Christopher Elmore is a Series 66-licensed financial advisor at Charles Schwab with 22 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2005. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

George Littlewood is a financial advisor with Merrill in Raleigh, NC, holding Series 63 and Series 65 licenses and possessing 43 years of industry experience. He has been with Merrill and Bank of America since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Logan Palmer is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he worked in various educational roles, including positions at Davidson County Schools, Watauga County Schools, Appalachian State University, and Ledford High School. Equitable Advisors serves a broad range of clients, including individuals, high-net-worth individuals, retirement plans, corporations, charities, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, delivering advisory and brokerage solutions through program sponsors and endorsed third-party managers.

Stephen Coleman is a financial advisor with Ameriprise in Raleigh, NC, holding CFP® and multiple securities licenses, with 42 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing detailed, research-based Recommendation Reports that address income, Social Security options, and tax-efficient withdrawal strategies. The firm combines algorithmic automation and expert oversight to deliver tailored retirement income advice, primarily for clients with assets managed through Ameriprise.

Caroline Zuendel is a financial advisor with Morgan Stanley in Raleigh, NC, holding Series 63 and Series 66 licenses and seven years of industry experience. Her background includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and Triangle Wealth Management. She is also involved in authorship outside of her advisory work. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning based on structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Andrew Mac Dougall is a CFP® and ChFC® professional with 10 years of industry experience, currently serving at Robert W. Baird & Co. in Raleigh, NC. His prior roles include positions at Northwestern Mutual and Jason Garey. He serves on the board and investment finance committee of Endeavor Charter School in Wake Forest, NC. He is part of the DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pension and profit-sharing plans, and charitable organizations. The firm employs a variety of portfolio management strategies and emphasizes manager selection, internal research, and technology to provide comprehensive advisory services.

Trevor Moyer is a financial advisor at Equitable Advisors with six years of industry experience. He holds the Series 66 designation. His prior roles include positions at Fidelity Investments and Jackson National Life. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through program sponsors and endorsed third-party managers, focusing on a mix of discretionary and non-discretionary asset management.

Michael Loureiro is a Series 66-licensed financial advisor with Wells Fargo Advisors in Raleigh, NC, and has eight years of industry experience. He previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated for ten years before joining Wells Fargo Clearing Services in 2021. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services that include retirement, education, risk, and wealth-transfer planning, using proprietary research and tools to develop tailored recommendations.

Johnny Medlin is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Fidelity Investments, Coastal Federal Credit Union, and Amazon.com Inc. He is based in Raleigh, NC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, third-party research, and various institutional client solutions.

Melissa Poteat is a financial advisor at Morgan Stanley in Raleigh, NC, holding a Series 66 designation with one year of industry experience. Prior to Morgan Stanley, she has significant experience in education and management, having worked with the North Carolina Virtual Public School, the Aquatic Management Group, and the Wake County Public School System. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs. The firm emphasizes tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Jerry Fernandez is a financial advisor with Charles Schwab in Raleigh, NC, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 1997 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management and financial planning services. The firm is notable for its scale, integrated operational structure, and access to alternative investments through a formal due diligence process.

Toni Drapkin is a financial advisor with Cetera, holding a Series 66 credential and 16 years of industry experience. She has worked at Cetera since 2025 and owns Drapkin Financial Services, LLC. Drapkin is also involved in North Home Remodeling LLC, where she performs general office work. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors and serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management and financial planning services across multiple program structures and custodians.

Garrett Railsback is a CFP® professional with 12 years of experience in the financial industry. He is currently with OSAIC and has previously worked at Founders Financial Alliance, LPL Financial, and Edward Jones, among other firms. Railsback has also provided investment advisory services through Founders Financial Alliance, an independent investment advisory firm. OSAIC serves a diverse range of retail and institutional clients, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a range of investment options and uses firm-provided asset-allocation tools and third-party platforms to manage portfolios on both discretionary and non-discretionary bases.

Joshua Miller is a CFP® professional with 16 years of experience in the financial services industry. He is currently with Charles Schwab, where he has worked since 2022, and previously held roles at Ameriprise, Edward Jones, Strategic Advisors Inc, and Fidelity Investments. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized operational and supervisory structures.

Kevin Overcash is a financial advisor at Edward Jones in Apex, NC, holding CFP® and Series 66 designations with six years of industry experience. He previously worked at Piedmont Service Group for eight years before joining Edward Jones in 2019. Outside of advising, he owns and manages a vacation rental property in Atlantic Beach, NC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and affiliated investment options. The firm operates nationwide with over 23,000 financial advisors and offers various managed solutions and tax-efficient services under a fiduciary standard.

Alan Kennedy is a financial advisor with Edward Jones, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Navy Federal Financial Group, North Star Resource Group, Wake County EMS, and Novartis Oncology. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large national network of advisors and branch offices.

Michael Sandlin is a CFP® professional with 23 years of industry experience, currently affiliated with LPL Financial in Raleigh, NC. His prior roles include positions at Truist Advisory Services, Truist Investment Services, and BB&T Securities. Outside of his advisory work, he is involved in real estate rental property ownership. LPL Financial is an SEC-registered adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of financial planning and advisory programs, combining in-house research and third-party resources to provide diversified investment strategies.

Marquita Hylton is a Financial Consultant at Fidelity Investments, a role she has held since 2022. She has extensive experience advising high net worth individuals and families on navigating complex financial situations and enhancing their long-term financial outcomes. Prior to her current position, she worked as an Investment Consultant at Fidelity Investments from 2020 to 2022 and at SECU from 2011 to 2020. Marquita is a CERTIFIED FINANCIAL PLANNER™ with 14 years of experience as an investment advisor. She focuses on wealth planning and builds strong relationships with clients to identify underutilized opportunities, helping them pursue their financial goals with clarity and confidence. Outside of her professional work, Marquita enjoys kayaking and outdoor adventures.

Cyrus Durham is a financial advisor at Ameriprise in Raleigh, NC, holding a Series 66 designation with three years of industry experience. His prior work includes roles at Millenium Planning Group RIA, Imperial Insurance and Financial Services, and Oldhouse Bookkeeping and Tax. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Elisha Hicks is a financial advisor with Edward Jones, holding a Series 66 designation and 13 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.