Marshall Mc Lean is a financial advisor with Merrill in Paramus, NJ, holding a Series 66 designation and 11 years of industry experience. He has worked at Bank of America and Merrill since 2015. Outside of his financial career, Mc Lean is a minority owner of a casual seafood restaurant group and serves as a board member for a private winter club in New Jersey. He is also involved with the Western Golf Association’s Evans Scholars Foundation as a local director. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Shawn Mcdonough is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has 10 years of industry experience, including 15 years at Guardian Life Insurance Co and work with the Cambium Group. He is also a managing partner at RHEI Private Client Group, where he focuses on financial planning, investment management, and insurance. Mass Mutual Investors Services, LLC is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved software and provides various investment and event-driven planning programs.

Kenneth Margolin is a financial advisor at Morgan Stanley with 57 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2007. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its investment approach.

James Broderick is a CFP® professional with 13 years of experience in financial advisory roles. He is currently with LPL Financial, having joined in 2024, and previously worked at Northwestern Mutual Wealth Management Company and several other firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Carmelo Bruzzesi is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and one year of industry experience. Prior to joining Mass Mutual Investors Services in 2024, he worked at MassMutual Life Insurance Co and held various roles at St. Thomas Aquinas College and Cliffside Park educational institutions. He also works as an insurance broker specializing in property and casualty coverage. Mass Mutual Investors Services is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-based planning using firm-approved analytical tools and offers a range of programs including educational seminars and event-driven planning services.

Yoshikazu Yasuoka is a financial advisor at LPL Enterprise with 34 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Prudential Insurance Company of America and PRUCO Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities, using primarily model-driven investment strategies and offering access to third-party asset managers.

David Freda is a financial advisor with Primerica Advisors in Paramus, NJ, holding Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Primerica Financial Services, The Assurance Group, and Aflac, as well as a long tenure at Orange Ulster BOCES. Outside of advisory services, he is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on personalized portfolio management rather than institutional plan services.

Lindsay Berk is a financial advisor at Mass Mutual Investors Services with nine years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at firms including Morgan Stanley, Fidelity, and The Vanguard Group. Her background also includes a one-year role at Tumblelab. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, structuring planning engagements as annual, collaborative relationships using firm-approved analytical tools.

Thomas Graf is a CFP® professional at Raymond James & Associates with 27 years of industry experience. He has worked at Raymond James since 2018, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Brian Baird is a financial advisor at Raymond James & Associates with four years of industry experience. He previously worked for Moore Capital Management for ten years before joining Raymond James. Baird holds a Series 66 license. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Milla Krasnopolsky is a CFA® charterholder and holds a Series 66 license with eight years of industry experience. She has worked at Ameriprise since 2026 and previously spent nine years with INM Advisors, LLC. She is a 50% owner of INM Enterprises, LLC, an engineering company providing heating, A/C, insulation, and home services. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement income planning, combining investment research and algorithmic tools to provide ongoing tax-aware withdrawal and income strategies.

Anna Abma is a financial advisor at Merrill with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill and Bank of America since 2014. Prior to this, she worked at New England Securities. She was previously a certified United Healthcare producer authorized to sell Medicare Supplement insurance and received residuals from that business. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joann Valle is a financial advisor at Merrill with 27 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 1987 and has been with Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Scott Doughty is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at Merrill and Bank of America since 2019 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Cooney is a financial advisor with Merrill in Wayne, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Merrill Lynch since 2001 and at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Nalini Kelly is a financial advisor with Primerica Advisors in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has worked with PFS Investments Inc. and BASF Corporation since 2010 and has been with Primerica Financial Services since 2001. In addition to advisory work, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and separately managed account options primarily to individual and high-net-worth clients. The firm selects third-party asset managers and oversees portfolio implementation while employing a tiered wrap fee structure.

Dawn Castro is a financial advisor at Stifel with 27 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Stifel Nicolaus & Co Inc since 2019, following an 11-year tenure at RBC Capital Markets Corporation. Stifel serves a broad range of clients including individuals, institutional investors, and municipal entities, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses intended to support client decision-making.

Rebecca Golembiski is a financial advisor at Ameriprise with 24 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she owns a condominium unit in Delray, Florida. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that provides written recommendation reports addressing income sources, Social Security options, and tax-smart withdrawal strategies. The firm uses a centralized consulting team and algorithmic tools to generate tailored, non-discretionary retirement income recommendations.

Susan Davis is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America and Merrill. Outside of her advisory role, she is a sole proprietor involved in property management and a partner in a family-owned real estate entity. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to both individual and institutional clients. The firm integrates structured planning tools and various investment strategies while managing approximately $2.74 trillion in client assets.

Christopher Cooney is a financial advisor with LPL Financial in Fairfield, NJ, holding the CFP® designation and Series 66 license. He has 23 years of industry experience, including 11 years with Invest Financial Corporation and 8 years with LPL Financial. Outside of financial services, he has been involved in Shipee's Pharmacy for over two decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services through a large network of advisors, utilizing strategic and tactical investment options supported by advanced operational tools.