William Johnson is a financial advisor with LPL Financial based in Rochester, NY. He holds a Series 66 designation and has two years of industry experience. Prior to joining LPL Financial, he worked at Lincoln Financial and OSAIC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, with advice delivered through a large network of investment adviser representatives.

Nicholas Lennon is a CFP® with 14 years of industry experience, currently with RBC Capital Markets in Rochester, NY. He has worked at RBC since 2013 and previously held a role at City National Bank. Outside of his advisory work, he serves on the Board of Directors for The Victor Chamber of Commerce, a local business organization. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individuals, institutions, and corporations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to each client’s risk profile, utilizing both in-house and third-party investment resources.

Zachary Kuhn is a financial advisor at LPL Enterprise with a Series 66 credential and no prior industry experience. His background includes roles in various sectors such as retail and education, including positions at Lowe’s, SUNY Oswego, and Tom Wahl’s. LPL Enterprise serves a broad client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, while also offering financial planning, access to third-party asset managers, and affiliated trust and insurance services.

John Nagle Caraluzzo is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 credentials and 19 years of industry experience. His prior work includes roles at Prudential Insurance Company of America and Pruco Securities LLC. He is also the owner of VNC Enterprises, Inc., a construction and development business. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual financial planning engagements using firm-approved software tools and serves a broad client base including high-net-worth clients.

Myra Miller is a financial advisor with LPL Enterprise who holds Series 63 and Series 66 licenses and has 18 years of industry experience. Her prior work includes positions at The Prudential Insurance Company of America, Pruco Securities, Equitable Advisors, AXA Advisors, and Primerica. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs primarily model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

John Reigelman is a financial advisor at Cetera with 43 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. He has been with Cetera Advisors LLC since 2013 and joined Cetera in 2024. Outside of his advisory role, he is involved with Pre-Paid Legal Services, offering an identity theft program to clients. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm provides access to various portfolio management and financial planning services through a large network of independent advisors and a diverse multi-manager platform.

Connor Leverett is a financial advisor with RBC Capital Markets in Rochester, NY. He holds a Series 66 designation and began his advisory career in 2026. Prior to joining RBC Capital Markets, he worked at KPMG, London Stock Exchange Group, HSBC, and held various roles in both corporate and academic environments. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management, tailored to clients’ risk profiles and incorporating in-house and third-party investment managers.

Timothy Cortina is a financial advisor with Primerica Advisors in Rochester, NY, holding a Series 63 designation and 11 years of industry experience. He has been associated with PFS Investments Inc. and Primerica Financial Services since 2015, and previously worked at Paychex for 21 years. Outside of advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-driven investment strategies managed by third parties and supports a broad range of clients through a large network of advisors.

Robert Walls is a financial advisor at Mass Mutual Investors Services with 22 years of industry experience. He holds the Series 63 designation and has worked with Mass Mutual Investors Services since 2017. Prior to that, he was associated with MetLife Securities Inc. and Metropolitan Life Insurance Company starting in 2003. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative annual planning relationships.

Victoria Bach is a financial advisor with OSAIC based in Pittsford, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Her career includes prior roles at Securities America Advisors, Inc. and Wall Street Financial Group, Inc. She serves as a FINRA industry arbitrator and disciplinary panelist and is co-owner and instructor at Flower City Danc, a local LLC where she also contributes capital and handles some administrative duties. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, utilizing model-based asset allocation, portfolio optimization, and a range of programs including Unified Managed Accounts and third-party money manager options.

Ryan Facinelli is a financial advisor at LPL Financial with three years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Advisors and Seager Marine. Outside of his advisory role, he has a minority ownership interest in investment-related LLCs that manage rental properties. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including model portfolios and third-party asset management, supported by a large network of advisors and extensive operational resources.

Zachary Daigle is a financial advisor at LPL Enterprise with one year of industry experience and holds the Series 66 designation. His prior experience includes roles at Pruco Securities LLC and Hartwell Financial Strategies. Outside of his advisory work, he has been involved with 5 Points Wine and Liquor and works part-time as a DoorDash driver. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and institutions. The firm primarily uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and affiliated trust and insurance services.

Darryl Klimowski is a financial advisor with Cambridge Investment Research Advisors, Inc., holding Series 63 and Series 66 credentials and 29 years of industry experience. His prior work includes roles at J.P. Morgan Securities, J.P. Morgan Chase Bank, and Chase Investment Services Corp. He is also the owner of Lawrence Reuel Press, an outside business activity. Cambridge Investment Research Advisors serves a diverse client base including individuals and institutions, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals.

Steven Whittemore is a financial advisor with OSAIC, holding a Series 66 license and three years of industry experience. He has worked at OSAIC and Securities America Advisors, and his background includes roles in education within the Fairport and Arkport Central School Districts. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering a range of brokerage and advisory services, including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk management tools and multiple program offerings.

Kyle Arena is a financial advisor at LPL Enterprise with one year of industry experience. He holds the Series 66 designation and previously worked at MJS Insurance Agency, LLC, Northwest Bank Corp, and New York Life Insurance Co. Outside of his advisory role, he works as a waiter at Oak & Apple Cidery in Penfield, NY. LPL Enterprise serves a broad range of clients including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm provides financial planning, access to third-party asset managers, and operates a model-driven investment approach supported by in-house research and external portfolio strategists.

Matthew Baker is a financial advisor with LPL Financial in Fairport, NY, holding a Series 66 credential and seven years of industry experience. His prior work includes roles at Bank of America, Merrill, Manning & Napier Advisors, and Halleran Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive resources and technology tools.

Thomas Leonardo is a financial advisor with LPL Financial in Rochester, NY, holding a Series 66 designation and 25 years of industry experience. Prior to joining LPL Financial, he worked at OSAIC for seven years and Signator Investors, Inc. for twelve years. Outside of his advisory role, he is involved with Empire Financial Management, performing non-variable insurance activities and managing related business operations. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and a large network of advisors.

Richard Harter is a financial advisor with OSAIC in Rochester, NY, holding Series 63 and Series 65 credentials and 28 years of industry experience. He previously worked at Securities America Advisors, Inc. and Wall Street Financial Group, Inc. He serves as treasurer of the Brighton Campus Park Condominium Association and is involved in income tax preparation and joint marketing initiatives related to financial planning and insurance sales through his partnerships. OSAIC Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm supports multiple investment strategies and platforms for individual investors, retirement plans, charities, and corporate clients.

David Munn is a financial advisor with LPL Financial in Pittsford, NY, holding a Series 66 designation and 26 years of industry experience. He has been associated with Linsco/Private Ledger Corp. since 2004. In addition to his advisory role, he is active as an independent insurance agent selling fixed life and long-term care insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Matthew Huber is a financial advisor at Stifel with a Series 66 credential and one year of industry experience. His prior work includes roles at ServiceNow, Inc., IZEA Worldwide, Inc., UBS Financial Services Inc., and various companies outside financial services. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by a proprietary investment strategy methodology developed by its Investment Strategy Group.