John Cerulli is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and nine years of industry experience. His prior roles include positions at LPL Financial, Jovia Financial Credit Union, JPMorgan Chase Bank, and J.P. Morgan Securities. He is also the sole member of JCJr trd llc, a business he owns outside his advisory work. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, providing access to affiliated and third-party managers under various program structures.

John Marinelli is a Financial Advisor with The Erdmann Group at Merrill Lynch Wealth Management. He works closely with partners Andrew Billinghurst and Craig Andrzejewski to provide tailored financial guidance to senior executives, business owners, athletes, entrepreneurs, and ultra-affluent families. Their approach involves comprehensive analysis of clients' financial situations, addressing everything from daily cash flow needs to long-term aspirations. The team has expertise in business sales, concentrated stock positions, generational wealth transfer, and liquidity events, emphasizing customization and ongoing engagement to help clients achieve their goals. Before transitioning to financial advising, John was a football coach at various levels, including roles at The University of Arizona, Illinois, Connecticut, and as a high school head coach. He draws parallels between coaching and advising, applying leadership, communication, strategic planning, assessment, adaptability, risk management, and long-term vision skills cultivated through his coaching career. John also has background experience in Corporate Real Estate and Financial Services. He holds a Bachelor's Degree from Trinity College and a Master's Degree from Manhattanville College. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, John enjoys a range of sports such as baseball, football, golfing, ice hockey, pickleball, running, and skiing, as well as cooking, watching movies, and spending time with his family.

Jack Cheshire is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation. His prior work includes roles at Wind Watch Country Club, Binghamton University, Sayville Yacht Club, Brockport University, and Sayville Public Schools. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Michael Bartolotta is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation and over 20 years of industry experience. His prior work includes roles at RF Lafferty & Co Inc and Fulcrum Securities, Inc. He is also involved in Certainty of Uncertainty, LLC, an advisor-owned entity managing his practice. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Ryan Wroblewski is a financial advisor at Morgan Stanley in Garden City, NY, holding Series 63 and Series 66 licenses with 13 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through Financial Advisors and its Estate Planning Strategies Group.

Wayne Lee is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Morgan Stanley since 2021. His prior experience includes roles at Bank of America and Merrill. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, focusing on structured financial planning and utilizing firm-approved tools such as Monte Carlo simulations and return estimates in its planning process.

Justin Launer is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has 20 years of industry experience, including a decade at First Republic Private Wealth Management prior to joining J.P. Morgan. Launer’s current roles include positions at J.P. Morgan Securities and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending investment strategies.

Thomas Fostvedt is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with WELLS FARGO Advisors from 2011 to 2016. Outside of his advisory role, he serves as an executor of a client’s estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Matthew Desjardin is a financial advisor at OSAIC with three years of industry experience. Prior to entering the financial services field, he served 24 years with the New York City Fire Department. He is also engaged in individual tax preparation and serves as a notary public. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services using firm-supported asset allocation tools, risk tolerance assessments, and access to third-party managers to create tailored portfolios.

Michael Mezzacappa is a financial advisor with J.P. Morgan Securities and holds the Series 66 designation. He has four years of industry experience, including prior roles at Stifel Financial Corp. and Barnum Wealth Management. Outside of finance, he has worked briefly in hospitality, including at East Hampton Grill and Whippoorwill Country Club. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm uses a combination of quantitative asset-allocation modeling and centralized due diligence, applying an ESG eligibility framework when recommending investment strategies.

Vincent Stasi Jr. is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as at Citigroup Global Markets since 2001. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients with a wide array of advisory programs. The firm emphasizes tailored financial planning using structured processes and proprietary tools, managing approximately $2.74 trillion in client assets.

Zixue Fan Soskin is a financial advisor at J.P. Morgan Securities with two years of industry experience. Prior to joining J.P. Morgan Securities, Zixue held roles at ABI FI Corp, JPMorgan Chase Bank, N.A., Citibank, and DTI/Merrill Corporation. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering recommendations on a non-discretionary basis.

Alfred Haber is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked with Equitable Advisors since 1999 and previously with Axa Advisors for over two decades. Outside of advisory work, he has involvement in term insurance through a separate business activity. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management via LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model and offers both advisory and brokerage channels to meet diverse client needs.

Steven Sherman is a CFP® with 45 years of industry experience. He is currently affiliated with Cetera and North Ridge Wealth Planning, having held prior roles at OSAIC and American Portfolios, among others. He is the owner of Evans & Associates LLC, an insurance-related firm where he serves as an administrative officer, and he acts as a fiduciary for various family trusts. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management through a multi-manager platform with access to affiliated and third-party managers across multiple program structures.

Aldo Verrelli is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 designations and bringing 48 years of industry experience. He has worked at Equitable Advisors since 2005 and founded A. Verrelli & Associates in 2009. Verrelli serves on the board of American Commercial Bank in Mineola, NY, and is chairman of the Columbus Citizens Foundation's college scholarship committee as well as the annual Columbus Day Parade. Equitable Advisors provides financial planning, retirement plan support, and asset management services to individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid advisory and brokerage model, leveraging third-party asset managers and LPL programs to implement client recommendations.

Matthew Mazur is a financial advisor at Stifel with Series 65 and Series 63 licenses and two years of industry experience. Prior to joining Stifel in 2022, he worked at VBPN&P LLP for one year. Outside of his advisory role, he is employed at Doc O'Grady's Irish Pub, where he covers barback, waiter, and shift manager positions. Stifel serves a broad range of clients, including individuals, institutions, and charitable organizations, offering both brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Richard Rosenbusch is a financial advisor at Cetera with 33 years of industry experience and holds a Series 63 designation. He has been with Cetera since 2001 and concurrently leads multiple business ventures including accounting and tax services and several real estate and home construction companies. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, deploying strategies ranging from model portfolios to bespoke solutions.

Dylan Givner is a CFP® with eight years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. His prior experience includes roles at UBS Financial Services Inc. and JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Sergio Forlini is a financial advisor at UBS Financial Services with 19 years of industry experience. He holds the Series 66 designation and has worked previously at Bank of America and Merrill. Outside of his advisory role, he serves on the Admissions Committee for Burning Tree Country Club in Greenwich, CT. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and draws on proprietary research and model-based strategies to tailor client solutions.

Joseph Sefaradi is a financial advisor at Morgan Stanley with 14 years of industry experience. He has held positions at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, following a decade at J.P. Morgan Securities and JPMorgan Chase Bank. Outside of his advisory work, he has been involved in property management as the sole proprietor of a rental property business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.