Eric Ramm is a financial advisor with Charles Schwab in Paramus, NJ, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. Prior to joining Charles Schwab in 2022, he spent 11 years at TD Ameritrade in various roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment solutions supported by centralized custody and operational infrastructure.

Edward Book Jr. is a financial advisor with Primerica Advisors located in Oakland, NJ. He holds Series 65 and Series 63 licenses and has two years of industry experience. Prior to his advisory role, he held positions at Mondelez International and L’Oréal USA, and he serves in the Air Force. Outside of his advisory duties, he is a partner and owner of Alpha Investment Properties, LLC. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients through about 3,698 advisors. The firm relies on model-driven strategies created by unaffiliated managers and offers a range of portfolio options supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Paul Gabbianelli is a financial advisor with LPL Financial based in Franklin Lakes, NJ. He holds Series 63 and 65 licenses and has 32 years of industry experience. His prior career includes 18 years at Cetera and operating Paul Gabbianelli & Associates for over four decades. Gabbianelli is also involved in tax preparation and mortgage services through other business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Austin Dickson is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, he worked at Thor Specialties and has been involved with Sacred Heart University in various roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction across a variety of investment vehicles.

Brian Cain is a financial advisor at Raymond James & Associates with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services. He has been with Raymond James & Associates since 2020. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal clients, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

James Hammer is a financial advisor with OSAIC in Paramus, NJ, holding a Series 66 designation and bringing 11 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation and Lincoln Financial Securities Corporation. Outside of his advisory role, he conducts non-variable insurance and annuity sales and serves as successor trustee for the Craig W. Hammer Revocable Trust. OSAIC serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporations, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, with options for discretionary management and third-party strategies.

Anthony D'Alessandro is a Wealth Management Planning Consultant at Fidelity Investments, where he is part of the Private Wealth Management team. In this role, he focuses on providing financial planning services to high net worth families. He has been with Fidelity Investments since 2017, beginning as a Financial Representative and progressing through roles including Relationship Manager and Planning Consultant before his current position. Prior to joining Fidelity, Anthony worked as a Financial Consultant at Laidlaw & Company Ltd. from 2015 to 2017. Outside of his professional responsibilities, Anthony has interests in board games, cars, golf, pets, snowboarding, and traveling.

Valerie Vinbaytel is a financial advisor at Raymond James & Associates with 16 years of industry experience. She has previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. She holds Series 63, Series 65, and Series 66 licenses. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on a range of portfolio management styles and affiliated research.

Jerry Wade is a financial advisor at LPL Enterprise with 21 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. His prior roles include positions at Mass Mutual Investors Services, Metlife Securities Inc., and The Prudential Insurance Company of America. Wade also operates On Point Strategic Planning, LLC, a veteran-owned business. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth clients, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm’s investment approach is model-driven, offering access to third-party asset managers and participation in wrap programs, and it also facilitates insurance product sales and affiliated trust services.

Thomas Kingsley is a financial advisor at Fidelity with 14 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. His prior work includes roles at Bloomberg Tradebook, Guidepoint, Alphasights, Third Bridge, Gerson Lehrman Group, and Telk Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, and it is noted for its use of algorithmic methods and formal advisory roles within Fidelity’s institutional wealth platform.

Vera Dedaj is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Her prior roles include positions at Citigroup and HSBC Bank USA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm employs a centralized due diligence process and incorporates an ESG eligibility framework in its recommendations.

Arthur Katz is a financial advisor at OSAIC with 38 years of industry experience. He holds a Series 63 designation and previously worked at Lincoln Financial Advisors Corp for 27 years. In addition to his advisory role, Katz is involved in insurance brokerage, offering accident, health, disability income, and traditional life insurance products. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform, providing brokerage and advisory services including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization, leveraging multiple custodial and legacy program arrangements alongside alternative investment options.

Scott Faye is a financial advisor at Cetera with 27 years of industry experience. He holds the PFS™ designation as well as Series 63 and Series 66 licenses. In addition to his advisory role, he operates a tax preparation business under Scott J Faye CPA PC, which has been active since 1991. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that provides numerous investment program options and access to third-party managers.

Steven Fuchs is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds the Series 66 designation and has held roles at several firms including Morgan Stanley DW Inc., Capital One Financial Advisors LLC, and Essex National Securities, LLC. His career also includes involvement with Meadows Home Care LLC and Hudson Valley Hoosiers. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm utilizes a centralized due diligence process combining quantitative and qualitative research and offers capabilities in derivatives and commodities through various regulatory registrations.

Lawrence Siliato is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 42 years of industry experience. His career includes nearly four decades at Metlife Securities Inc. before joining Mass Mutual in 2016. He is also involved in health and group insurance sales through a non-MassMutual brokerage. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships using firm-approved analytical tools.

Daniel Juechter is a CFP® professional with 38 years of experience in the financial industry. He is currently with Cetera and has worked in various roles at First Allied and Hunter Financial Advisors, which he owns and operates. He also serves as a consultant at Oxford Risk Management Group and holds insurance-related independent contractor roles. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform and supports both discretionary and non-discretionary account structures.

Leila Ross is a financial advisor with LPL Financial in Paramus, NJ, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. She previously worked at Merrill for 12 years and Private Portfolio Partners for 10 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational and research tools.

Christopher Mazzatta is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and is based in Paramus, NJ. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stephen Berlamino is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 17 years of industry experience. He has worked at Genworth Financial Securities Corporation since 2005 and has operated his own CPA firm specializing in accounting and tax services since 1995. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers various portfolio management and financial planning services through a multi-manager platform that includes affiliated and unaffiliated third-party managers.

Antonio Competiello is a financial advisor at OSAIC with three years of industry experience. He holds a Series 66 designation and has worked at firms including Fidelity Investments and Equitable. His background also includes roles at Bergen County Security and teaching positions at Bergen Community College and William Paterson University. OSAIC Wealth serves a diverse group of retail and institutional clients through a multi-advisor platform offering comprehensive financial planning, advisory services, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and multiple management strategies.