Ally Sipple is an Investment Consultant at Fidelity Investments, a role she has held since 2025. Prior to this, she worked as a Workplace Planning Consultant at Fidelity Investments from 2023 to 2025. In her current position, Ally partners with individuals and families to develop personalized financial plans that align with their goals and adapt to life changes, aiming to foster lasting confidence throughout their financial journey. Ally's professional focus is on helping clients work toward financial wellbeing through personalized guidance and a commitment to individual objectives. Outside of her professional responsibilities, she enjoys spending time at the beach, attending concerts, exploring food, engaging in social events with friends, watching movies, and traveling.

Steven King is a Certified Financial Planner® (CFP®) with 32 years of experience in the financial services industry. He has been with Ameriprise since 2008, including six years at the current firm entity. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with specific asset thresholds, providing detailed Recommendation Reports addressing income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary advice primarily for clients holding assets in Ameriprise Managed Accounts.

Laura Maatouk is a financial advisor at Charles Schwab with four years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at Steward Partners Global Advisory, TD Ameritrade, and J.P. Morgan Securities among other firms. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a centralized operational structure.

Alan Feutz is a CFP® professional with 24 years of experience in the financial services industry. He has worked at LPL Financial since 2026 and previously held positions at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. In addition to his advisory role, he is involved in a transportation business, ER Logix, LLC, which provides overhead container transportation solutions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and research supported by LPL Research.

Steven Hyman is a financial advisor with LPL Financial, holding a Series 63 designation and over 41 years of industry experience. He has worked at LPL Financial since 2020 and previously spent nearly three decades with Securities America, Inc., while also operating his own business, Steven L. Hyman & Associates, Ltd., since 1986. Outside of his advisory work, he is a licensed notary. LPL Financial serves a broad client base including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management supported by research and technology-driven strategies.

Andrew Chusid has been a Wealth Management Advisor since 2016, assisting clients in managing their wealth to meet individual needs through a comprehensive, goals-based approach. He focuses on understanding each client's objectives to design personalized financial strategies, addressing common challenges such as planning for retirement income, risk management, and legacy planning. Andrew's expertise includes college education planning, executive and equity compensation services, liquidity management, personal retirement planning, tax minimization, and managing new wealth. He employs a three-step process that involves planning for defined goals and unexpected events, executing personalized strategies, and ongoing review to ensure alignment with clients' evolving needs. He holds a Bachelor's Degree from Illinois State University and carries professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Andrew is involved with the Evanston Chamber of Commerce, Girl Scouts of Greater Chicago and Northwest Indiana, and Prairie State Legal Services. He lives in Evanston with his wife and daughter.

Theodore Woytowicz is a financial advisor with LPL Financial in Lincolnshire, IL, holding a Series 66 designation and having 25 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory role, he is involved with the Park Ridge Citizens Patrol. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, and institutions. The firm offers various advisory programs, financial planning, and consulting services, employing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Jordan Micklow is a financial advisor with Edward Jones in Lake Forest, IL, holding a Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Aron Gorenstein is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His background includes roles at Raymond James Financial and multiple investment management firms he has founded or managed. He also serves as a FINRA arbitrator and is a licensed notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and proprietary research to support diversified investment strategies.

Roshni Khory is a financial advisor with Ameriprise in Palatine, IL, holding Series 63 and Series 65 licenses with 32 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. In addition to her advisory role, she is involved in independent insurance brokering with Mass Mutual. Ameriprise is a large institutional firm serving clients primarily through its retirement-income planning service aimed at individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement income recommendations.

Rex Ramirez is a financial advisor at Edward Jones in Arlington Heights, IL, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked in the mortgage and lending industry at Envoy Mortgage, Ltd, Ldwholesale (a division of LoanDepot.com LLC), and Homeward Residential Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of approximately 23,701 financial advisors and more than $1 trillion in assets under management.

Douglas Meyer is a CFP® with 41 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Meyer is the owner and producer of Douglas L. Meyer Productions, LLC, which produces Broadway shows. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s IPS-driven advisory process incorporates modern portfolio theory and offers both discretionary and non-discretionary services tailored to plan objectives, including a Plan Level Investment Selection 3(38) discretionary option.

Mary Kate Simon is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and four years of industry experience. She has worked at Morgan Stanley since 2024 and previously at SG Americas Securities, LLC and Walker & Dunlop. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutional clients, including tailored financial planning and broad retail and institutional services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and firm-approved methodologies in its financial planning process.

Michael Resnick is a CFP®-certified financial advisor with 15 years of industry experience, currently affiliated with Equitable Advisors. His prior experience includes roles at OSAIC, Alera Investment Advisors, Triad Advisors, Gcg Financial, and Securian Financial Services. He serves on the University Alumni Board at Brandeis University. Equitable Advisors provides financial planning and retirement-plan support to individual investors, corporations, and charitable organizations, offering advisory and brokerage services through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and manages a significant portfolio of both discretionary and non-discretionary assets.

Troy Grospitz is a financial advisor with Charles Schwab in Northbrook, IL, holding Series 63, 65, and 66 licenses and bringing 20 years of industry experience. He has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management solutions supported by multi-asset model portfolios and centralized operational infrastructure.

Patti Levin is a financial advisor at J.P. Morgan Securities with 42 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with JPMorgan Chase Bank and J.P. Morgan Securities since 2008. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Jeffrey Horwich is a financial advisor with Merrill in Glenview, IL, holding Series 63 and Series 65 credentials and 12 years of industry experience. His work history includes roles at Bank of America, Merrill, Lifetime Financial Group, Horwich Financial Group, and Cetera Advisors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jeffrey Froman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2006 and began his career in financial services in 1996. Jeffrey specializes in working with businesses to address their retirement, benefit, executive, and equity compensation program needs. Jeffrey holds several professional designations, including Certified Investment Management Analyst (CIMA), Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), and Chartered Retirement Plans Specialist (CRPS). These credentials support his ability to tailor and manage retirement benefit plans suited to the unique needs of organizations. He provides a broad range of services to plan sponsors, including plan design guidance, provider selection, plan performance tracking, investment menu updates, and employee education to encourage participation. His approach includes reviewing plan features and investment options to identify opportunities for improvement in technology, reporting, fees, and fiduciary risk management. Jeffrey earned a Bachelor's Degree from Illinois Wesleyan University and a Master's Degree from DeVry University.

William Brandstrader is a financial advisor at Merrill with a Series 66 designation and approximately one year of industry experience. His prior roles include positions at Chicago Partners Wealth Advisors, Loyola University Chicago, and various service-oriented businesses. Outside of advising, he has worked in the hospitality sector, including at Yardhouse and North Shore Country Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Gorand is a financial advisor with J.P. Morgan Securities in Chicago, IL, holding Series 65 and Series 66 licenses and bringing 15 years of industry experience. He has been with J.P. Morgan Securities since 2014 and Jpmorgan Chase Bank, N.A. since 2016. He is a silent shareholder in Shiftgig, Inc., an online job placement platform for the service industry. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.