial adviser and insurance agent, focusing on retirement, insurance, investment, and college education planning. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes.

Andrew Jurczynski is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he works with clients to develop strategies that address their short-, mid-, and long-term financial goals. He provides guidance on a range of matters including general investing, retirement planning, and preparing for unexpected financial needs. Additionally, he can connect clients with Bank of America specialists for services such as banking, credit, home financing, and small business solutions. Andrew's areas of focus include college education planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Andrew earned a Bachelor's Degree from Monmouth University. Outside of his professional responsibilities, Andrew enjoys camping, fishing, football, golfing, and spending time with his family.