Oded Cohen is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 66 licenses. His previous roles include positions at Securities America Advisors, Inc., Banc of America Investment Services, Inc., and UBS Financial Services. Cohen is also involved with Cohen Wealth Strategies, LLC, where he provides investment advice and insurance services. OSAIC serves a diverse client base ranging from individual investors to institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach features model-based asset allocation and portfolio optimization, supported by a range of managed account programs and third-party money manager options.

Susan Godbee is a financial advisor with LPL Financial in Marietta, GA, holding a Series 66 designation and with 10 years of industry experience. She has previously worked at Raymond James Financial Services and Pinnacle Bank/Pinnacle Financial Partners. Outside of her advisory role, she is the owner of Soapstream LLC, a business involved in commercial real estate, laundromat, and carwash operations. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment advisory and brokerage services through a large network of advisors, utilizing various portfolio strategies and operational tools.

Timothy Mc Gaha is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at E*TRADE Securities LLC and GC&E Systems Group. Outside of his advisory role, he is involved in education as a securities instructor through Exam FX. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Jack Shampine Jr. is a financial advisor with LPL Financial, holding a Series 66 license and 17 years of industry experience. Prior to joining LPL in 2017, he worked at Morgan Stanley Private Bank and Morgan Stanley from 2013 to 2017, and Edward Jones from 2009 to 2013. Outside of his advisory work, he owns an art gallery called J. Lyndon Gallery. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Steven Hennig is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked with E*TRADE Capital Management and E*TRADE Securities. Outside of finance, he was involved with Cinco's Mexican Cantina from 2010 to 2018. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools to support client decision-making.

Daniel Libow is a financial advisor at Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 licenses with one year of industry experience. His work history includes roles at Morgan Stanley and academic positions at Florida State University, Tallahassee State College, and the University of North Florida. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment models but generally acts in an advisory capacity without offering individual security recommendations as part of its standalone planning services.

Stephen Koehler is a financial advisor with Cetera in Johns Creek, GA, holding Series 63 and Series 66 credentials and 12 years of industry experience. His career includes roles at Cetera, Johns Creek Advisors, NEXT Financial Group, Edward Jones, and COUNTRY Capital Management Company. Koehler serves as an elected board member of the Alpharetta Business Association, where he participates in community events and educational initiatives. Cetera is an SEC-registered adviser providing a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various program platforms and third-party managers.

Robert Mcafee is a financial advisor at OSAIC with 16 years of industry experience. He holds a Series 66 designation and previously worked at Fsc Securities Corp for 12 years and Morgan Stanley for one year. Outside of his advisory role, he serves as CFO of McAfee Enterprises Inc., a non-investment business. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, and charities. The firm offers a range of brokerage and advisory services using a multi-advisor platform, with an investment process focused on model-based asset allocation and portfolio optimization.

John Simmons is a financial advisor at Morgan Stanley with Series 66 and Series 63 licenses and three years of industry experience. He previously worked at E*Trade Securities for four years and spent a decade at Verizon before entering the financial sector. Simmons is based in Alpharetta, GA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate comprehensive planning tools and modeling techniques without providing individual security recommendations as part of standalone plans.

Adrienne Doster is a financial advisor with Merrill in Alpharetta, GA, holding a Series 66 designation and seven years of industry experience. She has worked at Merrill since 2018 and previously held roles at Macy’s, Recycling Rules!, and PruitThealth. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Brett Hansen is a Senior Vice President and Senior Financial Advisor with Merrill Lynch Wealth Management in Atlanta, Georgia. He began his career as a financial advisor with Morgan Stanley in 2001 and joined Merrill in 2006. Brett holds the Chartered Retirement Planning Counselor (CRPC) designation and is a qualified Portfolio Manager. His services focus on wealth management planning, portfolio management, and tax-minimization strategies, supporting clients at all stages of wealth with a specific emphasis on retirement planning and investment management. Brett works with clients to prioritize their financial goals, evaluate their finances, and create straightforward, personalized plans. His client focus areas include family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, small business strategies, special needs planning strategies, and retirement income. Brett graduated from the University of Georgia with a Bachelor's degree in Business Administration, majoring in Finance. He was a Varsity Football Letterman, twice selected to the All SEC Academic Honor Roll, and is a two-time Scholar Athlete in the National Football Foundation College Hall of Fame. He was also named to the UGA 40 Under 40 Class of 2015. Brett is active in his community with involvement in The Jeanette Rankin Foundation and the Leukemia & Lymphoma Society. He enjoys outdoor activities, participating in sporting events, and spending time with his family. Brett lives in Alpharetta with his wife, Shannon, and their three children.

