Scott Clayton is a financial advisor with Merrill, holding a Series 66 credential and four years of industry experience. His prior roles include positions at AARP and CGI Inc., as well as several years of self-employment as a consultant. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Celandra Deane Bess is a financial advisor at Merrill with 15 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked for PNC Financial Services Group for 11 years. Outside of her advisory role, she serves as a board member for Lift DC, a nonprofit supporting economic empowerment, and is on the Board of Trustees for Arena Stage, a theater and theater education organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Zachary Tripoli is a Financial Advisor with Merrill Lynch Wealth Management. He serves as a trusted resource for individuals and businesses, providing tax-efficient investment management and financial planning tailored to their unique goals. Zachary works with clients to develop personalized strategies in areas such as family wealth management, retirement planning, portfolio management, and socially responsible investing. He holds a Bachelor's Degree from Siena College and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Zachary emphasizes integrity, transparency, and honesty in his approach, aiming to educate clients and support them in making informed financial decisions. Beyond his professional role, Zachary is involved with community organizations including the American Red Cross, Capital Area Food Bank, City Mission of Albany, For the Love of Children Tutoring, Regional Food Bank, Special Olympics USA, and Volo Kids Foundation. His personal interests include baseball, basketball, camping, football, music, photography, reading, skiing, spending time with family, and traveling.

Diana Hurst is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Raymond James & Associates since 2016. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, pension plans, and charitable organizations—and offers financial planning, investment consulting, and municipal advisory services through a range of portfolio management styles and affiliated research.

Thomas Ofarrell Jr. is a financial advisor at RBC Capital Markets with five years of industry experience. He holds the Series 66 credential and has worked at RBC Capital Markets since 2020. Prior to his current role, he was employed at FOX Sports/Big Ten Network and has served as an assistant varsity baseball coach and Director of Operations for Athletic Performance Incorporated, combining his interests in athletics and coaching with his professional career. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored investment strategies through various advisory programs, employing both in-house and third-party investment managers to meet specific client risk profiles.

Penny Smith is a financial advisor with Primerica Advisors in Crofton, MD, holding Series 63 and Series 65 credentials and eight years of industry experience. She has worked at Primerica Financial Services since 2016 and PFS Investments Inc since 2017, and currently conducts sales of investment-related and home service products through DiGi Financial and affiliated companies. Prior to her financial services career, she worked for Calvert County Public Schools for over 30 years. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selected separately managed account options primarily for individual and high-net-worth clients. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading and implementation to BNY Mellon Advisors.

Daniel Klosterman Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with LPL Financial since 2010 and has operated Klosterman & Associates since 1986. In addition to his advisory work, he maintains a CPA practice involved in bookkeeping and tax preparation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by advanced operational tools and a comprehensive financial services platform.

Steven Freiman is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and a variety of advisory programs, managing approximately $2.74 trillion in client assets.

Charles Hsieh is a financial advisor with Charles Schwab in Washington, DC, holding Series 63 and Series 66 credentials and 18 years of industry experience. His prior experience includes roles at TD Ameritrade and Scottrade. Outside of his advisory work, he serves as a coordinator for extracurricular activities at the Washington School of Chinese Language & Culture. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary client relationships with access to affiliated discretionary separate managed accounts, using multi-asset model portfolios and centralized operations to support a large client base.

Mark Paschall is a financial advisor with J.P. Morgan Securities in Washington, DC, holding a Series 66 designation and four years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2022, he worked at BDO USA, LLP for eight years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm utilizes centralized due diligence combining quantitative and qualitative research and offers broader derivatives and commodities capabilities through its regulatory registrations and affiliations.

Donald Harrison Jr. is a financial advisor with Raymond James Financial in Severna Park, MD, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with Raymond James Financial since 2001. Outside of his advisory role, he owns a music business involved in writing, recording, and performing. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and consulting supported by analytical tools, and is noted for its municipal advisor affiliation and specialized retirement plan services.

Mark Siegel is a financial advisor at UBS Financial Services with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Merrill and Bank of America. He manages a family trust established under his father's will to provide income for his mother and oversee asset management according to their investment objectives. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services.

Victoria Decker is a financial advisor at Raymond James & Associates with one year of industry experience. She holds the Series 66 designation and has prior work experience including roles at Alex Brown and several non-financial enterprises. Outside of her advisory work, she has been involved with ventures such as Surfing Pig and Solidcore. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base that includes individuals, institutional and pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide adviser network.

Jessica Clowney is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020, following four years at Morgan Stanley. Outside the financial industry, she has operated Simply Elegant Catering for over a decade. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of Wealth Advisors, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting.

Dong Ha Kim is a financial advisor at Morgan Stanley in Washington, DC, holding a Series 66 designation with two years of industry experience. His prior work includes a role at Doma Korean Kitchen. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and advisory programs supported by firm-approved tools and methodologies.

Kelsey Feeley is a CFP®-certified financial advisor at Stifel with five years of industry experience. Before joining Stifel in 2020, she held roles at Merrill Lynch, Morgan Stanley, and Varonis. Feeley also worked at Washington Yu Ying Public Charter School and The Office of Senator Sheldon Whitehouse. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and advisory services supported by proprietary investment methodology developed by its Investment Strategy Group.

John Feeley is a CFP® with over 31 years of experience in the financial services industry. He has worked at LPL Financial since 2021 and previously spent 18 years with M&T Securities, Inc. Feeley is based in Crofton, MD. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Chukwuemeka Njere is a financial advisor at Fidelity with five years of industry experience. He holds the Series 66 designation and has previously worked at The Prudential Insurance Company of America and Pruco Securities LLC. Njere’s work history also includes roles outside finance at Amazon.com and Bowie State University. Fidelity’s Strategic Advisers LLC, where Njere is employed, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves in advisory roles less common among large institutional peers.

Suzanne Skradski is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2006, with a brief tenure at Bofa Securities, Inc. in 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jennifer Sevier is a CFP® professional with 25 years of experience in the financial advisory industry. She has been with Edelman Financial Engines and its predecessor entities since 2009. Her credentials also include Series 63 and Series 65 licenses. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, providing both discretionary and non-discretionary investment solutions.