Austin Caryl is a financial advisor with Cambridge Investment Research Advisors, holding a Series 65 credential. He has one year of experience in the financial industry, with prior roles at University Bank and in sports and events management. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services through a network of independent professionals, utilizing various portfolio management and advisory solutions tailored to client objectives.

Andrea Larkin is a financial advisor at Merrill with seven years of industry experience. She holds the Series 66 designation and has worked at Bank of America, N.A. since 2019, following roles at Merrill and Conway Mackenzie. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Gerald Doran is a financial advisor with Mass Mutual Investors Services in Southfield, MI, holding Series 63 and Series 66 credentials and having 26 years of industry experience. His prior experience includes roles at MetLife Securities Inc. and MassMutual Life Insurance Co. He is also an agent with B&D Financial Group, where he engages in life insurance sales and service. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual financial planning relationships and offers specialized services such as divorce planning and estate-settlement programs.

Corey Schepper is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He previously worked at First Allied Advisory Services, Inc. and First Allied Securities, Inc. from 2013 to 2020. Outside of his advisory role, he operates Schepper Financial, Inc., a legal entity established to manage his Ameriprise franchise. Ameriprise serves clients primarily through its retirement-income planning service, targeting individuals with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to provide personalized, non-discretionary recommendations delivered in partnership with its financial advisors.

Melissa Profitt is a financial advisor with Raymond James & Associates in Farmington Hills, MI, holding Series 63 and Series 66 licenses and possessing 27 years of industry experience. She previously worked at Comerica Securities for over three decades and spent several years at Ameriprise before joining Raymond James in 2023. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutional clients, and charitable organizations. The firm offers financial planning, investment consulting, and institutional fiduciary services, utilizing a range of portfolio management strategies supported by proprietary research and model manager options.

William Fay is a financial advisor with Ameriprise in Novi, MI, holding a Series 66 designation and having 18 years of industry experience. His prior roles include positions at Ameriprise Financial Services Inc and Waddell & Reed, Inc, as well as involvement with various insurance carriers. He is also a co-owner of Fay-Hilbert Resort, LLC, a family-owned entity established for estate planning and liability purposes. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Kyle Hernandez is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation and has previously worked with CUSO Financial Services, LP, and DFCU Financial. Outside of his advisory roles, he operated a business called Motorcitysolez from 2020 to 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs and brokerage services through a national network of investment adviser representatives.

Roosevelt Grayson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with LPL Financial since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and utilizes both discretionary and non-discretionary management supported by research and third-party subadvisors.

Samantha Wilker is the Vice President and Branch Leader at Fidelity Investments, a position she has held since 2023. In this role, she leads and manages a team of financial professionals dedicated to helping clients achieve their personal financial goals. Prior to this, she served as Assistant Branch Leader at Fidelity Investments from 2021 to 2023. Her experience in the financial industry spans over a decade, including her time as a Financial Consultant at Fidelity Investments from 2017 to 2021 and as a Senior Financial Advisor at Merrill Lynch from 2011 to 2017. This background reflects her extensive experience in financial advising and leadership within prominent financial institutions.

Mike Amine is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 34 years of industry experience. His career includes roles at Minnesota Life Insurance Company and Securian Financial Services, and he has been managing partner at Wealth Strategies Financial Group since 1990. He serves on the advisory boards of the National Wrestling Hall of Fame and The University of Michigan Club of Greater Detroit, and is an officer of the non-profit Wrestlers in Business Network. Cetera Investment Advisers LLC is a large SEC-registered firm supporting over 10,000 independent advisors nationwide. The firm serves a diverse client base including individuals, retirement plans, corporations, and institutions, offering various portfolio management and consulting services through a multi-manager platform.

Diane Roegner is a financial advisor with Merrill, holding Series 63, Series 65, and Series 66 credentials and bringing 34 years of industry experience. She has worked at Merrill since 2018 and previously spent four years with Morgan Stanley. Diane serves as an arbitrator for the Financial Industry Regulatory Authority (FINRA). Merrill, along with its affiliate Managed Account Advisors LLC, delivers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers for a range of individual and institutional clients.

Huimin Lau is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds the Series 66 designation and has been with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm integrates quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending strategies.

Tiffany Saites is a financial advisor with LPL Financial in Brighton, MI, holding a Series 66 designation and 11 years of industry experience. She has been with LPL Financial since 2015 and is also involved with Professional Management Services, a CPA firm specializing in tax preparation and accounting. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and nonprofit organizations. The firm offers a broad range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management strategies supported by LPL Research and third-party subadvisors.

Avery Waite is a financial advisor at Merrill with Series 66 and Series 63 credentials and six years of industry experience. Prior to joining Merrill, Waite worked at Plante Moran Financial Advisors and AIG Retirement Services among other firms. Waite has also held roles outside finance, including involvement with Central Michigan University Annual Giving. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Noreen Mckillop is a financial advisor with Merrill in Clarkston, MI, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. She has been with Merrill and Bank of America N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jennifer Pirret is a financial advisor at LPL Financial with 10 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Cetera and Genisys Credit Union, where she has been involved for over 20 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, utilizing a variety of investment strategies and technology solutions.

Nick Singh is a financial advisor with LPL Financial in Southfield, MI, holding the CFP® designation and Series 63 and 65 licenses. He has 44 years of industry experience and has been affiliated with Commonwealth Financial since 1993, Executive Wealth Management since 2006, and INVEST Financial Corp. since 2009. His current tenure with LPL Financial began in 2018. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a broad network of investment adviser representatives. The firm offers a range of advisory and brokerage services including financial planning, retirement plan consulting, and model portfolio management, utilizing both discretionary and non-discretionary approaches.

Tonya Dalton is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding a Series 66 designation and nine years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery and firm-approved tools to support client goals.

John Crandall is a financial advisor at Merrill with 21 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill and Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Craig Harris is a Wealth Management Advisor at Merrill Lynch Wealth Management, leading a team dedicated to guiding clients through their financial lives using a goals-based planning approach. He focuses on tailoring strategies based on clients' risk tolerance, time frames, and the tax implications impacting their goals. With over 30 years of experience, Craig advises clients on wealth accumulation, preservation, and transfer through customized wealth management strategies. His expertise encompasses portfolio development, liability management, asset preservation, and ensuring a predictable lifetime income stream during retirement. Business clients benefit from his guidance on cash management strategies, employee benefit plans, and financing needs. His team also provides access to specialists in premier banking, insurance and estate planning, and retirement plan development. Craig began his career in financial services in 1992 and joined Merrill Lynch in 1994. He holds a Bachelor's Degree from Miami University in Oxford, Ohio. He has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Craig and his wife Kimberly have three children. He participates in community volunteering and enjoys golfing, running, spending time with family, and traveling.