Quan Pham is a financial advisor with Merrill, holding a Series 66 designation and 14 years of industry experience. He has worked with Merrill since 2012 and has been associated with Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Krista Collver is a Series 66-licensed financial advisor at Morgan Stanley with eight years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2020 and previously spent four years at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a range of advisory programs. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Jacob Chevalier is a financial advisor with Merrill based in Jacksonville, FL. He holds Series 66 and Series 63 designations and has 12 years of industry experience. He has worked at Merrill since 2014 and has also been affiliated with Bank of America since 2015. Outside of his advisory role, he is involved as a general partner and managing member of a limited liability company that holds and sells rental properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Dustin Gilliam is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with various Fidelity divisions since 2016. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, often incorporating AI and systematic methodologies in managing multi-manager and fund-of-funds strategies.

Leslie Valerio is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. She holds Series 63 and Series 66 registrations and has worked within Wells Fargo entities since 2013, including Wells Fargo Clearing and Wells Fargo Advisors, LLC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include cash-flow, retirement, education, and specialized services such as business-owner transition and special-needs planning. The firm combines advisory services with other financial products and referral channels, utilizing Wells Fargo’s research and planning tools to develop tailored client recommendations.

Christian Furze is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 designations and has been affiliated with various Fidelity entities since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a commodity pool operator and advises multiple registered investment companies, distinguishing it among large institutional peers.

Logan Elfreich is a Series 66 credentialed financial advisor with 12 years of experience. He has worked at Bank of America, N.A. and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Megan Clough is a financial advisor at Merrill with 10 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Colin Jones is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has been with both Bank of America, N.A. and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal Chief Investment Office teams and third-party managers.

Stephen Settle is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 licenses and six years of industry experience. His prior roles include positions at Keller Williams Atlantic Partners and Angel Oak Home Loans. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios across mutual funds, ETFs, and ETPs.

Elizabeth Brown is a financial advisor at Fidelity with four years of industry experience. She holds Series 63 and Series 66 licenses. Her prior work includes roles at Pearl Henry Boutique and teaching positions at Trevecca Nazarene University and Maury County Public Schools. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs through systematic methodologies. The firm also serves as a commodity pool operator and advisor to registered investment companies, employing algorithmic methods and AI in its investment process.

John Piraneo is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 credentials and bringing 41 years of industry experience. He has been with UBS Financial Services since 2015. UBS Financial Services serves individual, corporate, and institutional clients with a combination of brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management through proprietary research and asset allocation models.

Paul Wefer is a financial advisor at Fidelity with 12 years of industry experience. He holds the Series 66 designation and has worked at Fidelity Investments since 2025, previously working at Fidelity Brokerage Services LLC and Chimera Securities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services alongside model portfolios built from mutual funds, ETFs, and ETPs.

Iyanuoluwa Saka is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Fidelity, Iyanuoluwa held roles at Florida Financial Advisors and worked in various capacities at the University of North Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Ashley Jones is a Planning Consultant at Fidelity Investments, a role she has held since 2024. She focuses on working with individuals and families to develop personalized financial plans aimed at improving their financial well-being. Ashley's approach emphasizes building relationships based on trust and collaboration, utilizing Fidelity's tools and resources to help clients achieve their specific financial goals. Ashley has a progressive career with Fidelity Investments, including previous positions as a Workplace Planning Consultant I+II from 2022 to 2024, an Investment Solutions Representative from 2020 to 2022, and a Customer Relationship Advocate from 2018 to 2020. She holds insurance licenses in Arkansas and California, supporting her role in financial planning and consulting. Outside of her professional work, Ashley has personal interests that include family activities, fitness, food, hiking, parenthood, and traveling.

Liesl Savage is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Ameriprise. She previously worked at Wells Fargo Bank and Wells Fargo from 2004 to 2021. Outside of her advisory role, she serves on the Board of Directors and as President of the Kiwanis Club of Ponte Vedra. Ameriprise is a large institutional firm providing retirement-income planning services and a broad range of advisory, brokerage, and insurance solutions. Its approach includes algorithm-driven retirement income recommendations combined with personalized financial advice.

Matthew Marcin is a CFA® charterholder with 14 years of experience in the financial industry. He has been with J.P. Morgan Securities and affiliated entities since 2011, currently serving at J.P. Morgan Securities in Ponte Vedra Beach, FL. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Lunise Casimir Dufrene is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and having 12 years of industry experience. She has worked with PFS Investments Inc. since 2014 and Primerica Financial Services since 2010. Outside of her advisory role, she is a member of Nisee & Nisee, LLC, a non-investment-related business. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed accounts. The firm curates third-party asset managers and uses an independent due-diligence process, with a tiered wrap-fee structure distinguishing its operational model.

Nicolas Del Rosal is a financial advisor at Fidelity with Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Apex Energy Solutions, Paramount Builders, Instacart, and Barrel Oak Winery, among others. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver systematically managed model portfolios.

Amy Brand is a Series 66–licensed financial advisor with Merrill in Jacksonville, FL, with 18 years at Merrill and 12 years of industry experience overall. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies constructed by internal and third-party managers for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.