Robert Frey is a CFP®-certified financial advisor with 10 years of industry experience, currently with Vanguard Advisers. He has held multiple roles at The Vanguard Group, Inc. since 2015 and also worked at Facet and Queens University of Charlotte. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a large client base with over 2,200 advisors.

Tyler Torcasso is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and five years of industry experience. His work history includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., alongside earlier positions in fitness and club environments. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisor teams.

Eugene Allen is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 66 and Series 63 licenses and has worked at multiple firms including Apple, Inc. and Enterprise Holdings. Outside of his advisory role, he is involved in the retail and service industry through a position at Legion Brewing in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach utilizing proprietary methodologies and Vanguard funds, serving hundreds of thousands of clients through a large-scale digital platform with over 2,200 advisors.

Adam Delisle is a financial advisor at Vanguard Advisers in Charlotte, NC, holding a Series 66 designation. He has one year of industry experience and previously worked at Walsh & Associates, LLC. His background includes roles in education at several Florida schools. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, featuring portfolios built from Vanguard funds and ETFs with options for tax-aware strategies and customization.

Stacy Ann Spencer is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at LPL Financial, VendorPass, and MassMutual Investors Services. Vanguard Advisers provides automated and human-supported investment advice to retail investors and retirement plan participants, using a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs. The firm manages a large client base through a combination of digital delivery and advisor support.

Nicole Wiggins is a financial advisor at LPL Enterprise with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including TradeStation Securities, Ally Invest Securities, and Fidelity Investments. Outside of her advisory role, she is an independent licensed insurance agent specializing in Medicare and life insurance products for family and close friends. LPL Enterprise serves a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by internal research and third-party strategists, and offers financial planning, access to asset managers, and participation in wrap programs.

Grant Armstrong Jr. is a CFP® professional with 16 years of industry experience, currently advising at Vanguard Advisers since 2022. His prior work includes roles at multiple financial firms such as The Westridge Forest Garden LLC and Zeiders Enterprises, Inc. He holds Series 66 and Series 63 licenses and is based in Charlotte, NC. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, combining digital delivery with a large advisor team to manage a substantial client base.

Robert Johns Jr. is a Series 66-licensed financial advisor with Vanguard Advisers, based in Charlotte, NC, and has three years of industry experience. Prior to joining Vanguard, he worked for Target Corporation and spent ten years at Red Ventures. Outside of his advisory role, he donates plasma. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm combines digital delivery with a large team of advisors to manage a high volume of client relationships.

John Misle is a financial advisor at Cambridge Investment Research Advisors with over 43 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. His prior work includes 14 years at Lincoln Financial Securities Corporation and a long tenure with Pilot Life Insurance Co. Outside of his advisory role, he serves as a board member of the Sportsmans Club of Charlotte and volunteers on his high school reunion committee. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs across multiple platforms. The firm manages a multi‑billion dollar asset base and supports discretionary and non-discretionary management with access to proprietary and third-party model strategies.

Matthew Williams is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Vanguard Advisers, he worked at Vanguard Marketing Corporation and The Vanguard Group. His earlier career includes positions in education and management roles. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering tax-aware features and customization options.

Samara Barnett is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 registrations and four years of industry experience. Her career includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as prior experience at Erie Insurance and Lakeview Loan Servicing LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, supported by a combination of digital delivery and advisors serving a large client base.

Claudiu Antonie is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing five years of industry experience. His career includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as prior positions at Family Asset Management and the College of Charleston. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with personalized asset allocations and a range of customization options, managing a large client base through a combination of digital platforms and advisory teams.

Eric Spangenberger is a financial advisor at Vanguard Advisers with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has spent his entire career at The Vanguard Group, Inc. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation, primarily employing Vanguard funds and ETFs, and manages a high volume of client relationships through a combination of digital platforms and a large advisor team.

Jocephus Lewis is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His prior work includes roles at Fidelity Investments, Citibank, and Vanguard Marketing Corporation. He has held an active insurance license related to life, health, and annuities in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based and algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs.

Brett Stewart is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Northwestern Mutual and Bradley Advisory. He is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs.

Daniel Rustemeyer is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and eight years of industry experience. His career includes roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. Prior to joining Vanguard, he worked with the International Trade Center at the University of Missouri and served on the Trulaske College of Business Study Abroad Staff. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach, primarily employing Vanguard funds and ETFs, and manages a large client base through its digital platform combined with a team servicing model.

Clifton Boone is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. His prior roles include positions at TIAA-CREF, Bank of America, Merrill, and various real estate firms. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs. The firm serves a large client base through a combination of digital delivery and a sizable advisor team, focusing mainly on retail and plan participants.

Robert Allred is a financial advisor at Vanguard Advisers with two years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Vanguard Advisers, he worked at Ronald Blue Trust and has been involved with various organizations including Central Church and Daraja Children's Choir, Inc. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Carter Garbutt is a Certified Financial Planner (CFP®) with 18 years of industry experience. He has been with Vanguard Advisers since 2012 and also holds roles with Vanguard Marketing Corporation and The Vanguard Group, Inc. based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach and primarily constructs portfolios from Vanguard funds and ETFs, offering a range of customizable investment options.

Edward McConnell is a CFP®-credentialed financial advisor with 23 years of industry experience, currently serving at Vanguard Advisers. He has worked at various Vanguard entities since 2018 and held prior roles at BB&T Securities, BBTIS, and BB&T Bank. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach and managing portfolios largely composed of Vanguard funds and ETFs.