Michael Cardozo is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 65 designations and has worked at J.P. Morgan since 2012, including roles at JPMorgan Chase Bank and Chase Investment Services. Outside of his advisory role, he serves as an adjunct professor teaching basic financial accounting at Hillsborough Community College and works as an assistant wrestling coach at St. Johns Episcopal. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a team of Wealth Advisors. Their approach emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a focus on eligible strategies that may include ESG criteria.

Hannah Metcalf is a financial advisor at Raymond James & Associates with six years of industry experience. She holds a Series 66 designation and has worked previously at AllianceBernstein Investments and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering tailored financial planning and consulting services primarily through non-discretionary relationships.

Camille Hernandez is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 26 years of industry experience. She has been with Raymond James & Associates since 1999. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, pension and profit-sharing plans, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Muhamed Resic is a financial advisor at Raymond James & Associates with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at T. Rowe Price. Resic has been with Raymond James since 2020. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and consulting services supported by a nationwide adviser network.

Ryan Malo is a financial advisor at Ameriprise with six years of industry experience. He holds the Series 66 designation and has worked with Ameriprise since 2020. Prior to his financial advisory career, Malo was involved in education roles at K12 - Florida Cyber Charter Academy, Brooks DeBartolo Collegiate High School, and Kaneland CUSD #302. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Amanda Infante is a financial advisor at Raymond James & Associates with one year of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley and Insigneo. Her background also includes several years in education at the University of Florida and local schools. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide adviser network.

Jose Marrero Jr. is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Charles Schwab and USAA Investment Management Company. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning and investment consulting primarily through non-discretionary advisory relationships.

Todd Giere is a financial advisor at LPL Financial with 30 years of industry experience. He held a prior position at Next Financial Group Inc for 25 years before joining LPL Financial in 2025. He serves as a board member and development chair for Robins Nest Children's Home, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions leveraging a large network of advisors and a variety of model portfolios and third-party subadvisors.

Nelson Potter is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has worked at various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, he is noted as a co-owner of a rental home. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning and a range of investment programs supported by firm-approved tools and methodologies.

Andrew Skinner is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and five years of industry experience. His background includes roles at The Vanguard Group and experience in the golf industry. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning and consulting with a variety of portfolio management strategies.

Peter Currie is a financial advisor with LPL Financial in Clearwater, FL, holding Series 63, Series 65, and Series 66 licenses and having 20 years of industry experience. His prior work includes roles at T Rowe Price, SagePoint Financial, Transamerica Financial Advisors, World Financial Group, Charles Schwab, and OneAmerica Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers various advisory and brokerage services, including financial planning and access to third-party asset management, with a broad platform supported by technology and oversight of substantial discretionary assets.

Robert Matacchiero is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 36 years of industry experience. He has worked with Cetera Advisors LLC since 2016 and Cetera Investment Advisers LLC since 2024, and he has been involved with Professional Insurance Systems of Florida since 1994. Outside of advising, Matacchiero serves as president of the board of directors for a condominium association and operates a fixed insurance business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, and institutional clients through a nationwide network of independent advisors. The firm offers portfolio management, financial planning, and access to various program platforms, operating a multi-manager platform with discretionary and non-discretionary account management.

David Moffatt is a financial advisor at Cetera with 10 years of industry experience. He holds the Series 66 designation and has worked at Cetera and its affiliated entities since 2022, following six years at Raymond James. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporations, charitable organizations, and institutional accounts. The firm offers portfolio management, financial planning, and various retirement services through a multi-manager platform, supporting a range of program structures and custodial relationships.

Kevon Musgrove is a financial advisor with Raymond James Financial in Clearwater, FL, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at Keybridge Wealth Management and Florida Financial Advisors. He is also associated with CN Wealth Management/Keybridge Wealth Management as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and analytical tools to support client goals and maintains a municipal advisory affiliation that supports public-finance work.

Jozsi Popper is a financial advisor with Raymond James & Associates, holding a Series 63 designation and 28 years of industry experience. He has been with Raymond James & Associates since 2001. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Linda Read is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at LPL Financial since 2010. Her prior roles include positions at MSI Financial Services, Inc. and Equitable Advisors, as well as a three-year tenure at Juice Plus. She serves as a board member for HCA Florida Trinity Hospital. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of financial planning and portfolio management solutions supported by advisor-facing technology and oversees over $819 billion in discretionary assets.

Dominique Ingold is a financial advisor at Raymond James & Associates with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Raymond James since 2004. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, charitable organizations, and governmental entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Rebecca Johnson is a CFP® with 37 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. for 15 years. Johnson serves on the Board of Directors and Finance Committee of Oakhurst UMC and consults as an independent financial advisor outside of her primary firm. Ameriprise is a large institutional firm offering retirement-income planning services tailored to individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary recommendations delivered in partnership with clients’ advisors.

Kyle Huber is a financial advisor with Morgan Stanley in Palm Harbor, FL, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank since 2019 and was previously with Jaffe Tilchin Wealth Management from 2014 to 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm‑approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Jacquelyn Metcalfe is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and eight years of industry experience. She previously worked at Longevity Holdings and Eagle Fund Distributor. In addition to her advisory role, Metcalfe owns Nighty Noodles, LLC, where she provides sleep consultations and creates sleep plans for families with children facing sleep challenges. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and retirement plans with a range of financial planning and consulting services supported by extensive research and portfolio management resources.