Brian Haney is a financial advisor with Cambridge Investment Research Advisors in Silver Spring, MD, holding Series 63 and Series 65 credentials and 20 years of industry experience. His prior roles include positions at Dempsey Lord Smith and Coastal Investment Advisors, as well as a decade at MML Investors Services and Mass Mutual Life Insurance. Outside of his advisory work, Haney owns and operates a consulting and coaching business and an insurance agency. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, using a variety of platform arrangements and proprietary as well as third-party strategies.

Lionel Desbordes II is a financial advisor at Edward Jones with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Edward Jones since 2009. Outside of his advisory role, he serves on the Board of Trustees for Glenelg Country School in Ellicott City, MD. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management supported by a nationwide network of more than 23,700 advisors. The firm offers a range of advisory programs, investment strategies, and affiliated solutions under a fiduciary standard.

Olivia Baldwin is a financial advisor with Morgan Stanley in Bethesda, MD, holding a Series 66 designation and six years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020 and has prior experience with Healthcare Resource Network and the College of Charleston. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its advisory services.

Liam Mc Nulty is a financial advisor at Morgan Stanley with a Series 66 designation and less than one year of industry experience. Prior to joining Morgan Stanley, he worked at Ankura and has experience in academic environments, including James Madison University and George C. Marshall High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and employs a structured financial planning process using firm‑approved tools and modeling techniques.

Jessica Chicorelli is a financial advisor with Charles Schwab in Elkridge, MD, holding a Series 66 designation and four years of industry experience. Prior to joining Schwab in 2022, she spent 15 years at Akin Gump Strauss Hauer & Feld. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Katherine Heisler is a financial advisor with Morgan Stanley in Baltimore, MD, holding a Series 66 designation and 11 years of industry experience. She has worked at Morgan Stanley Services Group Inc. and Morgan Stanley Smith Barney since 2017, with prior experience at KCD Financial, Inc. and Freedom Investors Corporation from 2014 to 2017. Morgan Stanley Wealth Management provides a variety of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and serves clients directly as well as through corporate financial planning agreements.

Huston Collison is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 65 designations and bringing 37 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning supported by advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers diverse investment and planning services through its broad platform.

Heidi Locastro is a financial advisor at Fidelity with 25 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at firms including Merrill, PNC Investments, Mass Mutual Investors Services, and Metlife Securities. She has been with Fidelity in various capacities since 2022. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios composed of mutual funds, ETFs, and ETPs.

John Day Jr. is a financial advisor at LPL Financial with 32 years of industry experience. He has held his current role at LPL Financial since 1996 and holds Series 63 and Series 65 credentials. Outside of his advisory work, he has been involved in teaching seminars and selling non-variable insurance products, including disability, health insurance, fixed annuities, long-term care, and life insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations through a nationwide network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and various technologies to support diversified investment strategies.

Jeremy Barto is a financial advisor at Wells Fargo Advisors with one year of industry experience. He holds a Series 66 designation and has worked previously at Seventy2 Capital Wealth Management and Mookie's BBQ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients meeting certain net-worth criteria, with recommendations supported by Wells Fargo research and planning tools.

Bradley Hartzel is a CFP® and holds a Series 66 license with 20 years of industry experience. He is currently with Edelman Financial Engines and has previously worked at several affiliated firms including Financial Engines Advisors L.L.C. and Edelman Financial Services LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individuals, retirement-plan participants, and institutional clients, combining committee-driven proprietary modeling with planner delivery and online tools. The firm offers diversified model portfolios, discretionary and non-discretionary advice, and serves approximately 477,000 clients with a range of workplace and direct-subscription solutions.

Daniel Chattler is a CFP® certificant with four years of industry experience, currently serving as a financial advisor at OSAIC in Ellicott City, MD. His prior experience includes roles at The Vanguard Group, Inc. and Ventura Promotional Products, Inc. OSAIC serves a diverse client base including individual investors, institutional clients, and charitable organizations through a broad network of advisers and multiple advisory platforms, offering a range of investment advisory and brokerage services alongside financial planning and retirement plan consulting.

Michael Padilla is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works with families, individuals, and business owners to develop long-term financial strategies that integrate savings plans, financial goals, and business plans with retirement objectives. He serves as clients' primary point of contact and partners with a team of specialists to assist in various aspects of their financial lives. Mike graduated from Brigham Young University with a Bachelor of Arts degree in Economics and a minor in Business Management. His professional background includes owning and managing a home improvement company and working as a Personal Banker for Bank of America, where he helped clients with their checking, savings, and credit needs. He joined Merrill in 2012. Mike holds the designations of CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He lives in Montgomery County with his wife and two children and is active in his church and community. Mike spent time living in Brazil from 2002 to 2004 and is fluent in Portuguese. Outside of work, he enjoys participating in sports such as flag football, camping, hiking, and is involved with the Boy Scouts of America.

Sharon Lewis is a financial advisor at Primerica Advisors with 22 years of industry experience and holds Series 63 and Series 65 credentials. She has worked with Primerica Advisors since 1996 and operates a separate business, Fiscal Pink, LLC, which publishes children’s books. Primerica Advisors is a large firm serving individual, corporate, and charitable clients through a wrap-fee asset management program that relies on model-delivery strategies managed by third-party asset managers, with discretionary separately managed account options and custodial support from Pershing.

Brian Walter is a financial advisor at RBC Capital Markets with seven years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets since 2019, following eleven years with the Department of Defense. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Karen Johnson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and eight years of industry experience. She has worked at Wells Fargo Clearing Services since 2018 and has been with Wells Fargo Bank NA since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Ilghar Samadzadeh is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses. He has been with Wells Fargo Bank and Wells Fargo Clearing since 2023 and 2025, respectively. Prior to his career in financial services, he held roles at George Washington University, Vaco LLC, and Macy’s. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Theodore Blanchard is a financial advisor at RBC Capital Markets in Chevy Chase, MD, with 22 years of industry experience. He holds Series 63 and Series 65 designations and has been with RBC Capital Markets since 2013. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored strategies implemented through a mix of in-house and third-party investment managers and provides discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Michael Palazzo is a financial advisor with Wells Fargo Clearing in Bethesda, MD, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. He has been with Wells Fargo Clearing since 2017 and previously worked at Capital One Advisors, LLC and Capital One Investing, LLC from 2015 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Zoe Migliozzi is a financial advisor at Raymond James & Associates with four years of industry experience. She holds a Series 66 designation and has worked at Raymond James since 2022. Her prior roles include positions at TowneBank and the College of Charleston Center for Student Learning. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning and investment consulting through a range of portfolio management styles and affiliated research resources.