Olivia Tiboni is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and one year of industry experience. Her career background includes roles at JPMORGAN Chase Bank, N.A., Propel + Capital One, and AllPeople Marketplace. She has also been involved with Tiboni & Tiboni, LLP and The Reeds at Shelter Haven. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager selection, and customized performance reporting. The firm utilizes a centralized due diligence process combining quantitative and qualitative research to inform its recommendations.

Robert Vitiello is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 34 years of industry experience. His career includes 26 years at Metlife Securities Inc. and ongoing roles with MassMutual Life Insurance Company and Mass Mutual Investors Services since 2016 and 2017, respectively. In addition to his advisory work, he is a CPA providing tax preparation services and operates as an independent insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software and collaborative planning methods to develop investment strategies without discretionary authority.

Michelle Mc Tamney is a financial advisor with Edward Jones in Rahway, NJ, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2021, she worked at Kraftware Corporation from 2016 to 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

Basilio Lukis serves as an International Wealth Advisor with Merrill Lynch Wealth Management, where he focuses on managing wealth for international clients residing abroad as well as those residing in the United States. He provides comprehensive financial strategies by listening to clients' needs and aligning their goals within the appropriate frameworks of each jurisdiction. His services integrate investment insights from Merrill and banking products from Bank of America to address multiple aspects of clients' financial lives. With over two decades of experience in finance and portfolio management, Basilio specializes in family wealth management strategies, international wealth management, portfolio management services, and both individual and corporate investment strategies. He collaborates with domestic and international individuals and families to understand their financial situations and develop personalized financial strategies that align with their short- and long-term goals. His approach combines personalized service with access to Merrill's investment expertise and Bank of America's banking services. Basilio holds a Bachelor's Degree from Florida International University and a Master's Degree from Instituto Torcuato Di Tella. He has earned professional designations as a Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA) and is a member of the CFA Institute. He is fluent in Greek, Portuguese, Spanish, and English. Outside of his professional role, he has interests in adventure sports, golfing, and soccer.

Patricia Donelan is a financial advisor at LPL Financial with 47 years of industry experience. She holds the Series 63 and Series 65 credentials. Her prior experience includes roles at Wells Fargo Clearing, UBS Financial Services, and Momentum Independent Network. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Garrett Morrison is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding a Series 66 designation and nine years of industry experience. He has been with Equitable Advisors since 2017 and previously worked at AXA Advisors, LLC. Outside of his advisory role, he serves as power of attorney for his mother, assisting with her financial affairs. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory models implemented through both proprietary programs and third-party managers.

Justin Sonta is a financial advisor with Edward Jones in Atlantic Highlands, NJ, holding Series 63 and Series 66 registrations with 21 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he is a silent partner in several commercial real estate ventures based in Hackensack, NJ. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management, offering a range of advisory programs and affiliated investment products through a large nationwide network of advisors and branch offices.

Anne Marie O'Connor is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and six years of industry experience. Her work history includes roles at J.P. Morgan Securities LLC, J.P. Morgan Chase Bank NA, and J.P. Morgan Chase. She also has experience outside finance, having worked at Barry's Bootcamp for one year. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority. The firm’s advisory process combines quantitative and qualitative research, may include an ESG framework, and benefits from broader derivatives and commodities capabilities.

Silvia Rodriguez Coda is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has been associated with Bank of America, N.A. and Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Arjun Singh is a financial advisor at Morgan Stanley in New York, NY, holding Series 63 and Series 65 credentials. He has been with Morgan Stanley since 2025 and has prior experience at SAVI. Arjun attended Georgetown University and has work experience in educational institutions. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and models outcomes to support client financial plans but generally acts in an advisory capacity without providing individual security recommendations within standalone planning.

Kevin Cellary is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving in the Harbor Group at the SD office alongside colleagues Robert Schmidt, Patrick Hinz, and Christine Bernert. He works primarily with individuals, families, business owners, and corporations on strategies to preserve, maintain, and grow their wealth. Kevin joined Merrill Lynch in 2018, bringing experience from his years in the commodity markets, where he provided long- and short-term commodity forecasting to small business owners, individuals, and publicly traded companies. His areas of focus include college education planning, corporate executive services, divorce transition planning, executive compensation, endowments, foundations and non-profits, personal retirement planning, portfolio management, and services for sports and entertainment clients. He holds a Bachelor of Science degree in Business Administration with concentrations in Management and Media & Communication from Muhlenberg College. Kevin holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is also involved with Muhlenberg College as a donor to athletic alumni programs and as a member of the football alumni community. Kevin resides in Hoboken, New Jersey.

Peter Kaloustian is a financial advisor with LPL Financial in Cranford, NJ, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has worked at LPL Financial Services since 2008 and had a brief tenure at Cetera in 2019. Kaloustian is also involved with Flagstar Bank N.A. alongside his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment options, including model portfolios and third-party asset management, supported by technology tools and a broad platform of non-advisory financial services.

Michael Ciorlian is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. He has been with Merrill and its affiliate Bank of America, N.A. since 2022. Prior to his advisory role, he held various positions including work at Olde Queens Tavern and Rutgers University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Joseph Maccariello is a financial advisor at Cambridge Investment Research Advisors with a Series 66 designation and four years of industry experience. His prior work includes roles at Bank of America, Merrill, and the University of Delaware. He is also employed in tax services for multiple entities based in Staten Island and Springfield. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base with access to multiple platforms and custodians.

Amy Cooke is a financial advisor at Charles Schwab with 20 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing Services for nine years. Outside of her advisory role, she serves as Director of Special Events for the Commercial Real Estate Women of New Jersey, where she helps plan the annual golf outing. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment services supported by multi-asset model portfolios and centralized operational infrastructure.

Michael Wasserman is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been with Merrill since 1983 and concurrently associated with Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Feldman is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he collaborates one-on-one with clients to develop personalized financial strategies that align with their long-term goals. Ryan leverages insights from Merrill's investment expertise alongside the banking and lending capabilities of Bank of America to provide comprehensive wealth management solutions tailored to changing market conditions. He holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Muhlenberg College. Committed to community involvement, Ryan participates in volunteer activities with local organizations, reflecting Merrill's tradition of engagement in the communities it serves.

Elyssa Polster is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. She leads The Coleman Group, a team of wealth management professionals committed to providing customized wealth planning strategies, tailored investment portfolios, liability management, and insurance strategies. Elyssa serves high-net-worth individuals and families, focusing on areas such as college education planning, executive compensation, family wealth management, liquidity management, personal retirement planning, portfolio management, small business strategies, women and wealth, and retirement income. With over 22 years of experience in the financial services industry, Elyssa and her team leverage their expertise to develop tailored solutions aimed at helping clients achieve their financial goals. She holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Elyssa graduated with a Bachelor's degree in Finance from Florida Atlantic University. She resides in Fairfield, Connecticut with her husband and three children.

George Prezioso is a financial advisor with Stifel in Brooklyn, NY, holding Series 65 and Series 63 licenses and bringing 43 years of industry experience. He previously worked at Janney Montgomery Scott Inc. for 42 years before joining Stifel in 2025. Prezioso serves on the boards of several community and educational organizations, including the Fort Hamilton Citizens Action Committee and Bay Ridge Catholic Academy. Stifel serves a broad range of individual and institutional clients, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group. The firm provides episodic, fee-based financial planning and supports diverse client needs including pension plans, charitable organizations, and municipal entities.

Gina Lessner is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. She has worked at Merrill since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.