Traci Anne Dracoulis is a CFP® professional with 13 years of experience in the financial services industry. She is affiliated with Cetera and has previously worked at Truist, BB&T Securities, and MassMutual. Outside of her advisory role, she is a partner in a custom woodworking business. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various investment strategies and third-party managers.

Thomas Ogrady is a financial advisor with Mass Mutual Investors Services based in Glen Allen, VA. He holds Series 63 and Series 65 licenses and has 37 years of industry experience with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company. In addition to his advisory role, he is involved in life and health insurance sales and manages client assets through his ownership of an LLC. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved tools and offers specialized planning programs in areas such as divorce and estate settlement.

Michael Mills is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cambridge Investment Research Advisors since 2016. Outside of his advisory role, he serves as a committee member for the Boy Scouts of America Troop 709, assisting with promotions, community service, and administration. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, delivering a range of portfolio management and model-based solutions tailored to client objectives.

Nathaniel Snider is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2025. He is a Certified Financial Planner dedicated to helping clients and their families grow their wealth, protect their income, and simplify their financial lives. Nathaniel has been with Fidelity Investments since 2014, progressing through various roles including Financial Representative, Investment Consultant, and Financial Consultant before becoming Vice President. Prior to joining Fidelity, he worked as a Financial Consultant at ICMA-RC in 2019. Outside of his professional career, Nathaniel is engaged in family activities and enjoys interests such as fitness, gardening, hiking, parenthood, and reading.

William Warren is a financial advisor at UBS Financial Services with 10 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill for six years. Warren serves as Chairman Elect of the Richmond Chapter of Ducks Unlimited, where he helps lead fundraising efforts for waterfowl conservation in the Richmond, VA area. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans according to clients’ goals and risk tolerances.

Juliette Sykes is a CFP® professional with six years of industry experience, currently affiliated with LPL Enterprise. She previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company for six years, in addition to roles at OneAmerica Securities, American United Life Insurance, and Mutual of Omaha Investor Services. Outside of her advisory work, she has a long-standing involvement in tax preparation and accounting through Precise Taxes Inc. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products through its integrated platform.

Robert Nodar is a financial advisor with Wells Fargo Advisors who holds a Series 66 designation and has 23 years of industry experience. His prior experience includes roles at Morgan Stanley Smith Barney LLC, Principal Funds Distributor, LPL Financial, and Charles Schwab. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet net-worth thresholds and integrates advisory services with other financial products and referral channels.

Lucas Jones is a financial advisor at Raymond James Financial with 18 years of industry experience. He holds a Series 66 designation and has held roles at PJ Capital Partners LLC, where he is an owner and officer, as well as at Z3Capital Partners and Mahler Capital Management. His other business activity includes serving as president and 50% owner of PJ Capital Partners LLC, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm delivers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance through a unique affiliation with a municipal advisor.

Chase Giegling is a financial advisor at Edward Jones with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Edward Jones, he worked at Charles Schwab & Co., Inc. for two years and held roles at Hilb Group and Walmart. He was also involved with the Central Virginia Soccer Referee Association for two years. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and has a large network of advisors and branch offices across the country.

Blair Rose is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 66 and Series 63 credentials and 22 years of industry experience. Prior to joining Wells Fargo, Blair worked at Nationwide Investment Services Corporation for nine years and was involved with Outsyde Inc. Blair is also engaged in commercial fishing through Bluewater Atlantic LLC, which sells hook and line caught tuna. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services, managing roughly $671 billion in assets through over 14,000 financial advisors.

John Gerard is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and eight years of industry experience. He has worked at Ameriprise since 2018 and previously held positions at Virginia Polytechnic Institute and State University and Virginia Asset Management. Gerard is also co-owner of LDL LLC and Kasch Levitch McAleer and Associates LLC, both investment-related businesses. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s retirement offering includes written Recommendation Reports and ongoing annual advice focused on dependable income and tax-aware withdrawal strategies.

Henry Miller IV is a financial advisor with RBC Capital Markets in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with RBC Capital Markets since 2008 and also works with City National Bank since 2018. Outside of his advisory role, he serves on the advisory board of the Massey Cancer Center and holds leadership positions in the Society of the Cincinnati in Virginia. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, and charitable organizations with tailored investment strategies that combine in-house and third-party managers, offering both discretionary and non-discretionary portfolio management along with financial planning and brokerage services.

Madeline Graves is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has previously worked at Charles Schwab, TCV Trust and Wealth Management, and in legal and academic roles. Outside of finance, she was involved with Uncle Jon's Coffee for eight years. Fidelity, through its Strategic Advisers LLC subsidiary, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and systematic portfolio construction to deliver model portfolios and advisory solutions.

Debbie Binney is a Wealth Management Senior Relationship Manager at Fidelity Investments. In her role, she serves as a primary point of contact for clients, focusing on delivering personalized service tailored to individual needs and preferences. She facilitates conversations about wealth and investment planning to assist multiple generations of families. Debbie has been with Fidelity Investments since 2016, initially working as a Private Wealth Management Relationship Manager before her current position beginning in 2017. Prior to joining Fidelity, she worked as a Relationship Manager at LPL Financial from 2011 to 2016. Outside of her professional responsibilities, Debbie's personal interests include spending time with friends and attending social events, parenthood, reading, and practicing yoga.

John Cain is a CFP® professional with 15 years of industry experience, currently advising clients at Wells Fargo Advisors in Richmond, VA. His work history includes over a decade with Wells Fargo entities, dating back to 2010. Outside of his role at Wells Fargo Advisors, he holds a 28% ownership stake in Granite Wealth Management, LLC, an investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options for clients meeting certain net-worth thresholds, utilizing proprietary research and tools to develop tailored recommendations.

Kristopher Olexy is a CFP® professional with 22 years of experience in financial services. He has worked at OSAIC since 2018 and previously spent 16 years with John Hancock Financial Services. Outside of his primary advisory role, he serves as an Advanced Planning Advisor for Capitol Financial Solutions and is CEO of an LLC established for tax purposes. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to both traditional and alternative investments.

Matthew Johnson is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Raymond James & Associates since 2015. Johnson serves as Treasurer and board member for the Foundation for Children with Intellectual and Developmental Disabilities and as Treasurer and board member for Meadowbrook Country Club, both nonprofit organizations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension and profit-sharing plans, and municipal entities, offering tailored financial planning and consulting with various portfolio management strategies and affiliated resources.

Nathan Lash is a financial advisor with Mass Mutual Investors Services in Glen Allen, VA, holding Series 63 and Series 66 licenses, and has 26 years of industry experience. He has been with Mass Mutual and its affiliated firm, MML Investors Services, since 2003. Lash is also the owner of Lash Financial LLC and The Collective Wealth Management, LLC, where he provides financial advisory services. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and tools to deliver tailored recommendations.

Thomas Doyle III is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. He has worked at Wells Fargo Advisors since 2018 and previously at Dorsey Wright & Associates. Doyle also maintains ownership interests in two investment-related businesses, Harvie Wealth Management Group, LLC and PNF Holdings LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services with a broad range of offerings, including specialized planning for business-owner transitions and special-needs analysis. The firm utilizes proprietary research and planning tools to develop tailored recommendations, integrating advisory services with other financial products and referral channels.

Jennifer Smith is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding Series 63 and Series 66 designations and 26 years of industry experience. She has worked at various Wells Fargo entities since 2012, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutions. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.