Douglas Todd is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Equitable Advisors since 1999, following a tenure at Axa Advisors. Outside of his advisory work, he owns and operates Highmark Charter Group, a charter boat company. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, offering financial planning and access to asset management through a range of third-party asset managers and programs. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Trevor Jones is a CFP® with 17 years of industry experience, currently affiliated with Ameriprise since 2013. He holds Series 66 and has served in various nonprofit roles, including trustee and treasurer of St Joseph's Outreach and board member of St Paul Inside the Walls. Additionally, he coaches boys and girls lacrosse teams through Steps Lacrosse LLC. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

James Wilkes IV is a financial advisor at Morgan Stanley with 35 years of industry experience. He has worked at Morgan Stanley and its affiliated private bank since 2017 and was previously employed by Mercer Allied Company, L.P. for 23 years. Wilkes holds Series 63 and Series 65 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to both individual and institutional clients. The firm emphasizes structured financial planning using firm-approved tools and serves a wide client base, managing approximately $2.74 trillion in assets.

Murali Balasubramanian is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2009 and J.P. Morgan Chase Bank since 2010. In addition to his advisory role, he is also an employee of J.P. Morgan Bank, enabling him to offer certain bank products and services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Ryan Peters is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 15 years of industry experience. His prior experience includes roles at Royal Alliance, Bank of America, and Merrill. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Richard Rosati is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and has held roles at Morgan Stanley and Morgan Stanley Private Bank since 2014 and 2015, respectively. Outside of advising, he holds passive ownership interests in several businesses including a Brazilian Jiu Jitsu school and multiple restaurant and property management entities in Easton, Pennsylvania. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s process is driven by investment policy statements and modern portfolio theory, and it includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Matthew Coughlin is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018, with prior roles at PNC Investments, Santander Bank, Santander Securities, and TD Ameritrade. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Elizabeth McKenna is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 29 years of experience in the financial services industry and has been a practicing financial advisor since 2000. She holds the CERTIFIED FINANCIAL PLANNER® certification earned in 2008 and the Chartered Special Needs Consultant® designation. As a Portfolio Manager, she manages her own Personalized or Defined Strategies on a discretionary basis, incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Elizabeth's approach focuses on collaboration to develop personalized plans that address specific financial goals. She emphasizes serving professional women, families of individuals with special needs, and older clients with unique financial challenges. Her guidance includes investment portfolios, liquidity issues, risk tolerance, concentrated and restricted stock management, retirement transition, and wealth transfer strategies. She earned a bachelor's degree from Rutgers University School of Business and completed her high school education at North Hunterdon High School. Elizabeth is involved in community organizations including the Rotary Club of Summit/New Providence and The Rose House.

Jean Muhuza is a Series 66 licensed financial advisor at J.P. Morgan Securities with nine years of industry experience. Prior to joining J.P. Morgan in 2026, he worked for Morgan Stanley from 2017 to 2026 and has experience in banking with JPMorgan Chase Bank, N.A. He also spent a year at Stony Brook University early in his career. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a centralized due diligence process. The firm applies an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Vincent Dipaola is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he works with clients to develop personalized wealth management strategies that align with their life priorities and adapt to changing market conditions. He provides access to Merrill's investment insights as well as the banking and lending solutions available through Bank of America. Vincent holds the Personal Investment Advisor (PIA) designation and earned his High School Diploma from South Side Senior High School. He follows the Merrill tradition of community participation and volunteers with organizations such as The Gideons International. His approach focuses on understanding what matters most to clients to help them pursue their financial goals.

Paul Modafferi is a Senior Financial Advisor specializing in family wealth management. He works with clients to create personalized financial strategies that reflect their unique goals and adapt to changing market conditions. Paul draws upon the investment insights of Merrill Lynch Wealth Management and the banking solutions of Bank of America to provide comprehensive guidance across areas such as education planning, legacy planning, retirement income, and tax minimization. With a focus on understanding clients’ financial situations and priorities, Paul begins each relationship by identifying key objectives and customizing approaches accordingly. He employs tools like Merrill’s Investment Personality Assessment to better tailor investment strategies. Paul holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Centenary University. Paul follows Merrill’s tradition of community involvement and dedicates time to volunteering with local organizations. Outside of his professional work, he enjoys football, golfing, hiking, music, reading, spending time with family, traveling, and watching movies.

Gregory Meehan Sr. is a CFP®-certified financial advisor with LPL Financial, where he has worked since 1998, totaling 31 years of industry experience. He holds a Series 63 license and provides financial planning services from Hackettstown, NJ. In addition to his advisory role, Mr. Meehan assists clients in divorce financial planning as a Certified Divorce Financial Analyst and also offers tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions. The firm provides financial planning, advisory programs, and retirement consulting through a national network of representatives, offering both discretionary and non-discretionary management supported by research and model portfolios.

Alexander Joyce is a Senior Financial Advisor at Merrill Lynch Wealth Management, affiliated with The Harbor Group. He began his career in 2011 at Merrill Lynch Wealth Management in Morristown, New Jersey, initially working in the operations department. In December 2013, he joined The Harbor Group as a Registered Client Associate and has since developed expertise in delivering client-focused wealth planning and management services. Alexander’s professional experience encompasses a range of financial advisory areas including college education planning, equity compensation services, family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, personal retirement planning, portfolio management, tax minimization, and retirement income. He works closely with clients such as hedge fund and private equity principals, accounting firm partners, and corporate executives to provide strategic, customized wealth management solutions designed to enhance, preserve, and manage wealth. Alexander holds a bachelor’s degree from Washington College, earned in 2011. He carries professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP) and Personal Investment Advisor (PIA). Outside of his professional role, Alexander enjoys football, golfing, reading, and spending time with his family.

Glenn Shapiro is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and 10 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including financial planning supported by firm-approved tools and strategies developed by its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Jan Sedlacek is a financial advisor at OSAIC with 50 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior work includes roles at Securities America, Inc. and Penn Mutual. Sedlacek is also president of Cornerstone Financial Group, Inc., where he has been involved in insurance sales since 1976. Osaic Wealth, Inc. serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory platforms and provides integrated brokerage and investment advisory services featuring advanced asset-allocation tools and access to third-party money managers.

Kyle Stevens is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and six years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank since 2019. Prior to his financial services career, he was employed at Baltusrol Golf Club and Temple University. Morgan Stanley Wealth Management serves individual and institutional clients by providing a variety of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Pamela Both is a financial advisor at RBC Capital Markets with 11 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services, Inc. for nine years before joining RBC in 2021. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Glenn Krause is a financial advisor with Ameriprise in Flanders, NJ, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise since 2011, including time at Ameriprise Financial Services, Inc. prior to his current role. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary advice through a centralized consulting team and emphasizes the use of Ameriprise-managed accounts in its approach.

Alexander Emanuel is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation. He has one year of industry experience, including prior roles at Herold & Lantern Investments, Inc. and Colonna & Rosen, P.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning using firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements with employers.

Connie Gois is a financial advisor at Merrill with 28 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1995. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.