Mark Siegel is a financial advisor at UBS Financial Services with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Merrill and Bank of America. He manages a family trust established under his father's will to provide income for his mother and oversee asset management according to their investment objectives. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services.

Victoria Decker is a financial advisor at Raymond James & Associates with one year of industry experience. She holds the Series 66 designation and has prior work experience including roles at Alex Brown and several non-financial enterprises. Outside of her advisory work, she has been involved with ventures such as Surfing Pig and Solidcore. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base that includes individuals, institutional and pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide adviser network.

Jessica Clowney is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020 and previously spent four years at Morgan Stanley. Outside of finance, she has been involved with Simply Elegant Catering from 2010 to 2024. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Dong Ha Kim is a financial advisor at Morgan Stanley in Washington, DC, holding a Series 66 designation with two years of industry experience. His prior work includes a role at Doma Korean Kitchen. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and advisory programs supported by firm-approved tools and methodologies.

Kelsey Feeley is a CFP®-certified financial advisor at Stifel with five years of industry experience. Before joining Stifel in 2020, she held roles at Merrill Lynch, Morgan Stanley, and Varonis. Feeley also worked at Washington Yu Ying Public Charter School and The Office of Senator Sheldon Whitehouse. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and advisory services supported by proprietary investment methodology developed by its Investment Strategy Group.

John Feeley is a CFP®-certified financial advisor with over 31 years of industry experience. He is currently with LPL Financial, where he has worked since 2021, following an 18-year tenure at M&T Securities, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, financial planning services, and utilizes model portfolios and research to support both discretionary and non-discretionary management.

Chukwuemeka Njere is a financial advisor at Fidelity with five years of industry experience. He holds the Series 66 designation and has previously worked at The Prudential Insurance Company of America and Pruco Securities LLC. Njere’s work history also includes roles outside finance at Amazon.com and Bowie State University. Fidelity’s Strategic Advisers LLC, where Njere is employed, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves in advisory roles less common among large institutional peers.

Suzanne Skradski is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2006, with a brief tenure at Bofa Securities, Inc. in 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jennifer Sevier is a CFP® professional with 25 years of experience in the financial advisory industry. She has been with Edelman Financial Engines and its predecessor entities since 2009. Her credentials also include Series 63 and Series 65 licenses. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, providing both discretionary and non-discretionary investment solutions.

Stephen Minor II is a financial advisor with Wells Fargo Clearing in Annapolis, MD, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wachovia Bank, N.A. prior to his current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Stephen Pryor is a financial advisor at Raymond James & Associates with 34 years of industry experience. He holds Series 63 and Series 65 registrations and previously worked at RBC Capital Markets, LLC. He has been with Raymond James since 2017. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Debbie Merlos is a financial advisor with Merrill holding a Series 66 designation and four years of industry experience. She has been with Merrill and Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Ashley Hall is a financial advisor at J.P. Morgan Securities with Series 65 and Series 63 credentials and five years of industry experience. Prior to joining J.P. Morgan Securities, Hall worked at Chevy Chase Trust and the Smithsonian Institution. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Lauren Grant is a financial advisor with Morgan Stanley based in Washington, DC, holding a Series 66 designation and having two years of industry experience. She has been with Morgan Stanley since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Michael Ruff is a financial advisor with J.P. Morgan Securities in Washington, DC. He holds Series 65 and Series 63 licenses and has one year of industry experience. Prior to joining J.P. Morgan Securities, he worked at Goldman Sachs & Co. LLC and Deloitte Consulting LLP. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Michael Kirby is a financial advisor at Osaic Wealth, Inc. based in Washington, DC. He holds the Series 66 designation and has been with Osaic and Athena Wealth Strategies since 2025. Prior to entering the financial industry, his background includes roles in education and service positions. Osaic Wealth, Inc. serves a broad client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing various portfolio construction tools and third-party solutions to manage a wide range of investment products.

Edward Tarbutton is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 65 and Series 66 designations and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2017, following six years at FBR Capital Markets & Co. He serves as a board member for the Town of Chevy Chase View, participating in the local neighborhood council. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

James Polucha is a CFP® professional affiliated with LPL Financial, bringing 26 years of industry experience. He has worked with M&T Securities since 2005 and joined LPL Financial in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Christopher Mc Garvey is a financial advisor with Ameriprise, holding a Series 66 designation and 21 years of industry experience. He has worked at Ameriprise since 2005, including its Financial Services division prior to 2020. Outside of his advisory role, he supports advisors in client transitions as an independent contractor for J&R Juergensen, Inc. Ameriprise offers retirement-income planning services focused on individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of large institutional providers.

Gabriela Guardia is a financial advisor at Merrill with 20 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2006. Outside of her advisory role, she is a general partner and managing member of several non-investment entities in Costa Rica related to inherited family property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.