Joshua Hamilton is a financial advisor with Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 credentials and seven years of industry experience. Prior to joining Morgan Stanley, he worked with E*TRADE Securities LLC and has held positions in the retail sector with Chick-fil-A. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by advanced modeling and planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and employer-sponsored financial planning arrangements.

Patrick Perrin is a financial advisor at Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 licenses with one year of industry experience. Prior to joining Morgan Stanley, he held various roles in sectors including fitness, education, and retail. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs and tailored financial planning services.

Jeffrey Walters is a ChFC® with 31 years of industry experience, currently serving at Mass Mutual Investors Services since 2017. He previously worked at MetLife Securities Inc. for 24 years. Walters owns and manages J A Walters LLC, a legal passthrough entity through which he sells fixed life insurance, fixed annuities, and long-term care products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements supported by firm-approved software and also conducts educational seminars.

Steven Howell is a financial advisor with Equitable Advisors in Marietta, GA, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been with Equitable Advisors or its predecessor, Axa Advisors, LLC, since 1999. Howell serves on the investment policy committee for PST Advisors, LLC, an Equitable-approved RIA participating on the LPL MWP platform. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a combination of proprietary and third-party advisory programs, focusing on matching clients to appropriate investment models and discretionary managers.

Charles Tallman is a Wealth Management Advisor with The Tallman Team at Merrill Lynch Wealth Management. In this role, he advises and guides families throughout their financial journey, with a specific focus on investment analysis. He often helps coordinate the financial goals and priorities of young adults within larger family wealth management strategies, combining portfolio oversight with an understanding of younger investors' unique needs to help families build a clear financial foundation for their future. To serve clients effectively, Charles emphasizes strong analytical ability, deep problem solving, and a thorough focus on continuous learning. He rigorously analyzes market performance in relation to clients' evolving lives and stays informed on global economic dynamics to provide informed guidance. His client focus areas include liquidity management, portfolio management services, and retirement income. Charles holds a Bachelor's Degree from Clemson University and has earned professional designations as a Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). He is also affiliated with the Atlanta Clemson Club. Outside of work, Charles enjoys golfing, reading, and spending time with his family.

William Dyches is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Cambridge since 2010 and previously was with Guardian Life and Peachtree Planning Advisors. Outside of his advisory role, he is involved as a partner in several family-owned commercial real estate ventures. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and offers a range of discretionary and non-discretionary investment platforms along with affiliated and third-party model strategies.

Jack Wang is a financial advisor with Wells Fargo Clearing in Roswell, GA, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. His career includes roles at Wells Fargo Bank, PNC Bank, and PNC Investments LLC. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs to individual, corporate, and institutional clients. The firm operates a large-scale platform with over 14,000 advisors and approximately $671 billion in assets under management, offering both brokerage and advisory solutions.

Cristal De La Torre is a financial advisor at Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 licenses with one year of industry experience. Prior to joining Morgan Stanley, Cristal worked at COUNTRY Financial and Macerich and has a background connected to the University of Colorado Boulder. Outside of her advisory role, she has been involved with the Veterans Memorial Aquatic Center. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.

Andrew Sperry is a CFP® with 40 years of industry experience, currently serving at OSAIC since 2023. He previously worked at FSC Securities Corporation for 27 years. He also owns Sperry Financial Services, a sole proprietorship offering insurance products as an independent agent. Osaic Wealth serves a wide range of retail and institutional clients, providing brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment approach emphasizing asset allocation, portfolio optimization, and offers various managed account programs and retirement plan consulting.