Derek Oliphant is a financial advisor at J.P. Morgan Securities in Raleigh, NC, holding Series 63 and Series 65 licenses with eight years of industry experience. His prior roles include positions at Fortright Capital, Equitable Advisors, and Forney Financial Solutions. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a manager solutions team.

Susan Ledford is a financial advisor at Merrill with 37 years of industry experience. She holds Series 63, 65, and 66 licenses and has been with Merrill since 1989, also working at Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Kevin Cecil is a financial advisor with LPL Financial in Raleigh, NC, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has worked at LPL Financial since 2007 and previously spent five years with PRUCO Securities, LLC. Outside of his advisory role, Cecil is involved in fixed insurance and annuity sales under contracts with multiple insurance companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Michael Morrison is a CFP® professional at Edelman Financial Engines with seven years of industry experience. His career includes roles at Fidelity Investments, Northwestern Mutual, and Empower Advisory Group. He is based in Fuquay-Varina, NC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary advice with a focus on diversified portfolios and long-term investment strategies.

Antoinette Russell is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Her prior work includes roles at Lenovo, Greene Resources, Abrigo, ArchiveSocial, and Best Buy. Outside of advising, she operates an e-commerce business with Amway Vitality Essentials and participates as an Amazon Associate. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Brian Reynolds is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Osaic since 2025. He spent 25 years at Lincoln Financial Advisors Corp prior to joining Osaic. Reynolds is a board member of the Be The Rainbow Foundation in Apex, NC, which supports pediatric cancer families, and he also participates in his church’s finance committee. Osaic Wealth serves a broad mix of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization and supports a diverse range of investment programs, retirement plan consulting, and alternative investments.

Michael Austin is a financial advisor with RBC Capital Markets in Raleigh, NC. He holds a Series 66 designation and has two years of industry experience, including prior roles at UBS Financial Services and Northwestern Mutual. Outside of finance, he has experience working with Students and Trucks Inc., an organization unrelated to investment services. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with customizable investment strategies, utilizing both internal and external managers to meet client objectives.

Joseph Megaloudis is a financial advisor at Wells Fargo Clearing in Raleigh, NC, holding Series 63 and Series 65 licenses with 12 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to guide investment decisions.

Bradley Sears is a financial advisor with LPL Financial in Raleigh, NC, holding Series 63 and Series 65 licenses and possessing 30 years of industry experience. His prior roles include positions at Pinnacle Financial Partners, Raymond James Financial Services, and Wells Fargo. Sears is also involved as an associate employee with Anchor Wealth Advisors and Pinnacle Asset Management, where he contributes to client relationship building and regional management. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms.

Timothy Wolfe is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 designations and has held various roles within Fidelity and its related entities since 2008. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves as an advisor to funds and delivers model portfolios through intermediary platforms.

Mitchell Baker is a financial advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity, he held roles at Oasis Outsourcing and other companies. Outside of his advisory work, Mitchell operates a personal eBay account and streams video game content under the name notquiteroyaltyyet. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Lucas Bourne is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has been with Fidelity in various roles since 2008, including positions at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC serves a diverse client base including retail and institutional investors, offering investment management and advisory services that combine fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages model portfolios constructed from mutual funds, ETFs, and ETPs, and is noted for its registration as a commodity pool operator, advisory role to multiple registered investment companies, and use of AI-driven research methods.

Tonya Headrick is a financial advisor with Wells Fargo Clearing in Raleigh, NC, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Morgan Stanley & Co., Incorporated from 2008 to 2009. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third‑party data sources.

Ben White is a Financial Consultant currently working at Fidelity Investments since 2025. He has extensive experience in financial advisory roles, having served as Vice President and National Financial Solutions Advisor Team Lead at Merrill from 2022 to 2025, and previously as Vice President, Financial Solutions Advisor from 2015 to 2022. He began his career at Merrill as an Operations Securities Analyst from 2011 to 2015. Ben guides families through wealth accumulation, retirement transitions, and generational planning by focusing on client-centered strategies, fostering trust, and delivering measurable outcomes. His approach emphasizes integrity, transparency, and disciplined execution to build tailored financial plans that support clients' goals and provide financial peace of mind.

Rebecca Tolbert is a financial advisor with Ameriprise in Raleigh, NC, holding Series 63 and Series 65 licenses and with 29 years of industry experience. She has been with Ameriprise and its predecessor firms since 1992. Outside of her advisory work, she serves as Vice Chair of the Guayabo Animal Rescue Foundation and President of the Board at Beth Shalom. Ameriprise provides retirement-income planning services primarily to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Toiriste O'Neal Jr. is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience with Northwestern Mutual and Wells Fargo Bank, NA. Outside of his advisory role, he is a part-owner of a photo booth rental company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Paul Pratto is a financial advisor with LPL Financial in Raleigh, NC. He holds Series 63 and Series 65 licenses and has 32 years of industry experience. Prior to joining LPL Financial in 2011, he worked at Morgan Stanley and Wells Fargo Clearing, among other firms. Pratto also serves in fiduciary capacities for several family trusts. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including advisory and brokerage services delivered through a large network of investment adviser representatives.

Sandra Stowe is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She has seven years of industry experience, including prior roles at IHS Markit and Ipreo. Outside of her advisory work, she is involved in educational initiatives through White Owl Financial Advisors as an author, educator, and podcast speaker, and serves as a board member for the Greater Raleigh Chamber of Commerce. Cambridge Investment Research Advisors serves individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports a range of management approaches and offers proprietary model strategies alongside access to third-party advisers.

Fred Asfoury is a CFP®-designated financial advisor with Raymond James & Associates, bringing 28 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Citigroup Global Markets, and Merrill. Outside of his advisory work, he is a partner in a real estate development business. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and municipal entities. The firm offers financial planning and non-discretionary investment consulting with a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Christopher Alexander is a financial advisor with Fisher Investments in Raleigh, NC, holding Series 63 and Series 65 credentials and 13 years of industry experience. His prior roles include positions at Personal Capital Advisors Corporation, Spire Investment Partners, Bank of America N.A., and Merrill. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm combines quantitative screening and qualitative research through a centralized investment process and manages risk with tax-aware strategies and defensive tactics.