Daniel Juechter is a CFP® professional with 38 years of experience in the financial industry. He is currently with Cetera and has worked in various roles at First Allied and Hunter Financial Advisors, which he owns and operates. He also serves as a consultant at Oxford Risk Management Group and holds insurance-related independent contractor roles. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform and supports both discretionary and non-discretionary account structures.

Leila Ross is a financial advisor with LPL Financial in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with LPL Financial since 2013 and also works with Private Portfolio Partners, a hybrid registered investment advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research to support both discretionary and non-discretionary management strategies.

Christopher Mazzatta is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and is based in Paramus, NJ. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stephen Berlamino is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has been associated with Genworth Financial Securities Corporation since 2005 and has operated his own CPA firm providing tax and accounting services since 1995. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various investment management and financial planning services through a large network of advisors, utilizing both affiliated and third-party managers across multiple program structures.

Antonio Competiello is a financial advisor with OSAIC, holding a Series 66 designation and three years of industry experience. His previous roles include positions at Fidelity Investments and Equitable. OSAIC Wealth, Inc. serves a wide range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a variety of investment management tools and third-party platforms.

Isabella Bogdanos is a Financial Consultant currently working with Fidelity Investments since 2021. She has held several roles within the company, including Financial Consultant I and Planning Consultant, progressing to her current position in 2024. Prior to joining Fidelity Investments, Isabella worked as a Financial Consultant at Equitable Advisors from 2018 to 2021. Throughout her career, Isabella has focused on building relationships with clients to understand their financial goals and priorities. She collaborates with clients to develop personalized investment plans that address their needs and preferences, adjusting strategies as life circumstances change to provide ongoing support. Isabella's experience spans multiple years in financial consulting, with a consistent emphasis on client-centered planning. Additional information regarding her education, credentials, or personal interests has not been provided.

Samantha Awad is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2020. Prior to that, she was with Morgan Stanley Private Bank, N.A., from 2015 onward. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader set of financial products, such as insurance-related vehicles and bank deposit sweep options.

Ryan Margolin is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and with 18 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is involved with T3 Entertainment Group, LLC, an entertainment industry consulting and connecting company. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering comprehensive financial planning and advisory programs supported by structured planning tools and a range of investment products.

Kyle Kithcart is a financial advisor at Morgan Stanley with 21 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Frances Heath is a financial advisor with UBS Financial Services and holds Series 63 and Series 65 credentials. She has 40 years of industry experience, including 25 years at UBS, where she has worked since 2001. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Peri Jacobowitz is a financial advisor with MassMutual Investors Services, holding a Series 66 designation and 14 years of industry experience. She previously worked at MetLife Securities Inc. and has been with MassMutual since 2016. Outside of her advisory work, she operates a retail business focused on creating and selling personalized gifts. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, and charitable organizations. The firm offers annual collaborative planning engagements supported by firm-approved analytical tools and also provides specialized services including estate-settlement and employer-sponsored planning programs.

Robert Mosera is a financial advisor at Wells Fargo Advisors with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked at various Wells Fargo affiliates since 2009. Outside of his advisory role, he owns a 50% stake in Hillcrest Capital Advisors Inc. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services tailored to clients who meet a net-worth threshold. The firm provides planning in areas including retirement, education, risk management, and specialized needs such as business-owner transition and special-needs analysis.

Gina Carosella is a Senior Financial Advisor with Merrill Lynch Wealth Management. She began her career in the financial services industry in 1987 with Merrill Lynch and has built over three decades of experience in wealth management and banking. Gina works closely with clients including physicians, business executives, entrepreneurs, and other affluent individuals and families, developing personalized wealth management plans. Her expertise includes fixed income, banking, insurance, credit, and lending services. Gina attended California State Polytechnic College in Pomona, California, and completed the training program at the American Institute of Banking. She holds the Personal Investment Advisor (PIA) designation. A resident of Highland Lakes, New Jersey, Gina enjoys traveling and spending time with her family, friends, clients, and three dogs.

Anthony Napolitano is a financial advisor at Merrill Lynch Wealth Management. He focuses on understanding his clients' lifestyles and aspirations to simplify complex financial matters and provide actionable strategies. His approach to financial planning includes disciplined investment management and customized solutions tailored to individual and business needs. Anthony has expertise in implementing customized retirement plans for business clients, collaborating with actuarial partners to optimize plan design. He also provides treasury cash management services to help businesses manage liquidity efficiently. His specialized areas include divorce transition planning, employee benefits planning, executive compensation, and strategies for defined benefit and contribution plans. He holds a Bachelor's Degree from Montclair State University and has earned professional designations such as Chartered Retirement Plans Specialist (CRPS) and Personal Investment Advisor (PIA). Outside of his professional role, Anthony engages in basketball, boating, cooking, fishing, gardening, hiking, watching movies, and yoga. He is also involved in community activities, including volunteering with the Knights of Columbus and supporting local lacrosse programs.

Thomas Riordan is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked within various Wells Fargo entities since 2010, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm provides a broad range of financial planning services, utilizing proprietary research and tools to deliver tailored recommendations, with an emphasis on integrating advisory services alongside other financial products.

Henry Sackler is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and 13 years of industry experience. He has been with Morgan Stanley since 2013, including a role at Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a range of advisory programs and financial planning services supported by firm-approved planning tools and a comprehensive investment approach.

Andrew Wedeen is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. He has worked within Wells Fargo entities since 2009, including Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory role, he holds a one-third ownership in Pronomic Wealth Management, LLC. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, education, risk, and wealth-transfer strategies. The firm uses proprietary research and planning tools to tailor recommendations, with clients deciding how to implement advice through brokerage or advisory programs.

John Barchitta is a financial advisor at LPL Enterprise with Series 65 and Series 63 licenses and three years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities, LLC, Equity Services, Inc., and National Life. Outside of finance, he was involved with Honeoye Falls Distillery for four years. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a combination of advisory and brokerage services, utilizing model portfolios, third-party asset management, and a range of financial products within an integrated platform.

Charles Cain is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to define their financial goals and develop portfolio strategies tailored to meet those objectives. His approach involves ongoing advice and portfolio adjustments to adapt to clients' changing situations. He has experience focusing on areas such as legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and values-based investing, tax minimization, retirement income, and individual and corporate investment strategy. Charles holds the Personal Investment Advisor (PIA) designation. Charles earned a Bachelor's Degree from the University of Maryland College Park. Born and raised in New Jersey, he balances his professional work with personal interests that include baseball, basketball, billiards, football, music, pickleball, racquetball, skiing, spending time with family, and tennis.

Philip Paul is a CFP®-designated financial advisor with 19 years of industry experience. He currently works at Morgan Stanley, having been with the firm and its affiliated entities since 2021. Prior to that, he worked at Bank of America and Merrill from 2017 to 2021, and also served at Fairleigh Dickinson University from 2015 to 2017. Outside of his advisory role, Paul is a committee member of the Summit Jewish Community Center, where he helps coordinate advertising efforts for community publications. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory services to individuals and institutions, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling as part of its advisory process.