Joanne Baker is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and 21 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services primarily to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Wendy Miller is a financial advisor at Cetera with eight years of industry experience. She holds Series 63 and Series 66 credentials and has worked with firms including Virginia Asset Management and Minnesota Life Insurance Co. Miller is also involved in fixed insurance sales as an agent. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party investment strategies.

Carey Parker is a financial advisor at Ameriprise with 27 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Parker is co-owner and director of a business established to manage office space and related expenses for his financial planning practice. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Mina Saleh is a financial advisor with J.P. Morgan Securities in Henrico, VA, holding Series 63 and Series 65 licenses and four years of industry experience. Her prior roles include positions at Wells Fargo and Qatar National Bank Alahi. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment process.

Whitney Welty is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 licenses and six years of industry experience. She has been with Wells Fargo Clearing since 2019 and has worked at Wells Fargo Bank, NA since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with an expanded investment menu that includes insurance-related vehicles and bank deposit sweep options.

Edward Velasquez is a financial advisor with Edward Jones in Midlothian, VA, holding a Series 66 credential and having 13 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by more than 23,700 financial advisors nationwide.

C Greenwood is a financial advisor at Cambridge Investment Research Advisors with 19 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked with Cambridge since 2011 and its affiliated entities since 2005. Greenwood also serves as a board member for the Fellowship of Christian Athletes Golf Ministry and is a leadership advisory board member for The First Tee of Greater Richmond. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing both proprietary models and third-party strategists across multiple platform arrangements.

Eva Day is a Financial Advisor at Merrill Lynch Wealth Management, where she assists individuals, families, and business owners in navigating complex financial decisions related to growth, transition, and legacy planning. She specializes in creating strategies that bring clarity and structure to various areas including investment management, education funding, retirement income, wealth transfer, and estate planning. Her professional background includes a multicultural European influence and a global perspective, which she incorporates into her intentional approach to wealth management. She collaborates closely with clients' legal and accounting professionals to develop coordinated long-term financial strategies aligned with their evolving goals. Eva holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and is pursuing a degree at Southern New Hampshire University focused on finance, leadership, and ethical problem-solving. Beyond her advisory role, Eva is actively involved in community service and nonprofit leadership, including previous roles with Arts Alliance and ongoing participation in organizations such as the Foodbank of Southeastern Virginia and the Eastern Shore, United Way of South Hampton Roads, and the YWCA South Hampton Roads. She communicates fluently in English, German, Yoruba, and Turkish. Personal interests include dancing, hiking, interior decorating, pickleball, running, and spending time with family.

James Sheehan is a CFP® professional with 27 years of industry experience, currently serving as an advisor at Charles Schwab in Glen Allen, VA. He previously worked at TD Ameritrade before joining Charles Schwab and Co., Inc. and Charles Schwab Bank in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment options, comprehensive financial planning, and integrated custody and brokerage services.

Amy Hubbard is a financial advisor with Raymond James & Associates in Richmond, VA, holding a Series 66 credential and four years of industry experience. Prior to joining Raymond James in 2022, she worked at Edward Jones for eight years and was involved with ROW House Books. Outside of her advisory role, she is a partner in a small business, Edwood, LLC. Raymond James & Associates is a large broker-dealer and registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management strategies.

Christopher Beal is a Series 66-licensed financial advisor with Morgan Stanley in Richmond, VA, and has 23 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2017, preceded by roles at Bank of America and Merrill. Outside of his advisory work, Beal serves on the Board of Trustees for Hampton Roads Academy and owns a recreational charter business called Island Charters in Poquoson, Virginia. Morgan Stanley Wealth Management offers a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by proprietary tools and provides advisory services that include estate planning and investment strategies.

Charles Ricketts is a financial advisor with Ameriprise in Midlothian, VA, holding Series 65 and Series 66 licenses and possessing 18 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008. Ameriprise offers a retirement-income planning service targeted at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary, tailored recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Erik Ott is a financial advisor with Ameriprise in Midlothian, VA, holding a Series 66 designation and 11 years of industry experience. He has worked at Ameriprise Financial Services, Inc. and Ameriprise since 2014. Outside of his advisory role, he owns Monroe Lane, LLC, a business focused on managing his Ameriprise practice. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm uses a combination of investment research, third-party data, and algorithmic tools to provide ongoing retirement advice centered on income sources and tax-aware withdrawal strategies.

Josiah Worley is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has previously worked at Rent The Help and in educational roles at Hampden-Sydney College and Benedictine College Preparatory. LPL Financial serves a broad client base including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and brokerage services through a nationwide network of investment adviser representatives. The firm provides both discretionary and non-discretionary management and utilizes research, model portfolios, and advanced technologies across its offerings.

Melvin Mitchell is a financial advisor at Cetera with 11 years of industry experience. He holds the Series 63 and Series 65 credentials. His prior work includes roles at Lyft and Foresters Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with over 10,000 advisors managing more than $256 billion in assets.

Alexander Howell is a financial advisor with Equitable Advisors, holding a Series 66 designation and one year of industry experience. His prior roles include positions at BlackBox Research and Jones, Swanson, Huddel & Daschbach. Equitable Advisors serves individuals—including non‑HNW and high‑net‑worth clients—corporations, pension plans, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm leverages a network of Investment Adviser Representatives and third-party asset managers to provide customized investment solutions.

Peggy Lawhorne is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with LPL Financial since 2006 and previously worked at Claris Financial, LLC. Lawhorne is also a licensed notary public. LPL Financial serves a wide range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management supported by research and model portfolios from various sources.

Sarah Wilson is a financial advisor at Wells Fargo Clearing with two years of industry experience. She holds Series 65 and Series 63 licenses. Prior to her current role, she worked at Wells Fargo Bank, N.A. for five years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Jeremy Johnson is a financial advisor with Equitable Advisors, holding a Series 66 designation and currently beginning his career in the industry. He has prior work experience at Arrabon and a 16-year tenure at FedEx Express. He was also involved with Bon Air Baptist Church for over a decade. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives and third-party asset managers.

Gregory Raines is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 registrations and has 32 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2011 and has a long history with Travelers Insurance Group and The Commonwealth Group dating back to 1987. Outside of his advisory work, he serves as CEO of GSRC Inc, which provides payroll and benefit services, and holds leadership roles in several insurance and benefits-related businesses. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing proprietary models and third-party strategists across multiple platform arrangements.