Gregory Kight is a financial advisor at UBS Financial Services with 34 years of industry experience. He has held roles at Merrill and Bank of America prior to joining UBS in 2022. Outside of his advisory work, he serves as chairman of the audit committee for the Kappa Alpha Psi Hyattsville/Landover Alumni Chapter, a charitable organization. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Joshua Rivera is a Series 66-licensed financial advisor with Morgan Stanley in Washington, DC, bringing eight years of industry experience. He has been with Morgan Stanley since 2016 and worked concurrently at the University of Maryland from 2015 to 2017. Outside of his advisory role, he is involved in a vending machine business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm uses structured planning tools and models to support client goals while primarily acting in an advisory capacity.

Brian Morales is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 34 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Awad Morgan is a financial advisor with Ameriprise in Aldie, VA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he is involved in a real estate ownership venture focused on multi-family properties. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted recommendations through a centralized consulting team.

Edmund Zimmerman is a financial advisor at Morgan Stanley in Washington, DC, holding Series 63 and Series 66 licenses with four years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. from 2022 to 2025, as well as TD Ameritrade from 2021 to 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by the Global Investment Committee’s market estimates.

Paul Colbert Jr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and over 30 years of industry experience. He has been with Primerica Advisors since 1993 and Primerica Financial Services since 1992. Outside of advisory work, he is involved in selling loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on retail clients rather than institutional pension or profit-sharing plans.

Maxwell Frishkorn is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. His background includes roles at Burke & Herbert Bank and academic positions at The College of William & Mary and James Madison University. LPL Financial serves individual and institutional clients nationwide, offering a range of advisory programs, retirement plan consulting, and brokerage services. The firm provides discretionary and non-discretionary management supported by research and model portfolios from LPL and third-party subadvisors.

Nicholas Flocos is a Financial Advisor at Merrill Lynch Wealth Management who specializes in helping families and business owners achieve their financial and retirement goals. He offers personalized strategies that focus on reducing risk and strengthening long-term outcomes. His expertise includes executive compensation, family wealth management strategies, institutional investment consulting, personal retirement planning, portfolio management, sports and entertainment finance, individual and corporate investment strategies, tax minimization, and retirement income planning. Nick holds a Bachelor's Degree from the University of Florida and a Master's Degree from the University of Maryland. He holds several professional designations including Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Additionally, he is a licensed general contractor through the Virginia Board of Contractors. Outside of his professional role, Nick is involved in his community as a baseball coach at Langley High School. He also enjoys baseball, chess, golfing, pickleball, spending time with his family, and traveling.

Jeffrey Knotts is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving affluent families and individuals since 2010. He specializes in creating customized financial strategies that address investment management, retirement planning, wealth transfer, and tax-sensitive portfolio management to help clients build, preserve, and distribute wealth effectively. Jeff earned a bachelor's degree from the University of Tennessee in 2009. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®) and Chartered Retirement Planning Counselor™ (CRPC™). His expertise is supported by his ongoing commitment to client-centered financial planning and utilizing the resources available through The Group AG to handle complex, multi-generational family needs. Outside of his professional role, Jeff resides in Northern Virginia with his wife Rachel and their daughters Addison and Henley. He is actively involved in community service, serving on the boards of Peace of Mind at Home, which assists cancer patients with daily living activities, and the University of Tennessee Haslam College of Business Young Alumni Board. Additionally, he and his wife participate in distance and obstacle course races and engage with the University of Tennessee alumni association.

Timothy Moore is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63, 65, and 66 designations and with 25 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2017 and was previously with Goldman Sachs for 12 years. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including financial planning and estate strategies, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools but does not provide individual security recommendations as part of standalone plans.

Christopher Norkus is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2018. His prior experience includes roles at the University of Maryland, Bonefish Grill, and Chesapeake Oral Surgery Associates. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Grant Boone is a Senior Financial Advisor and partner with The Boone Group at Merrill Lynch Wealth Management in Annapolis, Maryland. He works with successful individuals to develop personalized, goals-based financial strategies that align with their most important objectives. His approach involves connecting all aspects of clients' financial lives to recommend tailored wealth management solutions. Grant's expertise includes college education planning, divorce transition planning, employee benefits planning, family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's Degree from Pennsylvania State University System. Outside of his professional role, Grant prioritizes his family and enjoys outdoor activities such as hunting, fishing, and hiking. He also follows sports including football, hockey, and lacrosse.

Kevin Gilligan is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Rafael Gonzalez Tosca is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds the Series 66 designation and previously worked at Merrill for 12 years before joining Morgan Stanley in 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and advanced modeling techniques.

Tomolyn Harris is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. She has worked with Cambridge Investment Research Advisors and its affiliates since 1999 and was associated with Financial Directions LLP for 24 years. In addition to her advisory role, Harris operates as an independent insurance agent and owns a tax services business. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of discretionary and non-discretionary investment strategies and proprietary as well as third-party model portfolios.

Vernon Biggs is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds the Series 65 and Series 66 credentials. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2023, he worked at Northern Trust Securities and Northern Trust Bank for 11 years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers these services on a non-discretionary basis through its Institutional Consulting Services program.

Elizabeth Cruz is a financial advisor with Ameriprise Financial Service, LLC, holding a Series 66 designation and bringing 10 years of industry experience. She has been with Ameriprise since 2013, initially at Ameriprise Financial Service, Inc., before continuing at the current entity since 2020. Outside of her advisory role, she has involvement in real estate ownership. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that provides detailed Recommendation Reports addressing income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, non-discretionary advice, primarily for clients with significant investable assets managed within Ameriprise.

Eric Teichberg is a CFP® with over 31 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. He has worked at J.P. Morgan since 2019 and previously spent eight years with UBS Financial Services. In addition to his advisory role, he is also employed by J.P. Morgan Bank, where he offers deposit and credit products. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage and investment management services, offering recommendations on a non-discretionary basis while clients retain final decision authority.

Anthony Jung is a financial advisor with Charles Schwab in Washington, DC, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been with Charles Schwab since 1989 and with Charles Schwab Bank since 2005. Outside of his advisory work, he serves as a director on the board of the US-Korea Art Foundation, a nonprofit charitable organization. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers investment guidance through multi-asset model portfolios and centralized operational support.

Samantha Cimino is a financial advisor at LPL Financial with one year of industry experience. She holds a Series 66 designation and has previously worked at M&T Bank Financial Services, Southern Maryland Family Dental, The Goddard School, The Community College of Baltimore County, and Unicorn Transportation Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, research, and technology-driven strategies.